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Overview / Commentary
200 Perrin Dr
Rochester, NY 14622

Irondequoit Federal Credit Union is headquartered in Rochester and is the 273rd largest credit union in the state of New York. It is also the 4,812th largest credit union in the nation. It was established in 1961 and as of June of 2016, it had grown to 3 employees and 1,410 members at 1 location. Irondequoit Federal Credit Union's money market rates are 14% higher than the national average, but it has a C health rating.

Field of Membership Restrictions

Membership in Irondequoit Federal Credit Union is open to employees and students of the East Irondequoit Central Schools, members of the Friends of the Irondequoit Public Library, employees of Faraci, Guadagnino, Lang & John Attorneys; Murch and Wise Attorneys; Ron Ink Company, Inc.; VanHee Heating Service, Inc.; Accu-Pave, Inc.; Power Drives Rochester Corporation; O’Grady & McCormick Mechanical Contractors, Inc.; members of the Ladies Auxiliary of the Ridge Culver Fireman’s Association; employees & Non-paid Co-op Members of Irondequoit Cooperative Nursery.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Irondequoit Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #14268
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD-0.33%
Return on Equity - YTD-5.64%
Annual Interest Income$98.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$5.6MM$5.4MM
LoansQ2 2016vs Q2 2015$3.9MM$3.6MM
DepositsQ2 2016vs Q2 2015$5.3MM$5.1MM
Equity CapitalQ2 2016vs Q2 2015$319.00K$334.00K
Loan Loss AllowanceQ2 2016vs Q2 2015$36.00K$37.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$53.00K$47.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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Irondequoit Federal Credit Union Savings Account Rates


Irondequoit Federal Credit Union Money Market Rates

0.50%*$25k*-Money Market
OTHER TIERS: 0.20% $1,500 - $10k | 0.40% $10k - $25k

Irondequoit Federal Credit Union Locations
Branch Office200 Perrin DrRochester, NY 14622-2412