Lincoln Savings Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mylsb.com

319-788-6441

508 Main Street
Reinbeck, IA 50669

Lincoln Savings Bank is headquartered in REINBECK and is the 15^th largest bank in the state of Iowa. It is also the 649^th largest bank in the nation. It was established in 1902 and as of March of 2025, it had grown to 238 employees at 16 locations. Lincoln Savings Bank's savings rates are 6X the national average, and it has a B health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	14207
Year Established	1902
Employees	238
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.05%
Return on Equity - YTD	0.56%
Annual Interest Income	$23.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.8B$1.83B
Loans	Q1 2025vs Q1 2024	$1.34B$1.38B
Deposits	Q1 2025vs Q1 2024	$1.57B$1.61B
Equity Capital	Q1 2025vs Q1 2024	$151.8MM$162MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$16.5MM$22.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$14.2MM$24.3MM
Real Estate Owned	Q1 2025vs Q1 2024	$5.9MM$2.1MM

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lincoln Savings Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.25%	$2.5k	-	Companion Savings Account
0.25%	$0	-	Savings Account
0.10%	$0	-	Health Savings Account

Lincoln Savings Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.51%^*	$1m^*	-	Premier Money Market
OTHER TIERS: 0.60% → $0 - $2.5k \| 0.80% → $2.5k - $100k \| 0.90% → $100k - $250k \| 1.21% → $250k - $500k \| 1.31% → $500k - $1m

Lincoln Savings Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.05%	$2.5k	-	12 Month CD
4.00%	$2.5k	-	6 Month CD
4.00%	$2.5k	-	9 Month CD

Locations

Availability

Cedar Rapids Area

Cedar Rapids Area bank & credit union details

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