Houston Metropolitan Federal Credit Union
Houston Metropolitan Federal Credit Union is headquartered in Houston and is the 164th largest credit union in the state of Texas. It is also the 2,103rd largest credit union in the nation. It was established in 1945 and as of December of 2020, it had grown to 28 employees and 14,787 members at 3 locations. Houston Metropolitan Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in select areas of Houston, Texas.
See current membership details
Star Customer Serivice
I am very pleased with the customer service for this credit union. When ever I contact them I receive star customer service. There was a time when my card had expired and I needed a new check card I contacted them and the customer service person was very polite in getting me my new card in a quick and timely manner. There was another time when I did not see my deposit shown in my balance and I needed an explanation why my funds were not available and the customer service representative was very kind in explaining the process of making a deposit and funds availability. I had another experience where I need to go into the location to make a deposit. The lines were short and I was seen very quickly by the customer service representatives.
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24570 |
| Year Chartered | 1945 |
| Employees | 28 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.79% |
| Return on Equity - YTD | 8.12% |
| Annual Interest Income | $3.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $71.0MM$60.3MM |
| Loans | Q4 2020vs Q4 2019 | $46.8MM$45.6MM |
| Deposits | Q4 2020vs Q4 2019 | $62.3MM$51.9MM |
| Equity Capital | Q4 2020vs Q4 2019 | $6.8MM$6.1MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $574.00K$418.00K |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $540.00K$510.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |