HTM Area Credit Union

Overview / Commentary
847 W Main St
Troy, OH 45373

HTM Area Credit Union is headquartered in Troy and is the 122nd largest credit union in the state of Ohio. It is also the 2,746th largest credit union in the nation. It was established in 1950 and as of December of 2020, it had grown to 5 employees and 3,573 members at 1 location. HTM Area Credit Union's savings rates are 25% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in HTM Area Credit Union is open to those who live, work, worship, or attend school in Miami County in Ohio. Employees of Hobart Corporation, Vulcan Hart Corporation, and Amity Mold also qualify for membership, as do members of the United Methodist Church in Christianburg, Ohio.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. HTM Area Credit Union has a low asset base.

Health Grade Components

NCUA #68522
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD7.84%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$37.6MM$28.3MM
LoansQ4 2020vs Q4 2019$16.7MM$18.2MM
DepositsQ4 2020vs Q4 2019$28.1MM$23.1MM
Equity CapitalQ4 2020vs Q4 2019$5.6MM$5.2MM
Loan Loss AllowanceQ4 2020vs Q4 2019$187.00K$175.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$460.00K$176.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not HTM Area Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

HTM Area Credit Union Savings Account Rates

0.65%*$50k*-Tiered Savings
OTHER TIERS: 0.15% $100 - $2.5k | 0.40% $2.5k - $10k | 0.55% $10k - $50k
0.60%*$25k*-Tiered IRA Savings
OTHER TIERS: 0.20% $100 - $10k | 0.45% $10k - $25k

HTM Area Credit Union Checking Account Rates

0.10%$500-Regular Checking

HTM Area Credit Union CD Rates

1.25%$50k-60 Month Jumbo CD
1.20%$1k-60 Month CD
1.20%$50k-48 Month Jumbo CD
1.15%$1k-48 Month CD
1.15%$50k-36 Month Jumbo CD
1.10%$1k-36 Month CD
1.10%$50k-24 Month Jumbo CD
1.05%$1k-24 Month CD
1.05%$50k-18 Month Jumbo CD
1.00%$1k-18 Month CD
0.95%$50k-12 Month Jumbo CD
0.90%$1k-12 Month CD
0.75%$50k-6 Month Jumbo CD
0.70%$1k-6 Month CD

HTM Area Credit Union IRA Rates

1.25%$50k-60 Month Jumbo IRA
1.20%$50k-48 Month Jumbo IRA
1.20%$1k-60 Month IRA
1.15%$50k-36 Month Jumbo IRA
1.15%$1k-48 Month IRA
1.10%$50k-24 Month Jumbo IRA
1.10%$1k-36 Month IRA
1.05%$50k-18 Month Jumbo IRA
1.05%$1k-24 Month IRA
1.00%$1k-18 Month IRA
0.95%$50k-12 Month Jumbo IRA
0.90%$1k-12 Month IRA
0.75%$50k-6 Month Jumbo IRA
0.70%$1k-6 Month IRA

HTM Area Credit Union Locations
Branch Office847 W Main Sttroy, OH 45373

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.