Heritage Bank (GA)

Heritage Bank (GA)

Overview / Commentary
101 North Main St
Jonesboro, GA 30236

Heritage Bank (GA) is headquartered in Jonesboro and is the 10th largest bank in the state of Georgia. It is also the 615th largest bank in the nation. It was established in 1955 and as of December of 2019, it had grown to 309 employees at 25 locations. Heritage Bank (GA) has an A health rating.


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Health Grade Components

FDIC Certificate #30846
Year Established1955
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD2.86%
Annual Interest Income$38.2MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.34B$513.1MM
LoansQ4 2019vs Q4 2018$908.5MM$402.7MM
DepositsQ4 2019vs Q4 2018$1.16B$427.9MM
Equity CapitalQ4 2019vs Q4 2018$153.4MM$47.6MM
Loan Loss AllowanceQ4 2019vs Q4 2018$5.9MM$5.1MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$8.2MM$1.7MM
Real Estate OwnedQ4 2019vs Q4 2018$9.3MM$2.9MM

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