Houston Metropolitan Federal Credit Union
LOCATIONS
2
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HEALTH RATING
B+
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CURRENT TOP RATE
1.41% APY
36 Month Share Certificate
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.65% | 1-year CD | 12 Month Share Certificate 1.40% - Synchrony Bank 12 Month CD |
| 0.10% | Savings | Savings Account |
| 1.41% | 3-year CD | 36 Month Share Certificate 1.85% - Synchrony Bank 36 Month CD |
Overview / Commentary
Houston Metropolitan Federal Credit Union is headquartered in Houston and is the 177th largest credit union in the state of Texas. It is also the 2,270th largest credit union in the nation. It was established in 1945 and as of March of 2017, it had grown to 29 employees and 13,463 members at 2 locations. Houston Metropolitan Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in select areas of Houston, Texas.
See current membership details
Health
B+
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Houston Metropolitan Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24570 |
| Year Chartered | 1945 |
| Employees | 29 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.45% |
| Return on Equity - YTD | 5.18% |
| Annual Interest Income | $683.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $53.8MM$50.2MM |
| Loans | Q1 2017vs Q1 2016 | $35.2MM$29.0MM |
| Deposits | Q1 2017vs Q1 2016 | $47.7MM$45.2MM |
| Equity Capital | Q1 2017vs Q1 2016 | $4.6MM$4.2MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $296.00K$221.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $202.00K$152.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Rates
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Houston Metropolitan Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $100 | - | IRA Savings Account | |
| 0.10% | $500 | - | Savings Account | |
| 0.10% | $200 | - | Holiday Club | |
| 0.10% | $200 | - | Vacation Account |
Houston Metropolitan Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $2,500 | - | Money Market Account |
Houston Metropolitan Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $200 | - | Silver Checking Account | |
| 0.05% | $500 | - | VIP Checking Account | |
| 0.05% | $500 | - | Bonus Checking Account | |
| 0.05% | - | - | Met Setters Checking | |
| 0.05% | $500 | - | Business Checking |
Houston Metropolitan Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.41% | $1k | - | 36 Month Share Certificate | |
| 0.95% | $1k | - | 24 Month Share Certificate | |
| 0.65% | $1k | $10k | 12 Month Share Certificate | |
| 0.35% | $1k | $10k | 6 Month Share Certificate |
Locations
| Houston Metropolitan Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 608 E Tidwell Rd | Houston, TX 77022 |
| Branch Office | 611 Walker St 1st Floor | Houston, TX 77002 |