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Overview / Commentary
586 Moore Rd
Avon Lake, OH 44012

Lakeshore Community Credit Union is headquartered in AVON LAKE and is the 130th largest credit union in the state of Ohio. It is also the 2,984th largest credit union in the nation. It was established in 1955 and as of December of 2016, it had grown to 10 employees and 2,840 members at 1 location. Lakeshore Community Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Avon Lake, Sheffield Lake, Avon, Lorain, Amherst, North Ridgeville, or Elyria in Lorain County and all of Cuyahoga County in Ohio. Membership is also open to employees of AJ Rose Manufacturing, City of Avon, City of Sheffield Lake and over 20 area Select Employer Groups.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lakeshore Community Credit Union has a low asset base.

Health Grade Components

NCUA #61428
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD-0.72%
Return on Equity - YTD-10.52%
Annual Interest Income$809.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$28.6MM$26.7MM
LoansQ4 2016vs Q4 2015$11.3MM$12.8MM
DepositsQ4 2016vs Q4 2015$26.5MM$24.3MM
Equity CapitalQ4 2016vs Q4 2015$1.9MM$2.2MM
Loan Loss AllowanceQ4 2016vs Q4 2015$158.00K$87.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$264.00K$296.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0

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Lakeshore Community Credit Union Locations
Branch Office30400 Detroit RdWestlake, OH 44145-1872