One Community Bank (WI)

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.onecommunity.bank

608-835-3168

733 North Main Street
Oregon, WI 53575

One Community Bank (WI) is headquartered in OREGON and is the 12^th largest bank in the state of Wisconsin. It is also the 547^th largest bank in the nation. It was established in 1976 and as of March of 2025, it had grown to 222 employees at 17 locations. One Community Bank (WI)'s money market rates are 7X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	22334
Year Established	1976
Employees	222
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.84%
Return on Equity - YTD	7.68%
Annual Interest Income	$28.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$2.19B$2.14B
Loans	Q1 2025vs Q1 2024	$1.83B$1.81B
Deposits	Q1 2025vs Q1 2024	$1.7B$1.64B
Equity Capital	Q1 2025vs Q1 2024	$241.2MM$224.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$18.6MM$17MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$7.5MM$7.5MM
Real Estate Owned	Q1 2025vs Q1 2024	$107K$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

One Community Bank (WI) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.25%^*	$25k^*	-	Good Neighbor Savings
OTHER TIERS: 0.15% → $0 - $25k
2.15%^*	$100k^*	-	Feel Good Savings
OTHER TIERS: 0.15% → $0 - $100k
1.25%	$100	-	Property Tax Club
0.75%	$100	-	Holiday Club
0.20%	$500	-	Health Savings Accounts (HSAs)
0.15%	$100	-	Statement Savings

One Community Bank (WI) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	$1m^*	-	High Yield MMDA
OTHER TIERS: 0.15% → $0 - $100k \| 2.20% → $100k - $250k \| 2.45% → $250k - $500k \| 2.70% → $500k - $1m
1.85%^*	$50k^*	-	Asset Builder Money Market
OTHER TIERS: 0.10% → $0 - $50k
1.65%^*	$50k^*	-	MMDA Account
OTHER TIERS: 0.10% → $0 - $2.5k \| 0.75% → $2.5k - $10k \| 1.16% → $10k - $50k
1.60%^*	$35k^*	-	MMDA Plus Account
OTHER TIERS: 1.10% → $10k - $35k

One Community Bank (WI) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$0	-	Interest Checking
0.10%	$0	-	Senior Interest Checking
0.10%	$0	-	Mortgage Plus Checking

One Community Bank (WI) CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$10k	-	9 Month CD Promotion
3.85%	$10k	-	182 Day CD Promotion
3.75%	$10k	-	1 Year CD Promotion
3.50%	$1k	-	3 Year "Options" CD Promotion
2.50%	$500	-	182 Day CD
2.25%	$500	-	1 Year CD
2.00%	$500	-	9 Month CD
1.60%	$500	-	5 Year CD
1.55%	$500	-	4 Year CD
1.50%	$500	-	3 Year CD
1.47%	$1k	-	3 Year Options CD
1.45%	$500	-	2 Year CD
1.43%	$500	-	15 Month CD
1.35%	$25	-	6 Month Start Small CD
1.00%	$500	-	91 Day CD

One Community Bank (WI) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$10k	-	9 Month IRA Promotion
3.85%	$10k	-	182 Days IRA Promotion
3.75%	$10k	-	1 Year IRA Promotion
3.50%	$1k	-	3 Year Option IRA Promotion
2.50%	$100	-	182 Day IRA
2.25%	$100	-	1 Year IRA
2.00%	$100	-	9 Month IRA
1.60%	$100	-	5 Year IRA
1.55%	$100	-	4 Year IRA
1.50%	$100	-	3 Year IRA
1.47%	$1k	-	3 Year Options IRA
1.45%	$100	-	2 Year IRA
1.43%	$100	-	15 Month IRA
1.00%	$100	-	91 Day IRA

Locations

Cities: Adams, Grand Marsh, Mc Farland, Middleton, Oregon, Oxford, Stoughton, Sun Prairie, Waunakee

Adams Branches
Mound View Branch	501 North Main Street	Adams, WI 53910

Grand Marsh Branches
Grand Marsh Branch	643 County Road E	Grand Marsh, WI 53936

Mc Farland Branches
Mcfarland Branch	5990 Highway 51	Mc Farland, WI 53558

Middleton Branches
Mcfarland State Bank	1836 Aurora St	Middleton, WI 53562

Oregon Branches
Oregon Community Bank & Trust	733 N Main St	Oregon, WI 53575

Oxford Branches
Oxford Branch	120 East Valette Street	Oxford, WI 53952

Stoughton Branches
Kettle Park West Br	2401 Jackson Street	Stoughton, WI 53589
Downtown Stoughton Branch	205 East Washington Street	Stoughton, WI 53589

Sun Prairie Branches
Sun Prairie Branch	2580 Ironwood Drive	Sun Prairie, WI 53590

Waunakee Branches
Waunakee Branch	1351 Water Wheel Drive	Waunakee, WI 53597

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