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102 Versailles Blvd
Lafayette, LA 70501

MidSouth Bank, National Association is headquartered in Lafayette and is the 4th largest bank in the state of Louisiana. It is also the 435th largest bank in the nation. It was established in 1985 and as of December of 2017, it had grown to 467 employees at 49 locations. MidSouth Bank, National Association has a B health rating.

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Reviews (1)

The Slowest Bank I Have Ever Worked With - Houston, TX


As a SBA 504 BDO I referred a loan to this bank on December 2010.  It was approved on April 2011.  Construction was finished during winter 2012.  Today is March 28, 2013 and the bank, despite of my many e-mails and phone calls to the officers which are never answered, the interim loan (SBA portion) is still with the bank and they will not close on the permanent loans.

The borrower is paying interest on an interim loan which could already be going to the permanent SBA loan.

The original officer of the loan is no longer at the bank.  A new officer was made in charge.  He never returns calls or even replies to e-mails.  Very irresponsible bank.

I will not send another loan to them.  I am paid when the SBA loan portion is closed and funded and because of this slow moving institution I have worked since December 2010 on this loan and not seen my compensation.  Very frustrating. 


Health Grade Components

FDIC Certificate #25884
Year Established1985
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-0.56%
Return on Equity - YTD-4.82%
Annual Interest Income$80.6MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$1.88B$1.94B
LoansQ4 2017vs Q4 2016$1.17B$1.26B
DepositsQ4 2017vs Q4 2016$1.53B$1.60B
Equity CapitalQ4 2017vs Q4 2016$225.0MM$220.0MM
Loan Loss AllowanceQ4 2017vs Q4 2016$26.9MM$24.4MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$54.4MM$61.4MM
Real Estate OwnedQ4 2017vs Q4 2016$2.0MM$2.2MM

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