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Overview / Commentary
304-232-2001
2001 Main Street, Suite 100
Wheeling, WV 26003

Main Street Bank Corp. is headquartered in Wheeling and is the 11th largest bank in the state of West Virginia. It is also the 1,665th largest bank in the nation. It was established in 2001 and as of June of 2017, it had grown to 61 employees at 4 locations. Main Street Bank Corp.'s money market rates are 14% higher than the national average, and it has a B health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #57162
Year Established2001
Employees61
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD13.12%
Annual Interest Income$9.3MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$419.6MM$384.3MM
LoansQ2 2017vs Q2 2016$353.0MM$322.2MM
DepositsQ2 2017vs Q2 2016$349.9MM$324.7MM
Equity CapitalQ2 2017vs Q2 2016$35.8MM$32.4MM
Loan Loss AllowanceQ2 2017vs Q2 2016$4.5MM$4.3MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$8.9MM$7.0MM
Real Estate OwnedQ2 2017vs Q2 2016$880.00K$539.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Main Street Bank Corp. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$25-Savings
0.50%$25-Business Savings
0.50%--Christmas Club
0.50%$25-Non-Profit Savings

Main Street Bank Corp. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$25k*$100kMoney Market
OTHER TIERS: 0.25% $1k - $1k | 0.30% $5k - $5k | 0.40% $10k - $10k
0.50%*$25k*-Business Money Market
OTHER TIERS: 0.25% $1k - $5k | 0.30% $5k - $10k | 0.40% $10k - $25k
0.50%*$25k*-Non-Profit Money Market
OTHER TIERS: 0.25% $1k - $5k | 0.30% $5k - $10k | 0.40% $10k - $25k

Main Street Bank Corp. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-Non-Profit Checking Interest
0.25%$500-Checking Interest

Main Street Bank Corp. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$1k-60 Month CD
1.30%$1k-Business 60 Month CD
1.30%$1k-Non-Profit 60 Month CD
1.01%$1k-48 Month CD
1.01%$1k-Business 48 Month CD
1.01%$1k-Non-Profit 48 Month CD
0.75%$1k-30 Month CD
0.75%$1k-36 Month CD
0.75%$1k-Business 30 Month CD
0.75%$1k-Business 36 Month CD
0.75%$1k-Non-Profit 30 Month CD
0.75%$1k-Non-Profit 36 Month CD
0.50%$1k-3 Month CD
0.50%$1k-6 Month CD
0.50%$1k-9 Month CD
0.50%$1k-12 Month CD
0.50%$1k-18 Month CD
0.50%$1k-24 Month CD
0.50%$1k-Business 3 Month CD
0.50%$1k-Business 6 Month CD
0.50%$1k-Business 9 Month CD
0.50%$1k-Business 12 Month CD
0.50%$1k-Business 18 Month CD
0.50%$1k-Business 24 Month CD
0.50%$1k-Non-Profit 3 Month CD
0.50%$1k-Non-Profit 6 Month CD
0.50%$1k-Non-Profit 9 Month CD
0.50%$1k-Non-Profit 12 Month CD
0.50%$1k-Non-Profit 18 Month CD
0.50%$1k-Non-Profit 24 Month CD
Locations


Main Street Bank Corp. Locations
Wellsburg Branch1010 Commerce StreetWellsburg, WV 26070
Moundsville Branch112 North Lafayette AvenueMoundsville, WV 26041
Main Street Bank Corp.2001 Main Street, Suite 100Wheeling, WV 26003
Elm Grove Branch2088 National RoadWheeling, WV 26003