Lakes Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.05% | Savings | Regular Share |
| 0.05% | Savings | Special Savings |
| 0.25% | Money Market | Money Market Account 1.85% - CIT Bank Money Market Account |
Lakes Community Credit Union is headquartered in Lake Orion and is the 109th largest credit union in the state of Michigan. It is also the 1,641st largest credit union in the nation. It was established in 1937 and as of March of 2018, it had grown to 24 employees and 10,168 members at 3 locations. Lakes Community Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Macomb, Oakland, St. Clair, Lapeer, or Genesee Counties in Michigan.
See current membership details
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62170 |
| Year Chartered | 1937 |
| Employees | 24 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.04% |
| Return on Equity - YTD | -0.4% |
| Annual Interest Income | $810.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $97.5MM$93.4MM |
| Loans | Q1 2018vs Q1 2017 | $67.2MM$60.6MM |
| Deposits | Q1 2018vs Q1 2017 | $86.5MM$82.4MM |
| Equity Capital | Q1 2018vs Q1 2017 | $10.1MM$10.0MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $423.00K$380.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $409.00K$700.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$34.00K |
Always verify rates and promotions with the bank or credit union. We are not Lakes Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Lakes Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Regular Share | |
| 0.05% | - | - | Special Savings | |
| 0.05% | - | - | Christmas Club |
Lakes Community Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $25k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → $2,500 - $10k | 0.15% → $10k - $25k | |||||
Lakes Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $1k | - | 36 Month CD | |
| 1.00% | $1k | - | 24 Month CD | |
| 0.50% | $1k | - | 12 Month CD | |
| 0.25% | $1k | - | 6 Month CD | |
| 0.05% | $1k | - | 3 Month CD |
| Lakes Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 13643 23 Mile Rd | Shelby Township, MI 48315-2906 |
| Branch Office | 350 N Park Blvd | Lake Orion, MI 48362-3150 |
| Branch Office | 4770 Dixie Hwy | Waterford, MI 48329 |