Houston Metropolitan Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.65% | 1-year CD | 12 Month Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.10% | Savings | Savings Account 1.20% - Ally Bank Online Savings Account |
| 1.41% | 3-year CD | 36 Month Share Certificate 1.60% - Ally Bank High Yield 3 Year CD |
Houston Metropolitan Federal Credit Union is headquartered in Houston and is the 176th largest credit union in the state of Texas. It is also the 2,316th largest credit union in the nation. It was established in 1945 and as of June of 2017, it had grown to 29 employees and 13,158 members at 2 locations. Houston Metropolitan Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in select areas of Houston, Texas.
See current membership details
Star Customer Serivice
I am very pleased with the customer service for this credit union. When ever I contact them I receive star customer service. There was a time when my card had expired and I needed a new check card I contacted them and the customer service person was very polite in getting me my new card in a quick and timely manner. There was another time when I did not see my deposit shown in my balance and I needed an explanation why my funds were not available and the customer service representative was very kind in explaining the process of making a deposit and funds availability. I had another experience where I need to go into the location to make a deposit. The lines were short and I was seen very quickly by the customer service representatives.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24570 |
| Year Chartered | 1945 |
| Employees | 29 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.53% |
| Return on Equity - YTD | 5.99% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $51.8MM$50.3MM |
| Loans | Q2 2017vs Q2 2016 | $35.8MM$31.1MM |
| Deposits | Q2 2017vs Q2 2016 | $45.6MM$45.4MM |
| Equity Capital | Q2 2017vs Q2 2016 | $4.6MM$4.2MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $310.00K$181.00K |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $278.00K$200.00K |
| Real Estate Owned | Q2 2017vs Q2 2016 | $0$0 |
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Houston Metropolitan Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $100 | - | IRA Savings Account | |
| 0.10% | $500 | - | Savings Account | |
| 0.10% | $200 | - | Holiday Club | |
| 0.10% | $200 | - | Vacation Account |
Houston Metropolitan Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $2,500 | - | Money Market Account |
Houston Metropolitan Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $200 | - | Silver Checking Account | |
| 0.05% | $500 | - | VIP Checking Account | |
| 0.05% | $500 | - | Bonus Checking Account | |
| 0.05% | - | - | Met Setters Checking | |
| 0.05% | $500 | - | Business Checking |
Houston Metropolitan Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.41% | $1k | - | 36 Month Share Certificate | |
| 0.95% | $1k | - | 24 Month Share Certificate | |
| 0.65% | $1k | $10k | 12 Month Share Certificate | |
| 0.35% | $1k | $10k | 6 Month Share Certificate |
| Houston Metropolitan Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 608 E Tidwell Rd | Houston, TX 77022 |
| Branch Office | 611 Walker St 1st Floor | Houston, TX 77002 |