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Overview / Commentary
2001 Main Street, Suite 100
Wheeling, WV 26003

Main Street Bank Corp. is headquartered in Wheeling and is the 12th largest bank in the state of West Virginia. It is also the 1,762nd largest bank in the nation. It was established in 2001 and as of June of 2016, it had grown to 60 employees at 4 locations. Main Street Bank Corp.'s money market rates are 14% higher than the national average, and it has a B health rating.


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Health Grade Components

FDIC Certificate #57162
Year Established2001
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD14.42%
Annual Interest Income$8.7MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$384.3MM$343.3MM
LoansQ2 2016vs Q2 2015$322.2MM$283.1MM
DepositsQ2 2016vs Q2 2015$324.7MM$290.5MM
Equity CapitalQ2 2016vs Q2 2015$32.4MM$29.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$4.3MM$3.8MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$7.0MM$4.8MM
Real Estate OwnedQ2 2016vs Q2 2015$539.00K$415.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Main Street Bank Corp. Savings Account Rates

0.50%$25-Business Savings
0.50%--Christmas Club
0.50%$25-Non-Profit Savings

Main Street Bank Corp. Money Market Rates

0.50%*$25k*$100kMoney Market
OTHER TIERS: 0.25% $1k - $1k | 0.30% $5k - $5k | 0.40% $10k - $10k
0.50%*$25k*-Business Money Market
OTHER TIERS: 0.25% $1k - $5k | 0.30% $5k - $10k | 0.40% $10k - $25k
0.50%*$25k*-Non-Profit Money Market
OTHER TIERS: 0.25% $1k - $5k | 0.30% $5k - $10k | 0.40% $10k - $25k

Main Street Bank Corp. Checking Account Rates

0.50%$500-Non-Profit Checking Interest
0.25%$500-Checking Interest

Main Street Bank Corp. CD Rates

1.30%$1k-60 Month CD
1.30%$1k-Business 60 Month CD
1.30%$1k-Non-Profit 60 Month CD
1.01%$1k-48 Month CD
1.01%$1k-Business 48 Month CD
1.01%$1k-Non-Profit 48 Month CD
0.75%$1k-30 Month CD
0.75%$1k-36 Month CD
0.75%$1k-Business 30 Month CD
0.75%$1k-Business 36 Month CD
0.75%$1k-Non-Profit 30 Month CD
0.75%$1k-Non-Profit 36 Month CD
0.50%$1k-3 Month CD
0.50%$1k-6 Month CD
0.50%$1k-9 Month CD
0.50%$1k-12 Month CD
0.50%$1k-18 Month CD
0.50%$1k-24 Month CD
0.50%$1k-Business 3 Month CD
0.50%$1k-Business 6 Month CD
0.50%$1k-Business 9 Month CD
0.50%$1k-Business 12 Month CD
0.50%$1k-Business 18 Month CD
0.50%$1k-Business 24 Month CD
0.50%$1k-Non-Profit 3 Month CD
0.50%$1k-Non-Profit 6 Month CD
0.50%$1k-Non-Profit 9 Month CD
0.50%$1k-Non-Profit 12 Month CD
0.50%$1k-Non-Profit 18 Month CD
0.50%$1k-Non-Profit 24 Month CD

Main Street Bank Corp. Locations
Wellsburg Branch1010 Commerce StreetWellsburg, WV 26070
Moundsville Branch112 North Lafayette AvenueMoundsville, WV 26041
Main Street Bank Corp.2001 Main Street, Suite 100Wheeling, WV 26003
Elm Grove Branch2088 National RoadWheeling, WV 26003