Overview / Commentary
Health Care Family Credit Union is headquartered in Saint Louis and is the 38th largest credit union in the state of Missouri. It is also the 2,079th largest credit union in the nation. It was established in 1969 and as of March of 2025, it had grown to 15 employees and 5,240 members at 2 locations. Health Care Family Credit Union has an A health rating.
Field of Membership Restrictions
Health Care Family Credit Union of Missouri is open those who live or work in the Missouri cities of Maplewood and Richmond Heights. Employees of more than 100 SEGs (health care field and civic organizations) also qualify for membership.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Health Care Family Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 63249 |
| Year Chartered | 1969 |
| Employees | 15 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.72% |
| Return on Equity - YTD | 5.16% |
| Annual Interest Income | $937K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $75.9MM$74.6MM |
| Loans | Q1 2025vs Q1 2024 | $52.7MM$50.9MM |
| Deposits | Q1 2025vs Q1 2024 | $64.4MM$62.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $10.6MM$9.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $372K$284K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $420K$190K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |