Menbers United Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.60%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.25%	Savings	Regular Savings 1.20% - Goldman Sachs Bank USA Online Savings
0.85%	2-year CD	24 Month CD 1.65% - Synchrony Bank 24 Month CD

View all Menbers United Credit Union rates »

Overview / Commentary

www.membersunitedcreditunion.org

229-439-1448

1115 N Westover Blvd
Albany, GA 31707

Menbers United Credit Union is headquartered in Albany and is the 41^st largest credit union in the state of Georgia. It is also the 2,059^th largest credit union in the nation. It was established in 1934 and as of March of 2017, it had grown to 27 employees and 11,009 members at 4 locations. Menbers United Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live in Muscogee, Lee or Dougherty Counties in Georgia. Membership is also open to active and retired military or federal employees in Atkinson, Ben Hill, Baker, Brooks, Berrien, Clay, Calhoun, Clinch, Colquitt, Decatur, Cook, Doughtery, Echols, Early, Irwin, Grady, Lanier, Lowndes, Lee, Mitchell, Randolph, Quitman, Sumter, Seminole, Thomas, Terrell, Tift, Turner, and Worth Counties; employees of Albany Mall, C&P Restaurant Co., American Blanching Company, Columbus Country Club, Lance Snack Food Company, Georgia Federal and State Inspection Service, MANA Nutrition, Merck Chemical, Mt. Zion Baptist Church, Professional Plumbing, Road America, Sam's Club of Albany, Ryan's Steakhouse, Stafford Development Group – Tifton Division, Stafford Foods, Stafford Properties, Stella-Jones Cordele Division, Sumter County Sheriff's Office
See current membership details

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Health

A

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Menbers United Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	67394
Year Chartered	1934
Employees	27
Primary Regulator

Profit Margin
Return on Assets - YTD	0.98%
Return on Equity - YTD	6.83%
Annual Interest Income	$718.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$64.7MM$61.6MM
Loans	Q1 2017vs Q1 2016	$43.3MM$40.7MM
Deposits	Q1 2017vs Q1 2016	$55.1MM$52.9MM
Equity Capital	Q1 2017vs Q1 2016	$9.1MM$8.2MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$432.00K$435.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$385.00K$292.00K
Real Estate Owned	Q1 2017vs Q1 2016	$18.00K$0

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Menbers United Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%	-	-	Christmas Club
0.35%	-	-	Vacation Club
0.25%	-	-	Regular Savings
0.25%	-	-	IRA Savings

Menbers United Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$50k^*	-	Money Market
OTHER TIERS: 0.30% → $2,500 - $25k \| 0.40% → $25k - $50k

Menbers United Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.51%	-	-	Sunshine Club Checking

Menbers United Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%	-	-	24 Month CD
0.80%	-	-	18 Month CD
0.65%	-	-	15 Month CD
0.60%	-	-	12 Month CD
0.40%	-	-	6 Month CD

Menbers United Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%	-	-	24 Month IRA
0.80%	-	-	18 Month IRA
0.65%	-	-	15 Month IRA
0.60%	-	-	12 Month IRA
0.40%	-	-	6 Month IRA

Locations

Menbers United Credit Union Locations
Branch Office	1115 N Westover Blvd	Albany, GA 31707
Branch Office	1110 Centennial Ave	Albany, GA 31707-5158
Branch Office	217 Johnson Rd	Albany, GA 31705
Branch Office	709 Veterans Pkwy	Columbus, GA 31901