Membership in Innovations Federal Credit Union is open to those who live, work, worship, or attend school in the Florida counties of Bay, Calhoun, Gulf, Holmes, Jackson, Walton, or Washington. Membership is also open to immediate family of existing members and those eligible for membership.
See current membership details
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | IRA Contributory | |
| 0.20% | $100 | - | Share (savings) Account |
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 4.33%* | $250k* | - | Money Market | ||
| OTHER TIERS: 0.25% → $1k+ | 1.26% → $100k - $250k | |||||
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Share Draft (checking) Account | |
| 0.00% | - | - | Ignite Rewards Cash Back Checking |
| Innovations Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2250 S Highway 77 | Lynn Haven, FL 32444-4620 |
| Branch Office | 910 Thomas Dr | Panama City, FL 32408-7442 |
| Branch Office | 1038 Harrison Ave | Panama City, FL 32401 |
| Branch Office | 123 N Tyndall Pkwy | Panama City, FL 32404-6431 |
| Branch Office | 17900 Panama City Beach PKwy | Panama City Beach, FL 32413-5503 |
| Branch Office | 512 W 23rd St | Panama City, FL 32405-3919 |