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Overview / Commentary
586 Moore Rd
Avon Lake, OH 44012

Lakeshore Community Credit Union is headquartered in AVON LAKE and is the 137th largest credit union in the state of Ohio. It is also the 3,066th largest credit union in the nation. It was established in 1955 and as of June of 2017, it had grown to 8 employees and 2,759 members at 1 location. Lakeshore Community Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Avon Lake, Sheffield Lake, Avon, Lorain, Amherst, North Ridgeville, or Elyria in Lorain County and all of Cuyahoga County in Ohio. Membership is also open to employees of AJ Rose Manufacturing, City of Avon, City of Sheffield Lake and over 20 area Select Employer Groups.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lakeshore Community Credit Union has a low asset base.

Health Grade Components

NCUA #61428
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD-0.61%
Return on Equity - YTD-9.21%
Annual Interest Income$372.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$27.4MM$28.1MM
LoansQ2 2017vs Q2 2016$9.7MM$12.0MM
DepositsQ2 2017vs Q2 2016$25.3MM$26.0MM
Equity CapitalQ2 2017vs Q2 2016$1.8MM$2.0MM
Loan Loss AllowanceQ2 2017vs Q2 2016$165.00K$181.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$128.00K$287.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0

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Lakeshore Community Credit Union Locations
Branch Office30400 Detroit RdWestlake, OH 44145-1872