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Members United Credit Union (GA)


Overview / Commentary
www.membersunitedcreditunion.org
229-439-1448
1115 N Westover Blvd
Albany, GA 31707

Members United Credit Union (GA) is headquartered in Albany and is the 39th largest credit union in the state of Georgia. It is also the 2,150th largest credit union in the nation. It was established in 1934 and as of March of 2020, it had grown to 26 employees and 8,914 members at 4 locations. Members United Credit Union (GA)'s money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership to Members United Credit Union is open to those who live in Dougherty, Lee, or Muscogee Counties in Georgia and their extended families. Membership is also open to the following: 1) federal or military employees of select southwestern counties in Georgia; 2) employees of Albany Mall, Lance Snack Food Company and other select employee groups; 3) a member of American Cancer Society Hope Club or Street Blazers Motorcycle Club.
See current membership details

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Health
B+

Data as of Q1 2020

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Members United Credit Union (GA) has a relatively low asset base.

Health Grade Components

Overall
NCUA #67394
Year Chartered1934
Employees26
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD4.26%
Annual Interest Income$580.00K
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$61.6MM$64.6MM
LoansQ1 2020vs Q1 2019$34.5MM$42.6MM
DepositsQ1 2020vs Q1 2019$51.7MM$54.5MM
Equity CapitalQ1 2020vs Q1 2019$9.2MM$9.3MM
Loan Loss AllowanceQ1 2020vs Q1 2019$703.00K$763.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$283.00K$499.00K
Real Estate OwnedQ1 2020vs Q1 2019$0$25.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members United Credit Union (GA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--Christmas Club
0.35%--Vacation Club
0.25%$50-Regular Savings
0.25%--IRA Savings

Members United Credit Union (GA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Money Market
OTHER TIERS: 0.30% → $2.5k - $25k | 0.40% → $25k - $50k

Members United Credit Union (GA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.51%--Sunshine Club Checking

Members United Credit Union (GA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-24 Month CD
1.26%$500-18 Month CD
1.01%$500-15 Month CD
0.85%$500-12 Month CD
0.75%$500-6 Month CD

Members United Credit Union (GA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-24 Month IRA
1.26%$500-18 Month IRA
1.01%$500-15 Month IRA
0.85%$500-12 Month IRA
0.75%$500-6 Month IRA
Locations


Members United Credit Union (GA) Locations
Branch Office1115 N Westover BlvdAlbany, GA 31707
Branch Office217 Johnson RdAlbany, GA 31705
Branch Office709 Veterans PkwyColumbus, GA 31901
Branch Office1150 US Highway 19 SLeesburg, GA 31763-4851

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