Health Advantage Credit Union


Overview / Commentary
989-791-7070
4550 STATE ST
SAGINAW, MI 48603

Health Advantage Credit Union is headquartered in SAGINAW and is the 87th largest credit union in the state of Michigan. It is also the 1,374th largest credit union in the nation. It was established in 1970 and as of March of 2025, it had grown to 37 employees and 11,229 members at 3 locations. Health Advantage Credit Union has an A health rating.

Field of Membership Restrictions

Health Advantage Credit Union is open to employees, independent contractors, or self-employed persons who regularly work in the Health Care Industry anywhere in the State of Michigan.
See current membership details

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Health

Health Grade Components

Overall
NCUA #20007
Year Chartered1970
Employees37
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD4.04%
Annual Interest Income$2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$175.3MM$176.8MM
LoansQ1 2025vs Q1 2024$108.3MM$104MM
DepositsQ1 2025vs Q1 2024$153.9MM$156.5MM
Equity CapitalQ1 2025vs Q1 2024$20.3MM$18.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$790K$784K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$768K$164K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Health Advantage Credit Union are currently being reviewed.

Locations


Health Advantage Credit Union Locations
Branch Office4550 State StSaginaw, MI 48603
Branch Office5004 Eastman AveMidland, MI 48640
Branch Office1430 N MICHIGAN AveSAGINAW, MI 48602-4734

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