Longview Consolidated Credit Union

Reporting To The Credit Bureaus

I recently had a client that has been banking with Longview Consolidated.  They have an auto loan with them and nothing has been reported to the Bureaus since about December.  Had they reported their good payment history these last 7 months, their score would have been around 80 points higher.  They have limited credit so not reporting has really kept their score down.  I just don't understand how this helps the consumer.  It makes me wonder if Longview Consolidated does this to many of it's members.  If they don't report the good credit history, their score stays around the same so it forces them to go back to the same place for another loan.  You can bet they would sure report you if you weren't paying so why not report you when you are.  Kind of puts them in the same category as direct tv or some other bottom feeder company that only reports the bad.  Granted, they may not do this to everyone but i'm sure if they were investigated, there would be a pattern here.