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Kel-Co Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.45%1-year CD12 Month Share Certificate
0.25%SavingsShare Account
0.25%SavingsOther Shares

Overview / Commentary
301-777-8100
321 Greene Street
Cumberland, MD 21502

Kel-Co Federal Credit Union is headquartered in Cumberland and is the 41st largest credit union in the state of Maryland. It is also the 2,353rd largest credit union in the nation. It was established in 1955 and as of March of 2017, it had grown to 13 employees and 4,756 members at 1 location. Kel-Co Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to residents of the "Tri-State area" (Maryland, Pennsylvania and West Virginia around Cumberland, Maryland).
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kel-Co Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #9965
Year Chartered1955
Employees13
Primary Regulator
Profit Margin
Return on Assets - YTD0.2%
Return on Equity - YTD1.51%
Annual Interest Income$372.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$50.5MM$50.5MM
LoansQ1 2017vs Q1 2016$23.1MM$23.5MM
DepositsQ1 2017vs Q1 2016$43.8MM$44.0MM
Equity CapitalQ1 2017vs Q1 2016$6.6MM$6.4MM
Loan Loss AllowanceQ1 2017vs Q1 2016$376.00K$354.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$914.00K$211.00K
Real Estate OwnedQ1 2017vs Q1 2016$34.00K$0
Rates
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Kel-Co Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%--Share IRA
0.25%--Share Account
0.25%--Other Shares
0.25%--Christmas Club

Kel-Co Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%--12 Month Share Certificate
0.40%--6 Month Share Certificate
Locations


Kel-Co Federal Credit Union Locations
Branch Office321 Greene StCumberland, MD 21502-2871