Heritage Bank (GA)


Overview / Commentary
678-284-3305
101 North Main St
Jonesboro, GA 30236

Heritage Bank (GA) is headquartered in Jonesboro and is the 13th largest bank in the state of Georgia. It is also the 639th largest bank in the nation. It was established in 1955 and as of June of 2021, it had grown to 276 employees at 23 locations. Heritage Bank (GA) has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #30846
Year Established1955
Employees276
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD9.31%
Annual Interest Income$28.3MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$1.65B$1.51B
LoansQ2 2021vs Q2 2020$1.04B$1.04B
DepositsQ2 2021vs Q2 2020$1.44B$1.30B
Equity CapitalQ2 2021vs Q2 2020$188.7MM$178.7MM
Loan Loss AllowanceQ2 2021vs Q2 2020$15.2MM$10.8MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.4MM$15.9MM
Real Estate OwnedQ2 2021vs Q2 2020$1.5MM$8.5MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Bank (GA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$1.5k*-Advantage Interest Checking – Truth In Savings
OTHER TIERS: 0.25% $1k - $1.5k
0.25%--50+ Interest Checking – Truth in Savings
0.25%--Advantage Business Interest Checking – Truth In Savings
0.25%--E Interest Checking – Truth In Savings
Locations


Heritage Bank (GA) Locations
Providence Bank, A Division Of Heritage Se Bank - 108 Canton RdCumming, GA 30040
Jonesboro Branch101 North Main StJonesboro, GA 30236
McDonough Branch203 Keys Ferry StreetMcDonough, GA 30253
Fayetteville Branch440 North Jeff Davis DriveFayetteville, GA 30214
Forest Park Branch822 Main StreetForest Park, GA 30297
Eagles Landing Branch830 Eagles Landing Parkway, Suite 100Stockbridge, GA 30281
McDonough-Hampton Branch1705 Georgia Highway 20McDonough, GA 30253
Peachtree City Branch300 Finance AvePeachtree City, GA 30269

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