Manasquan Savings Bank has been serving the needs of businesses and consumers in Monmouth and Ocean counties since 1874. They are looking forward to serving your needs as your Hometown Community Bank. They will continue to provide the services and funds to help people and businesses reach their financial goals.
I was in the process of applying for a CD, but found out they only use Plaid for funding, no ability to do micro deposits and ACH. That was a show stopper for me, I don't care how supposedly secure Plaid is, sites get hacked all the time. So long story short, Briana worked out a way for me to fund the account using a wire transfer instead of Plaid, which I am much more comfortable with.... I appreciate the personal handling and flexibility Briana and the bank displayed to gain a new customer. Outstanding customer service !
I’ve dealt with many banks over the years but I have to say that Manasquan Bank tops the list for the best bank. A special shout out to the folks at the Howell branch for treating me so well.
Stay Away! They are the very worst bank I've ever dealt with so far. Don't get stuck with them or you might end up very sorry like I am. I learned my lesson the hard way: Stick with banks you have experience with. Don't trust a new bank to you just because they sound friendly on the phone. I've learned the hard way that they don't do what they promise. Now I am stuck in a total nightmare situation with them.
Overall | |
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FDIC Certificate # | 30470 |
Year Established | 1874 |
Employees | 253 |
Primary Regulator | FDIC |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.75% |
Return on Equity - YTD | 8.42% |
Annual Interest Income | $39MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $3.25B$3B |
Loans | Q1 2025vs Q1 2024 | $2.73B$2.43B |
Deposits | Q1 2025vs Q1 2024 | $2.75B$2.61B |
Equity Capital | Q1 2025vs Q1 2024 | $289.6MM$265.2MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $23.9MM$19.8MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $15.7MM$1.2MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Manasquan Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.00% | $0 | - | Young Savers | ||
0.55%* | $0 | $500k | Infinity Saver | ||
OTHER TIERS: 0.25% → $500k+ | |||||
0.10% | $20 | - | Regular Savings | ||
0.10% | $0 | - | Club Savings | ||
0.10% | $0 | - | Health Savings Account |