Houston Metropolitan Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.70% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.10% | Savings | 0.27% - National Average |
| 2.40% | 3-year CD | 2.85% - Barclays 36 Month Online CD |
Houston Metropolitan Federal Credit Union is headquartered in Houston and is the 162nd largest credit union in the state of Texas. It is also the 2,070th largest credit union in the nation. It was established in 1945 and as of December of 2018, it had grown to 33 employees and 16,222 members at 2 locations. Houston Metropolitan Federal Credit Union's CD rates are 89% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in select areas of Houston, Texas.
See current membership details
Star Customer Serivice
I am very pleased with the customer service for this credit union. When ever I contact them I receive star customer service. There was a time when my card had expired and I needed a new check card I contacted them and the customer service person was very polite in getting me my new card in a quick and timely manner. There was another time when I did not see my deposit shown in my balance and I needed an explanation why my funds were not available and the customer service representative was very kind in explaining the process of making a deposit and funds availability. I had another experience where I need to go into the location to make a deposit. The lines were short and I was seen very quickly by the customer service representatives.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24570 |
| Year Chartered | 1945 |
| Employees | 33 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.09% |
| Return on Equity - YTD | 10.84% |
| Annual Interest Income | $3.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $62.9MM$55.7MM |
| Loans | Q4 2018vs Q4 2017 | $44.4MM$39.2MM |
| Deposits | Q4 2018vs Q4 2017 | $52.8MM$48.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $6.0MM$5.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $535.00K$386.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $315.00K$376.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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Houston Metropolitan Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $100 | - | IRA Savings Account | |
| 0.10% | $500 | - | Savings Account | |
| 0.10% | $200 | - | Holiday Club Account | |
| 0.10% | $200 | - | Vacation Account |
Houston Metropolitan Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $2.5k | - | Money Market Account |
Houston Metropolitan Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $200 | - | Silver Checking Account | |
| 0.05% | $500 | - | VIP Checking Account | |
| 0.05% | $500 | - | Bonus Checking Account | |
| 0.05% | $5 | - | Met Setters Checking | |
| 0.05% | $500 | - | Business Checking |
Houston Metropolitan Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.40% | $1k | - | 36 Month Share Certificate | |
| 2.10% | $1k | - | 24 Month Share Certificate | |
| 1.70% | $1k | $10k | 12 Month Share Certificate | |
| 1.10% | $1k | $10k | 6 Month Share Certificate |
| Houston Metropolitan Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 608 E Tidwell Rd | Houston, TX 77022 |
| Branch Office | 611 Walker St 1st Floor | Houston, TX 77002 |