Main Street Bank (WV)

Overview / Commentary
2001 Main Street, Suite 100
Wheeling, WV 26003

Main Street Bank (WV) is headquartered in WHEELING and is the 11th largest bank in the state of West Virginia. It is also the 1,530th largest bank in the nation. It was established in 2001 and as of September of 2023, it had grown to 77 employees at 5 locations. Main Street Bank (WV) has a B+ health rating.


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Health Grade Components

FDIC Certificate #57162
Year Established2001
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD10.49%
Annual Interest Income$19.9MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$589.8MM$604.6MM
LoansQ3 2023vs Q3 2022$409.9MM$397.2MM
DepositsQ3 2023vs Q3 2022$475.7MM$519.9MM
Equity CapitalQ3 2023vs Q3 2022$54.8MM$50.1MM
Loan Loss AllowanceQ3 2023vs Q3 2022$6.4MM$6.3MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$6.2MM$10.4MM
Real Estate OwnedQ3 2023vs Q3 2022$183K$94K
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Always verify rates and promotions with the bank or credit union. We are not Main Street Bank (WV); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Main Street Bank (WV) Savings Account Rates

0.25%$5-Christmas Club
0.10%$25-Business Savings
0.10%$25-Non-Profit Savings

Main Street Bank (WV) Money Market Rates

0.10%*$5k*-Money Market
OTHER TIERS: 0.05% $1k - $5k
0.10%*$5k*-Business Money Market
OTHER TIERS: 0.05% $1k - $5k
0.10%*$5k*-Non-Profit Money Market
OTHER TIERS: 0.05% $1k - $5k

Main Street Bank (WV) Checking Account Rates

0.01%$500-Checking Interest

Main Street Bank (WV) CD Rates

4.76%$1k-7 Month CD
4.76%$1k-Business 7 Month CD
4.76%$1k-Non-Profit 7 Month CD
4.08%$1k-27 Month CD
4.08%$1k-Business 27 Month CD
4.08%$1k-Non-Profit 27 Month CD
0.50%$1k-36 Month CD
0.50%$1k-48 Month CD
0.50%$1k-60 Month CD
0.50%$1k-Business 36 Month CD
0.50%$1k-Business 48 Month CD
0.50%$1k-Business 60 Month CD
0.50%$1k-Non-Profit 36 Month CD
0.50%$1k-Non-Profit 48 Month CD
0.50%$1k-Non-Profit 60 Month CD
0.25%$1k-3 Month CD
0.25%$1k-6 Month CD
0.25%$1k-9 Month CD
0.25%$1k-12 Month CD
0.25%$1k-18 Month CD
0.25%$1k-24 Month CD
0.25%$1k-30 Month CD
0.25%$1k-Business 3 Month CD
0.25%$1k-Business 6 Month CD
0.25%$1k-Business 9 Month CD
0.25%$1k-Business 12 Month CD
0.25%$1k-Business 18 Month CD
0.25%$1k-Business 24 Month CD
0.25%$1k-Business 30 Month CD
0.25%$1k-Non-Profit 3 Month CD
0.25%$1k-Non-Profit 6 Month CD
0.25%$1k-Non-Profit 9 Month CD
0.25%$1k-Non-Profit 12 Month CD
0.25%$1k-Non-Profit 18 Month CD
0.25%$1k-Non-Profit 24 Month CD
0.25%$1k-Non-Profit 30 Month CD
0.25%$1k-17 Month CD
0.25%$1k-Business 17 Month CD
0.25%$1k-Non-Profit 17 Month CD

Main Street Bank (WV) Locations
Wellsburg Branch1010 Commerce StreetWellsburg, WV 26070
Moundsville Branch112 North Lafayette AvenueMoundsville, WV 26041
Main Street Bank Corp.2001 Main StWheeling, WV 26003
Elm Grove Branch2088 National RoadWheeling, WV 26003
Toronto Branch120 North Fourth StreetToronto, OH 43964

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