Featured Savings Rates
Featured Accounts
  2. Lakes Community Credit Union

Lakes Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.05%SavingsRegular Share
1.15% - CIT Bank Spring Savings
0.05%SavingsSpecial Savings
1.15% - CIT Bank Spring Savings
0.25%Money MarketMoney Market Account
0.85% - Ally Bank Money Market AccountAdvertisement
View all Lakes Community Credit Union rates »

Overview / Commentary
www.lakescommunitycu.org
248-814-4000
350 N Park Blvd
Lake Orion, MI 48362-3150

Lakes Community Credit Union is headquartered in Lake Orion and is the 110th largest credit union in the state of Michigan. It is also the 1,670th largest credit union in the nation. It was established in 1937 and as of March of 2017, it had grown to 21 employees and 9,986 members at 3 locations. Lakes Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Macomb, Oakland, St. Clair, Lapeer, or Genesee Counties in Michigan.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q1 2017

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lakes Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #62170
Year Chartered1937
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD0.02%
Return on Equity - YTD0.2%
Annual Interest Income$724.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$93.4MM$93.4MM
LoansQ1 2017vs Q1 2016$60.6MM$55.4MM
DepositsQ1 2017vs Q1 2016$82.4MM$82.5MM
Equity CapitalQ1 2017vs Q1 2016$10.0MM$10.3MM
Loan Loss AllowanceQ1 2017vs Q1 2016$380.00K$296.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$700.00K$816.00K
Real Estate OwnedQ1 2017vs Q1 2016$34.00K$104.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Lakes Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lakes Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Regular Share
0.05%--Special Savings
0.05%--Christmas Club

Lakes Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$25k*-Money Market Account
OTHER TIERS: 0.10% → $2,500 - $10k | 0.15% → $10k - $25k

Lakes Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$1k-36 Month CD
0.50%$1k-24 Month CD
0.25%$1k-12 Month CD
0.10%$1k-6 Month CD
0.05%$1k-3 Month CD

Lakes Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$1k-36 Month IRA CD
0.50%$1k-24 Month IRA CD
0.25%$1k-12 Month IRA CD
0.10%$1k-6 Month IRA CD
0.05%$1k-3 Month IRA CD
Locations


Lakes Community Credit Union Locations
Branch Office13643 23 Mile RdShelby Township, MI 48315-2906
Branch Office350 N Park BlvdLake Orion, MI 48362-3150
Branch Office4770 Dixie HwyWaterford, MI 48329