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Overview / Commentary
1801 South 2nd Street
Mcallen, TX 78503

Inter National Bank is headquartered in Mcallen and is the 41st largest bank in the state of Texas. It is also the 555th largest bank in the nation. It was established in 1985 and as of September of 2017, it had grown to 398 employees at 20 locations. Inter National Bank has an A health rating.

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Reviews (4)

Great Customer Service

Posted by: rgv956 | Sep 12, 2013

I have banked with Inter National Bank for a number of years and have always found the staff very friendly and helpful.

A Decent Bank

I've banked with Inter National now for about 3 years and have had no complaints. I vastly prefer credit unions for a number of different reasons (morally, as well as the money it can save your wallet) but among banks Inter National has been OK. There was one time where a small fee was assessed that I felt was unfair... I talked to a CSR and the fee was removed. They're not perfect (they don't even have an 800 number, just local numbers for their branches that can transfer to their main customer service line) but among banks you can do far worse. There's one person who I usually wind up dealing with, and it's nice that I'm recognized and the employee knows me. I still prefer credit unions, but this is the one bank that I bank with as well, and I'm happy here. Again, they're not perfect, but not bad at all. They also offer a lot of options for cross-border banking and ATM usage (between the US and Mexico) though I don't travel to Mexico so I don't have any need for that.


Questionable Business Practices

Inter National Bank is a division of Banorte, one of the large banks in Mexico. Be aware that is bank has questionable business practices in the development arena. They do not meet the standards demanded in the United States. Banorte is currently in control of the development of a project in Tijuana, financed by the retirement saving of numerous Americans. Not only has Banorte /Inter National Bank stopped working on this development, they have refused to inform the investors of their plans. They have not sent out any communication at all. This is not acceptable. Let the management of this bank know that you agree that this is not acceptable and ask them what they are going to do about this. If they do not act, then refuse to do business with them. Any developer or investor, BEWARE, just realize you are one economic downturn away from losing everything if you do business with this bank.

Very Disappointed!

Posted by: kuskok | Feb 14, 2012

We were disappointed working with this bank.  We closed our accounts, and we recommend people bank in a more professional Banking Institution.


Health Grade Components

FDIC Certificate #25879
Year Established1985
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD6.53%
Annual Interest Income$35.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$1.42B$1.71B
LoansQ3 2017vs Q3 2016$974.3MM$986.3MM
DepositsQ3 2017vs Q3 2016$1.19B$1.22B
Equity CapitalQ3 2017vs Q3 2016$218.6MM$463.4MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.3MM$16.3MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.6MM$2.1MM
Real Estate OwnedQ3 2017vs Q3 2016$3.2MM$4.0MM

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