Advertising Disclosure
  1. Home
  2. Banks
  3. Bar Harbor Bank & Trust

Bar Harbor Bank & Trust


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.bhbt.com
207-288-3314
82 Main Street
Bar Harbor, ME 04609

Bar Harbor Bank & Trust is headquartered in BAR HARBOR and is the 4th largest bank in the state of Maine. It is also the 331st largest bank in the nation. It was established in 1887 and as of March of 2025, it had grown to 453 employees at 54 locations. Bar Harbor Bank & Trust has an A+ health rating.

Reviews (1)

Interest Not Posted Monthly Or Even Quarterly!

Posted by: |

This bank not only has terrible customer service, but the interest added to CD accounts only posts annually! That's very unusual and inconvenient!

I regret my association with this institution.

3


Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #11971
Year Established1887
Employees453
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD9.45%
Annual Interest Income$47.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$4.06B$3.96B
LoansQ1 2025vs Q1 2024$3.1B$2.99B
DepositsQ1 2025vs Q1 2024$3.31B$3.14B
Equity CapitalQ1 2025vs Q1 2024$500.7MM$487.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$28.6MM$28.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$8.1MM$6.8MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Bar Harbor Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

Bar Harbor Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Statement Savings

Bar Harbor Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-E-Choice Checking
0.01%$0-Relationship Rewards Checking

Bar Harbor Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$1k-6 Month CD Special w/Relationship Rewards Checking account
4.00%$1k-9 Month CD Special with Relationship Rewards Checking account
3.75%$1k-15 Month CD Special w/Relationship Rewards Checking account
2.75%$500-5 Month CD Special w/Relationship Rewards Checking account

Bar Harbor Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$1k-6 Month IRA Special w/Relationship Rewards Checking Account
4.00%$1k-9 Month IRA Special Relationship Rewards Checking Account
3.75%$1k-15 Month IRA Special w/Relationship Rewards Checking Account
2.75%$500-5 Month IRA Special with Checking Account
Locations

Availability

Bangor Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.