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Manasquan Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.manasquanbank.com
732-292-8400
2221 Landmark Place
Manasquan, NJ 08736

Manasquan Savings Bank has been serving the needs of businesses and consumers in Monmouth and Ocean counties since 1874. They are looking forward to serving your needs as your Hometown Community Bank. They will continue to provide the services and funds to help people and businesses reach their financial goals.

Reviews (3)

Very Pleased

Posted by: |

I was in the process of applying for a CD, but found out they only use Plaid for funding, no ability to do micro deposits and ACH. That was a show stopper for me, I don't care how supposedly secure Plaid is, sites get hacked all the time. So long story short, Briana worked out a way for me to fund the account using a wire transfer instead of Plaid, which I am much more comfortable with.... I appreciate the personal handling and flexibility Briana and the bank displayed to gain a new customer. Outstanding customer service !

1

Excellent Bank

Posted by: |

I’ve dealt with many banks over the years but I have to say that Manasquan Bank tops the list for the best bank. A special shout out to the folks at the Howell branch for treating me so well.

3

Don't Waste Your Time - Very Poor Service

Posted by: |

Stay Away! They are the very worst bank I've ever dealt with so far. Don't get stuck with them or you might end up very sorry like I am. I learned my lesson the hard way: Stick with banks you have experience with. Don't trust a new bank to you just because they sound friendly on the phone. I've learned the hard way that they don't do what they promise. Now I am stuck in a total nightmare situation with them.

2


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #30470
Year Established1874
Employees253
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD8.42%
Annual Interest Income$39MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$3.25B$3B
LoansQ1 2025vs Q1 2024$2.73B$2.43B
DepositsQ1 2025vs Q1 2024$2.75B$2.61B
Equity CapitalQ1 2025vs Q1 2024$289.6MM$265.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$23.9MM$19.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$15.7MM$1.2MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Manasquan Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$0-Young Savers
0.55%*$0$500kInfinity Saver
OTHER TIERS: 0.25% → $500k+
0.10%$20-Regular Savings
0.10%$0-Club Savings
0.10%$0-Health Savings Account

Manasquan Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$1m*-Liquid Platinum Money Market
OTHER TIERS: 2.50% → $0 - $500k | 3.25% → $500k - $1m
2.50%*$1m*-Signature Money Market Savings
OTHER TIERS: 1.50% → $0 - $100k | 2.00% → $100k - $500k | 2.25% → $500k - $1m
2.00%*$100k*-Money Market Savings
OTHER TIERS: 0.40% → $500 - $25k | 0.45% → $25k - $100k

Manasquan Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$25kInfinity Pro+
OTHER TIERS: 0.25% → $25k+
2.50%*$0$150kBeyond Interest Business Checking
OTHER TIERS: 0.25% → $150k+
2.00%*$0$25kInfinity Cash
OTHER TIERS: 0.25% → $25k+
0.10%$0-Anchor Checking

Manasquan Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-7 Month CD Special
4.00%$500-13 Month CD Special
3.85%$500-18 Month CD
3.75%$500-2 Year CD
3.75%$500-3 Year CD
3.75%$500-5 Year CD
3.75%$500-7 Year CD
3.50%$500-1 Year CD
2.50%$500-182 Day CD

Manasquan Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-7 Month IRA Special
4.00%$500-13 Month IRA Special
3.85%$500-18 Month IRA
3.85%$20-18 Month Market Pacer IRA
3.85%$500-18 Month Steady Earner IRA
3.75%$500-2 Year IRA
3.75%$500-3 Year IRA
3.75%$500-5 Year IRA
3.75%$500-7 Year IRA
3.50%$500-1 Year IRA
2.50%$500-182 Day IRA
Locations

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