Overview / Commentary
350 N Park Blvd
Lake Orion, MI 48362-3150

Lakes Community Credit Union is headquartered in Lake Orion and is the 106th largest credit union in the state of Michigan. It is also the 1,635th largest credit union in the nation. It was established in 1937 and as of June of 2018, it had grown to 23 employees and 10,117 members at 3 locations. Lakes Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Macomb, Oakland, St. Clair, Lapeer, or Genesee Counties in Michigan.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lakes Community Credit Union has a relatively low asset base.

Health Grade Components

NCUA #62170
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.09%
Return on Equity - YTD0.91%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$98.0MM$96.8MM
LoansQ2 2018vs Q2 2017$69.4MM$63.7MM
DepositsQ2 2018vs Q2 2017$87.2MM$85.8MM
Equity CapitalQ2 2018vs Q2 2017$10.1MM$10.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$374.00K$357.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$264.00K$638.00K
Real Estate OwnedQ2 2018vs Q2 2017$42.00K$34.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lakes Community Credit Union Savings Account Rates

0.05%--Regular Share
0.05%--Special Savings
0.05%--Christmas Club

Lakes Community Credit Union Money Market Rates

0.25%*$25k*-Money Market Account
OTHER TIERS: 0.10% $2.5k - $10k | 0.15% $10k - $25k

Lakes Community Credit Union CD Rates

1.26%$1k-36 Month CD
1.00%$1k-24 Month CD
0.50%$1k-12 Month CD
0.25%$1k-6 Month CD
0.05%$1k-3 Month CD

Lakes Community Credit Union Locations
Branch Office13643 23 Mile RdShelby Township, MI 48315-2906
Branch Office350 N Park BlvdLake Orion, MI 48362-3150
Branch Office4770 Dixie HwyWaterford, MI 48329

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