Heritage Bank (GA)

Overview / Commentary
101 North Main St
Jonesboro, GA 30236

Heritage Bank (GA) is headquartered in Jonesboro and is the 10th largest bank in the state of Georgia. It is also the 634th largest bank in the nation. It was established in 1955 and as of June of 2022, it had grown to 270 employees at 24 locations. Heritage Bank (GA) has an A+ health rating.


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Health Grade Components

FDIC Certificate #30846
Year Established1955
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD8.06%
Annual Interest Income$27.6MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.71B$1.65B
LoansQ2 2022vs Q2 2021$1.10B$1.04B
DepositsQ2 2022vs Q2 2021$1.49B$1.44B
Equity CapitalQ2 2022vs Q2 2021$192.6MM$188.7MM
Loan Loss AllowanceQ2 2022vs Q2 2021$15.3MM$15.2MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$2.1MM$1.4MM
Real Estate OwnedQ2 2022vs Q2 2021$857.00K$1.5MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Bank (GA) Checking Account Rates

0.35%*$1.5k*-Advantage Interest Checking – Truth In Savings
OTHER TIERS: 0.25% $1k - $1.5k
0.25%--50+ Interest Checking – Truth in Savings
0.25%--Advantage Business Interest Checking – Truth In Savings
0.25%--E Interest Checking – Truth In Savings

Heritage Bank (GA) Locations
Jonesboro Branch101 N Main StJonesboro, GA 30236
McDonough Branch203 Keys Ferry StreetMcDonough, GA 30253
Fayetteville Branch440 North Jeff Davis DriveFayetteville, GA 30214
Forest Park Branch822 Main StreetForest Park, GA 30297
Eagles Landing Branch830 Eagles Landing Parkway, Suite 100Stockbridge, GA 30281
Peachtree City Branch300 Finance AvePeachtree City, GA 30269
Providence Bank, A Division Of Heritage Se Bank - 108 Canton RdCumming, GA 30040
McDonough-Hampton Branch1705 Georgia Highway 20McDonough, GA 30253

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