Main Street Bank (WV)

Overview / Commentary
2001 Main Street, Suite 100
Wheeling, WV 26003

Main Street Bank (WV) is headquartered in Wheeling and is the 11th largest bank in the state of West Virginia. It is also the 1,593rd largest bank in the nation. It was established in 2001 and as of June of 2021, it had grown to 72 employees at 4 locations. Main Street Bank (WV) has a B+ health rating.


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Health Grade Components

FDIC Certificate #57162
Year Established2001
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD10.1%
Annual Interest Income$10.2MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$554.4MM$515.7MM
LoansQ2 2021vs Q2 2020$398.0MM$377.9MM
DepositsQ2 2021vs Q2 2020$477.6MM$430.2MM
Equity CapitalQ2 2021vs Q2 2020$49.9MM$46.8MM
Loan Loss AllowanceQ2 2021vs Q2 2020$6.2MM$5.5MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$9.6MM$6.8MM
Real Estate OwnedQ2 2021vs Q2 2020$44.00K$196.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Main Street Bank (WV) Savings Account Rates

0.25%$5-Christmas Club
0.10%$25-Business Savings
0.10%$25-Non-Profit Savings

Main Street Bank (WV) Money Market Rates

0.10%*$5k*-Money Market
OTHER TIERS: 0.05% $1k - $5k
0.10%*$5k*-Business Money Market
OTHER TIERS: 0.05% $1k - $5k
0.10%*$5k*-Non-Profit Money Market
OTHER TIERS: 0.05% $1k - $5k

Main Street Bank (WV) Checking Account Rates

0.01%$500-Checking Interest

Main Street Bank (WV) CD Rates

0.50%$1k-36 Month CD
0.50%$1k-48 Month CD
0.50%$1k-60 Month CD
0.50%$1k-Business 36 Month CD
0.50%$1k-Business 48 Month CD
0.50%$1k-Business 60 Month CD
0.50%$1k-Non-Profit 36 Month CD
0.50%$1k-Non-Profit 48 Month CD
0.50%$1k-Non-Profit 60 Month CD
0.25%$1k-3 Month CD
0.25%$1k-6 Month CD
0.25%$1k-9 Month CD
0.25%$1k-12 Month CD
0.25%$1k-18 Month CD
0.25%$1k-24 Month CD
0.25%$1k-30 Month CD
0.25%$1k-Business 3 Month CD
0.25%$1k-Business 6 Month CD
0.25%$1k-Business 9 Month CD
0.25%$1k-Business 12 Month CD
0.25%$1k-Business 18 Month CD
0.25%$1k-Business 24 Month CD
0.25%$1k-Business 30 Month CD
0.25%$1k-Non-Profit 3 Month CD
0.25%$1k-Non-Profit 6 Month CD
0.25%$1k-Non-Profit 9 Month CD
0.25%$1k-Non-Profit 12 Month CD
0.25%$1k-Non-Profit 18 Month CD
0.25%$1k-Non-Profit 24 Month CD
0.25%$1k-Non-Profit 30 Month CD

Main Street Bank (WV) Locations
Wellsburg Branch1010 Commerce StreetWellsburg, WV 26070
Moundsville Branch112 North Lafayette AvenueMoundsville, WV 26041
Main Street Bank Corp.2001 Main Street, Suite 100Wheeling, WV 26003
Elm Grove Branch2088 National RoadWheeling, WV 26003

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