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Main Street Bank (WV)


Overview / Commentary
www.mymainstreetbank.bank
304-232-2001
2001 Main Street, Suite 100
Wheeling, WV 26003

Main Street Bank (WV) is headquartered in WHEELING and is the 9th largest bank in the state of West Virginia. It is also the 1,462nd largest bank in the nation. It was established in 2001 and as of March of 2023, it had grown to 78 employees at 5 locations. Main Street Bank (WV) has a B+ health rating.

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Health
B+

Data as of Q1 2023

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #57162
Year Established2001
Employees78
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD14.8%
Annual Interest Income$6.5MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$614.6MM$594.4MM
LoansQ1 2023vs Q1 2022$404.7MM$395.5MM
DepositsQ1 2023vs Q1 2022$521.2MM$517.2MM
Equity CapitalQ1 2023vs Q1 2022$54.0MM$51.4MM
Loan Loss AllowanceQ1 2023vs Q1 2022$6.7MM$6.3MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$8.6MM$10.1MM
Real Estate OwnedQ1 2023vs Q1 2022$40.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Main Street Bank (WV) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$5-Christmas Club
0.10%$25-Savings
0.10%$25-Business Savings
0.10%$25-Non-Profit Savings

Main Street Bank (WV) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$5k*-Money Market
OTHER TIERS: 0.05% → $1k - $5k
0.10%*$5k*-Business Money Market
OTHER TIERS: 0.05% → $1k - $5k
0.10%*$5k*-Non-Profit Money Market
OTHER TIERS: 0.05% → $1k - $5k

Main Street Bank (WV) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$500-Checking Interest

Main Street Bank (WV) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.76%$1k-17 Month CD
4.76%$1k-Business 17 Month CD
4.76%$1k-Non-Profit 17 Month CD
4.18%$1k-7 Month CD
4.18%$1k-27 Month CD
4.18%$1k-Business 7 Month CD
4.18%$1k-Business 27 Month CD
4.18%$1k-Non-Profit 7 Month CD
4.18%$1k-Non-Profit 27 Month CD
0.50%$1k-36 Month CD
0.50%$1k-48 Month CD
0.50%$1k-60 Month CD
0.50%$1k-Business 36 Month CD
0.50%$1k-Business 48 Month CD
0.50%$1k-Business 60 Month CD
0.50%$1k-Non-Profit 36 Month CD
0.50%$1k-Non-Profit 48 Month CD
0.50%$1k-Non-Profit 60 Month CD
0.25%$1k-3 Month CD
0.25%$1k-6 Month CD
0.25%$1k-9 Month CD
0.25%$1k-12 Month CD
0.25%$1k-18 Month CD
0.25%$1k-24 Month CD
0.25%$1k-30 Month CD
0.25%$1k-Business 3 Month CD
0.25%$1k-Business 6 Month CD
0.25%$1k-Business 9 Month CD
0.25%$1k-Business 12 Month CD
0.25%$1k-Business 18 Month CD
0.25%$1k-Business 24 Month CD
0.25%$1k-Business 30 Month CD
0.25%$1k-Non-Profit 3 Month CD
0.25%$1k-Non-Profit 6 Month CD
0.25%$1k-Non-Profit 9 Month CD
0.25%$1k-Non-Profit 12 Month CD
0.25%$1k-Non-Profit 18 Month CD
0.25%$1k-Non-Profit 24 Month CD
0.25%$1k-Non-Profit 30 Month CD
Locations


Main Street Bank (WV) Locations
Wellsburg Branch1010 Commerce StreetWellsburg, WV 26070
Moundsville Branch112 North Lafayette AvenueMoundsville, WV 26041
Main Street Bank Corp.2001 Main StWheeling, WV 26003
Elm Grove Branch2088 National RoadWheeling, WV 26003
Toronto Branch120 North Fourth StreetToronto, OH 43964

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