Lake Sunapee Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.15% | 5-year CD | 60 Month CD 2.25% - Ally Bank High Yield 5 Year CD |
| 0.35% | 1-year CD | 12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.20% | Savings | Savings Account 1.15% - CIT Bank Spring Savings |
Review of Lake Sunapee Bank
I have liked working with this bank the far. I started using this bank when I moved to Vermont about 2 and a half years ago. This bank is the only bank within walking distance for me, and most of the town I live in. It is very accessible and I never have issues with parking. The hours of the bank are like most general bank hours. This bank also has a 24 hour ATM which is very convenient. The ATM is also indoors so I feel safe when going to take money out at night by myself. The Staff at the bank is very nice and welcoming. They are willing to answer any questions I have and help me in any way I need. They also have a Kuerig machine, pens, and little note pads which are nice pick me ups when you go to the bank. The only issue I have with this bank is the online portion of it. I always have trouble logging in and they always need so much information every time I get locked out. Other then that I have been very pleased with my time at Lake Sunapee Bank.
Frustrating Experience
I had a rather frustrating experience when I banked at this institution. I pretty much had to bank here as it was the only option in my small town. My other bank (Bank of America) was located over 1/2 hour away. The customer service at Lake Sunapee bank was always excellent - most of the people who worked there were townspeople whom I knew, and our interactions were always pleasant. However, I frequently encountered issues such as: ATM machine constantly being down, ridiculous monthly fees, and a website that was impossible to use. I couldn't even access my bank account information 24/7 online! I ended up shutting down and opening accounts here two separate times due to my frustrations. I like the idea of banking with local credit unions, so this was a very disappointing experience. I would be willing to give another local institution another chance, but my experience at Lake Sunapee Bank left a bad taste in my mouth.
LSB Is NFG
LSB took over my local RNB and left me without access to my money during the change over. They are wasteful and negligent of their customers. I am finding a new bank.
Horrible, Horrible.
I was with this bank for 4+ years because of the location of my school. I never should have joined; never had anything but trouble. The communication is horrible, and I've never felt anything except confused and left out with this bank.
I've been lied to and deceived throughout most of my time there. Finally, I graduated and closed the account.
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 11971 |
| Year Established | 1887 |
| Employees | 373 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.77% |
| Return on Equity - YTD | 7.4% |
| Annual Interest Income | $26.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $3.43B$1.62B |
| Loans | Q1 2017vs Q1 2016 | $2.36B$996.7MM |
| Deposits | Q1 2017vs Q1 2016 | $2.17B$963.2MM |
| Equity Capital | Q1 2017vs Q1 2016 | $380.6MM$163.3MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $10.9MM$9.8MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $5.5MM$5.9MM |
| Real Estate Owned | Q1 2017vs Q1 2016 | $363.00K$255.00K |
Always verify rates and promotions with the bank or credit union. We are not Lake Sunapee Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Lake Sunapee Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $50k* | - | Savings Account | ||
| OTHER TIERS: 0.05% → $100 - $25k | 0.10% → $25k - $50k | |||||
| 0.05% | - | - | Health Savings Account (HSA) | ||
Lake Sunapee Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.05% → $1k - $25k | 0.10% → $25k - $50k | |||||
Lake Sunapee Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Business Interest Checking |
Lake Sunapee Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $500 | - | 36 Month CD | |
| 1.15% | $500 | - | 60 Month CD | |
| 0.80% | $500 | - | 30-48 Month CD | |
| 0.50% | $500 | - | 24 Month CD | |
| 0.40% | $500 | - | 18 Month CD | |
| 0.35% | $500 | - | 12 Month CD | |
| 0.30% | $10k | - | 1 to 9 Month Advantage CD Special | |
| 0.20% | $500 | - | 6 Month CD | |
| 0.20% | $500 | - | 90 Day CD |
Lake Sunapee Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $500 | - | 36 Month IRA | |
| 1.15% | $500 | - | 60 Month IRA | |
| 0.50% | $500 | - | 24 Month IRA | |
| 0.40% | $100 | - | 1 Year Variable IRA | |
| 0.35% | $500 | - | 12 Month IRA |
Lake Sunapee Bank has 14 locations. Click to view all Lake Sunapee Bank locations.