Houston Metropolitan Federal Credit Union
Houston Metropolitan Federal Credit Union is headquartered in Houston and is the 168th largest credit union in the state of Texas. It is also the 2,188th largest credit union in the nation. It was established in 1945 and as of June of 2019, it had grown to 33 employees and 16,453 members at 2 locations. Houston Metropolitan Federal Credit Union's CD rates are 50% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in select areas of Houston, Texas.
See current membership details
Star Customer Serivice
I am very pleased with the customer service for this credit union. When ever I contact them I receive star customer service. There was a time when my card had expired and I needed a new check card I contacted them and the customer service person was very polite in getting me my new card in a quick and timely manner. There was another time when I did not see my deposit shown in my balance and I needed an explanation why my funds were not available and the customer service representative was very kind in explaining the process of making a deposit and funds availability. I had another experience where I need to go into the location to make a deposit. The lines were short and I was seen very quickly by the customer service representatives.
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24570 |
| Year Chartered | 1945 |
| Employees | 33 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.26% |
| Return on Equity - YTD | 2.55% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $58.4MM$56.4MM |
| Loans | Q2 2019vs Q2 2018 | $42.8MM$38.9MM |
| Deposits | Q2 2019vs Q2 2018 | $50.1MM$49.5MM |
| Equity Capital | Q2 2019vs Q2 2018 | $6.1MM$5.2MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $342.00K$411.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $378.00K$295.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
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Houston Metropolitan Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $100 | - | IRA Savings Account | |
| 0.10% | $500 | - | Savings Account | |
| 0.10% | $200 | - | Holiday Club Account | |
| 0.10% | $200 | - | Vacation Account |
Houston Metropolitan Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $2.5k | - | Money Market Account |
Houston Metropolitan Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $200 | - | Silver Checking Account | |
| 0.05% | $500 | - | VIP Checking Account | |
| 0.05% | $500 | - | Bonus Checking Account | |
| 0.05% | $5 | - | Met Setters Checking | |
| 0.05% | $500 | - | Business Checking |
Houston Metropolitan Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.65% | $1k | - | 36 Month Share Certificate | |
| 1.55% | $1k | - | 24 Month Share Certificate | |
| 1.35% | $1k | $10k | 12 Month Share Certificate | |
| 0.70% | $1k | $10k | 6 Month Share Certificate |
| Houston Metropolitan Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 608 E Tidwell Rd | Houston, TX 77022 |
| Branch Office | 611 Walker St 1st Floor | Houston, TX 77002 |