Heritage Bank (GA)

Overview / Commentary
101 North Main St
Jonesboro, GA 30236

Heritage Bank (GA) is headquartered in Jonesboro and is the 12th largest bank in the state of Georgia. It is also the 657th largest bank in the nation. It was established in 1955 and as of September of 2021, it had grown to 278 employees at 24 locations. Heritage Bank (GA) has an A+ health rating.


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Health Grade Components

FDIC Certificate #30846
Year Established1955
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD9.33%
Annual Interest Income$42.7MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$1.64B$1.53B
LoansQ3 2021vs Q3 2020$1.05B$1.04B
DepositsQ3 2021vs Q3 2020$1.42B$1.33B
Equity CapitalQ3 2021vs Q3 2020$192.7MM$180.3MM
Loan Loss AllowanceQ3 2021vs Q3 2020$14.8MM$12.9MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$2.1MM$11.2MM
Real Estate OwnedQ3 2021vs Q3 2020$1.1MM$5.0MM
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Heritage Bank (GA) Checking Account Rates

0.35%*$1.5k*-Advantage Interest Checking – Truth In Savings
OTHER TIERS: 0.25% $1k - $1.5k
0.25%--50+ Interest Checking – Truth in Savings
0.25%--Advantage Business Interest Checking – Truth In Savings
0.25%--E Interest Checking – Truth In Savings

Heritage Bank (GA) Locations
Jonesboro Branch101 North Main StJonesboro, GA 30236
McDonough Branch203 Keys Ferry StreetMcDonough, GA 30253
Fayetteville Branch440 North Jeff Davis DriveFayetteville, GA 30214
Forest Park Branch822 Main StreetForest Park, GA 30297
Eagles Landing Branch830 Eagles Landing Parkway, Suite 100Stockbridge, GA 30281
McDonough-Hampton Branch1705 Georgia Highway 20McDonough, GA 30253
Peachtree City Branch300 Finance AvePeachtree City, GA 30269
Providence Bank, A Division Of Heritage Se Bank - 108 Canton RdCumming, GA 30040

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