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Houston Metropolitan Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.65%1-year CD12 Month Share Certificate
0.10%SavingsSavings Account
1.41%3-year CD36 Month Share Certificate

Overview / Commentary
713-699-0795
608 E Tidwell Rd
Houston, TX 77022

Houston Metropolitan Federal Credit Union is headquartered in Houston and is the 176th largest credit union in the state of Texas. It is also the 2,316th largest credit union in the nation. It was established in 1945 and as of June of 2017, it had grown to 29 employees and 13,158 members at 2 locations. Houston Metropolitan Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in select areas of Houston, Texas.
See current membership details

Reviews (1)

Star Customer Serivice

Posted by: Goofykerm | Sep 6, 2017

I am very pleased with the customer service for this credit union. When ever I contact them I receive star customer service. There was a time when my card had expired and I needed a new check card I contacted them and the customer service person was very polite in getting me my new card in a quick and timely manner. There was another time when I did not see my deposit shown in my balance and I needed an explanation why my funds were not available and the customer service representative was very kind in explaining the process of making a deposit and funds availability. I had another experience where I need to go into the location to make a deposit. The lines were short and I was seen very quickly by the customer service representatives.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Houston Metropolitan Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #24570
Year Chartered1945
Employees29
Primary Regulator
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD5.99%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$51.8MM$50.3MM
LoansQ2 2017vs Q2 2016$35.8MM$31.1MM
DepositsQ2 2017vs Q2 2016$45.6MM$45.4MM
Equity CapitalQ2 2017vs Q2 2016$4.6MM$4.2MM
Loan Loss AllowanceQ2 2017vs Q2 2016$310.00K$181.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$278.00K$200.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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Houston Metropolitan Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$100-IRA Savings Account
0.10%$500-Savings Account
0.10%$200-Holiday Club
0.10%$200-Vacation Account

Houston Metropolitan Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$2,500-Money Market Account

Houston Metropolitan Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$200-Silver Checking Account
0.05%$500-VIP Checking Account
0.05%$500-Bonus Checking Account
0.05%--Met Setters Checking
0.05%$500-Business Checking

Houston Metropolitan Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%$1k-36 Month Share Certificate
0.95%$1k-24 Month Share Certificate
0.65%$1k$10k12 Month Share Certificate
0.35%$1k$10k6 Month Share Certificate
Locations


Houston Metropolitan Federal Credit Union Locations
Branch Office608 E Tidwell RdHouston, TX 77022
Branch Office611 Walker St 1st FloorHouston, TX 77002