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Kauai Federal Credit Union (Lihue, HI)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
kauaicreditunion.org
808-245-2463
2976 Ewalu St
Lihue, HI 96766

Kauai Federal Credit Union (Lihue, HI) is headquartered in Lihue and is the 16th largest credit union in the state of Hawaii. It is also the 1,287th largest credit union in the nation. It was established in 1947 and as of March of 2025, it had grown to 39 employees and 7,716 members at 3 locations. Kauai Federal Credit Union (Lihue, HI)'s CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Kauai Federal Credit Union is open to all county, state, and federal government employees, current or veteran military, employees of the Department of Education or credit union Partner Organizations, Students, teachers and workers of Kaua'i Community College and members of the Kaua'i Museum
See current membership details

Reviews

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #5487
Year Chartered1947
Employees39
Primary Regulator
Profit Margin
Return on Assets - YTD0.12%
Return on Equity - YTD2.13%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$199.2MM$172.9MM
LoansQ1 2025vs Q1 2024$155.7MM$131.4MM
DepositsQ1 2025vs Q1 2024$143.2MM$124.6MM
Equity CapitalQ1 2025vs Q1 2024$11.1MM$13.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.4MM$816K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$999K$475K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Kauai Federal Credit Union (Lihue, HI); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Kauai Federal Credit Union (Lihue, HI) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$20kAnuenue Savings
OTHER TIERS: 0.10% → $20k+
0.30%*$200k*-Regular Share
OTHER TIERS: 0.10% → $100 - $50k | 0.20% → $50k - $200k
0.30%*$200k*-Secondary Share
OTHER TIERS: 0.10% → $100 - $50k | 0.20% → $50k - $200k
0.10%$0-Christmas Club

Kauai Federal Credit Union (Lihue, HI) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$200k*-Money Market
OTHER TIERS: 0.20% → $0 - $25k | 0.25% → $25k - $100k | 0.30% → $100k - $200k

Kauai Federal Credit Union (Lihue, HI) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Classic Checking
0.01%$0-Nalu Checking

Kauai Federal Credit Union (Lihue, HI) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.95%$0-6 Month Jumbo CD
3.95%$0-9 Month Jumbo CD
3.95%$0-12 Month Jumbo CD
3.95%$0-18 Month Jumbo CD
3.95%$0-24 Month Jumbo CD
3.95%$0-36 Month Jumbo CD
3.95%$0-48 Month Jumbo CD
3.95%$0-60 Month Jumbo CD
3.75%$1k-24 Month CD
3.75%$1k-36 Month CD
3.75%$1k-48 Month CD
3.75%$1k-60 Month CD
3.75%$1k-6 Month CD
3.75%$1k-9 Month CD
3.75%$1k-12 Month CD
3.75%$1k-18 Month CD

Kauai Federal Credit Union (Lihue, HI) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.95%$0-12 Month Non-Member IRA
3.95%$0-24 Month Non-Member IRA
3.95%$0-36 Month Non-Member IRA
3.95%$0-48 Month Non-Member IRA
3.75%$1k-12 Month IRA
3.75%$1k-18 Month IRA
3.75%$1k-24 Month IRA
3.75%$1k-36 Month IRA
3.75%$1k-48 Month IRA
3.75%$1k-60 Month IRA
3.03%$0-12 Month Impact IRA
3.03%$0-24 Month Impact IRA
3.03%$0-36 Month Impact IRA
3.03%$0-48 Month Impact IRA
3.03%$0-60 Month Impact IRA
0.20%$0- IRA Share
Locations


Kauai Federal Credit Union (Lihue, HI) Locations
Branch Office2976 Ewalu StLihue, HI 96766
Branch Office2555 Ala Namahana Pkwy Suite 801Kilauea, HI 96754
Branch Office4-1624 Kuhio HwyKapaa, HI 96746

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