InBank Reviews and Rates

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

inbank.com

575-445-2321

200 South 2nd Street
Raton, NM 87740

InBank is headquartered in RATON and is the 3^rd largest bank in the state of New Mexico. It is also the 787^th largest bank in the nation. It was established in 1918 and as of March of 2025, it had grown to 174 employees at 21 locations. InBank has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	11492
Year Established	1918
Employees	174
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.83%
Return on Equity - YTD	7.16%
Annual Interest Income	$17.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.4B$1.33B
Loans	Q1 2025vs Q1 2024	$920.6MM$923MM
Deposits	Q1 2025vs Q1 2024	$1.21B$1.13B
Equity Capital	Q1 2025vs Q1 2024	$158.8MM$145.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$12.7MM$11.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$10.3MM$2.6MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$267K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for InBank.

Locations

Availability

Albuquerque Area

Albuquerque Area bank & credit union details

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