Advertising Disclosure
  1. Banks
  2. Johns Hopkins Federal Credit Union

Johns Hopkins Federal Credit Union


Overview / Commentary
www.jhfcu.org
410-534-4500
1501 S Clinton St Ste 1200
Baltimore, MD 21224-5732

Johns Hopkins Federal Credit Union is headquartered in Baltimore and is the 14th largest credit union in the state of Maryland. It is also the 639th largest credit union in the nation. It was established in 1971 and as of June of 2023, it had grown to 98 employees and 43,212 members at 4 locations. Johns Hopkins Federal Credit Union's CD rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Johns Hopkins Federal Credit Union is open to employees or retirees of Johns Hopkins Hospital, Johns Hopkins University, or of any of more than 40 other companies. Anyone who lives, works, worships, volunteers, or attends school in Census Tract 2605.01 of the City of Baltimore, Maryland is also eligible for membership.
See current membership details

Related Posts

View all posts from:


Reviews (1)

Credit Union for the Little Guys

Posted by: |

My experience with this credit union has been nothing but positive for the last 10 years. The customer service is top notch I lost my card and need a replacement asap and the bank manager accommodated me, I didn't have to wait 5- 7 business days like would a regular bank. The fraudulent protection is good as well I had a issue will pay pal with somebody stealing money out of my account JHUCU contacted me immediately and took care of the situation with in 2 business days.

1


Health
B+

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #20623
Year Chartered1971
Employees98
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD5.25%
Annual Interest Income$9.7MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$621.8MM$623.0MM
LoansQ2 2023vs Q2 2022$355.2MM$331.0MM
DepositsQ2 2023vs Q2 2022$521.1MM$552.1MM
Equity CapitalQ2 2023vs Q2 2022$57.6MM$56.0MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$1.7MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$953.00K$354.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Johns Hopkins Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Johns Hopkins Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Open Share IRA Savings
OTHER TIERS: 0.10% → $500 - $50k
0.10%$25-Share Savings
0.10%--Custom Share Savings
0.10%--Holiday Club
0.10%$25-Grad Student Summer Savings

Johns Hopkins Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.47%*$250k*-Money Market
OTHER TIERS: 0.75% → $2.5k - $10k | 1.03% → $10k - $25k | 1.07% → $25k - $50k | 1.21% → $50k - $250k

Johns Hopkins Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Share Draft Checking

Johns Hopkins Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.09%$500-6 Month Share Certificate
5.09%$500-12 Month Share Certificate
5.09%$50k-6 Month Jumbo Share Certificate
5.09%$50k-12 Month Jumbo Share Certificate
4.54%--24 Month Jumbo Share Certificate
4.37%$500-24 Month Share Certificate
4.00%$50k-36 Month Jumbo Share Certificate
3.97%$500-36 Month Share Certificate
3.95%$50k-60 Month Jumbo Share Certificate
3.90%$50k-48 Month Jumbo Share Certificate
3.89%$500-60 Month Share Certificate
3.80%$500-48 Month Share Certificate

Johns Hopkins Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.13%$500-12 Month IRA Certificate
5.13%$500-6 Month IRA Certificate
4.39%$500-24 Month IRA Certificate
3.99%$5k-18 Month Rollover IRA Certificate
3.99%$500-36 Month IRA Certificate
3.90%$500-60 Month IRA Certificate
3.82%$500-48 Month IRA Certificate
0.15%$100-5 Year Education Savings Account
0.10%$100-3 Year Education Savings Account
Locations


Johns Hopkins Federal Credit Union Locations
Branch Office1501 S Clinton St Ste 1200Baltimore, MD 21224-5732
Branch Office5201 Alpha Commons DrBaltimore, MD 21224
Branch Office4 E 33rd StBaltimore, MD 21218
Branch Office2027 E Monument StBaltimore, MD 21205-2222

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.