Lusk State Bank

Overview / Commentary
415 South Main
Lusk, WY 82225

Lusk State Bank is headquartered in Lusk and is the 26th largest bank in the state of Wyoming. It is also the 4,513th largest bank in the nation. It was established in 1924 and as of June of 2021, it had grown to 8 employees at 1 location. Lusk State Bank has an A health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Lusk State Bank has a relatively low asset base.

Health Grade Components

FDIC Certificate #8724
Year Established1924
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.98%
Return on Equity - YTD15.78%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$62.8MM$60.0MM
LoansQ2 2021vs Q2 2020$30.5MM$33.0MM
DepositsQ2 2021vs Q2 2020$54.6MM$52.1MM
Equity CapitalQ2 2021vs Q2 2020$8.0MM$7.8MM
Loan Loss AllowanceQ2 2021vs Q2 2020$491.00K$473.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$99.00K$0
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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Lusk State Bank Savings Account Rates

0.10%--Personal Savings
0.10%--Health Savings Account

Lusk State Bank Money Market Rates

0.10%--Money Market Checking Account

Lusk State Bank Checking Account Rates

0.10%--NOW Checking

Lusk State Bank CD Rates

0.75%$500-60 Month CD
0.60%$500-48 Month CD
0.50%$500-36 Month CD
0.35%$500-24 Month CD
0.25%$500-18 Month CD
0.20%$500-12 Month CD
0.15%$500-6 Month CD
0.10%$500-3 Month CD

Lusk State Bank Locations
Lusk State Bank445 South Main StLusk, WY 82225

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