Helena Community Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.56%	5-year CD	60 Month - One Bump Share Certificate 2.25% - Ally Bank High Yield 5 Year CD
0.45%	1-year CD	12 Month Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD
0.05%	Savings	Share Savings Account 1.20% - Ally Bank Online Savings Account

View all Helena Community Credit Union rates »

Overview / Commentary

www.thecu4u.org

406-443-5400

915 Kessler St
Helena, MT 59601

Helena Community Credit Union is headquartered in Helena and is the 8^th largest credit union in the state of Montana. It is also the 1,053^rd largest credit union in the nation. It was established in 1936 and as of June of 2017, it had grown to 61 employees and 16,052 members at 5 locations. Helena Community Credit Union has an A+ health rating.

Field of Membership Restrictions

Helena Community Credit Union of Montana is open to the residents, church members, registered students, businesses, accredited institutions, and the people that maintain employment within these qualified counties: Lewis and Clark, Broadwater, Jefferson, Powell, Cascade, Gallatin, and Silver Bow as well as the active or retired members of the military including the reserves and state National Guard no matter what rank or classification, the employees of the Department of Military Affairs, and the family members of current credit union members and the widows/widowers of deceased members.
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Health

A+

Data as of Q2 2017

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Health Grade Components

Overall
NCUA #	68495
Year Chartered	1936
Employees	61
Primary Regulator

Profit Margin
Return on Assets - YTD	0.47%
Return on Equity - YTD	4.13%
Annual Interest Income	$2.8MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$194.1MM$182.0MM
Loans	Q2 2017vs Q2 2016	$131.1MM$129.3MM
Deposits	Q2 2017vs Q2 2016	$171.2MM$162.6MM
Equity Capital	Q2 2017vs Q2 2016	$22.0MM$21.3MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$377.00K$284.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$214.00K$547.00K
Real Estate Owned	Q2 2017vs Q2 2016	$221.00K$0

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Helena Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$25	-	IRA Accumulator
0.05%	$100	-	Share Savings Account

Helena Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$100k^*	-	Premium Plus Money Market
OTHER TIERS: 0.10% → Up to $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $100k
0.20%^*	$100k^*	-	Money Market
OTHER TIERS: 0.10% → $2,500 - $40k \| 0.15% → $40k - $100k

Helena Community Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$10k^*	$15k	Community Checking
OTHER TIERS: 0.15% → Any amount \| 0.50% → $5k - $10k
0.75%^*	$2k^*	-	Business Checking
OTHER TIERS: 0.05% → Up to $500 \| 0.50% → $500 - $2k
0.10%	-	-	Premium Plus Checking

Helena Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.81%	-	-	30 Month Share Certificate Special
1.56%	-	-	60 Month - One Bump Share Certificate
1.46%	-	-	15 Month Share Certificate Special
1.25%	-	-	48 Month - One Bump Share Certificate
1.05%	-	-	36 Month - No Bump Share Certificate
0.85%^*	$40k^*	-	24 Month Share Certificate
OTHER TIERS: 0.75% → $1k - $10k \| 0.80% → $10k - $40k
0.65%	$200	-	6 Month Student Certificate
0.45%^*	$10k^*	-	12 Month Share Certificate
OTHER TIERS: 0.35% → $1k - $10k
0.30%^*	$40k^*	-	6 Month Certificate
OTHER TIERS: 0.20% → $1k - $10k \| 0.25% → $10k - $40k
0.20%^*	$40k^*	-	90 Day Share Certificate
OTHER TIERS: 0.10% → $1k - $10k \| 0.15% → $10k - $40k

Helena Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.31%^*	$40k^*	-	36 Month IRA
OTHER TIERS: 1.21% → $1k - $10k \| 1.26% → $10k - $40k
0.90%^*	$40k^*	-	24 Month IRA
OTHER TIERS: 0.70% → $1k - $10k \| 0.85% → $10k - $40k
0.50%^*	$40k^*	-	12 Month IRA
OTHER TIERS: 0.40% → $1k - $10k \| 0.45% → $10k - $40k

Locations

Helena Community Credit Union Locations
Branch Office	3150 N Sanders St	Helena, MT 59602-0255
Branch Office	915 Kessler St	Helena, MT 59601
Branch Office	1930 Prospect Ave	Helena, MT 59601
Branch Office	3687 Veterans Dr	Fort Harrison, MT 59636-9700
Branch Office	2037 N Last Chance Gulch	Helena, MT 59601-0744