MidUSA Credit Union

Overview / Commentary
3600 Towne Blvd
Middletown, OH 45005-5543

MidUSA Credit Union is headquartered in Middletown and is the 34th largest credit union in the state of Ohio. It is also the 1,055th largest credit union in the nation. It was established in 1933 and as of June of 2020, it had grown to 49 employees and 14,743 members at 5 locations. MidUSA Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Warren, Butler, Montgomery, or Miami Counties in Ohio.
See current membership details

Reviews (1)

Insurance ASI

MidUSA Credit Union is not NCUA insured.


Health Grade Components

NCUA #96755
Year Chartered1933
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD2.49%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$228.7MM$212.1MM
LoansQ2 2020vs Q2 2019$122.0MM$135.9MM
DepositsQ2 2020vs Q2 2019$190.7MM$175.7MM
Equity CapitalQ2 2020vs Q2 2019$26.6MM$24.4MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.5MM$1.5MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$633.00K$999.00K
Real Estate OwnedQ2 2020vs Q2 2019$54.00K$54.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MidUSA Credit Union Savings Account Rates

0.15%*$100k*-Prime Share
OTHER TIERS: 0.07% $2.5k - $35k | 0.12% $35k - $70k | 0.13% $70k - $100k
0.10%*$50k*- IRA Share
OTHER TIERS: 0.03% Up to $25k | 0.05% $25k - $50k
0.05%*$1k*-Health Savings Account
OTHER TIERS: 0.03% Up to $1k
0.05%$5-Main Share
0.05%--Select Share
0.05%--Christmas Club
0.05%--Club Share

MidUSA Credit Union Checking Account Rates

0.05%*$5k*-Preferred Checking
OTHER TIERS: 0.03% $1k - $5k
0.05%*$5k*-Classic Checking
OTHER TIERS: 0.03% Up to $5k

MidUSA Credit Union CD Rates

0.50%$500-12 - 23 Month CD
0.50%$500-24 - 35 Month CD
0.50%$500-36 - 47 Month CD
0.50%$500-48 - 59 Month CD
0.50%$500-60 Month CD
0.25%$500-6 - 11 Month CD
0.10%$500-3 - 5 Month CD

MidUSA Credit Union IRA Rates

0.50%$500-12 - 23 Month IRA
0.50%$500-24 - 35 Month IRA
0.50%$500-36 - 47 Month IRA
0.50%$500-48 - 59 Month IRA
0.50%$500-60 Month IRA
0.25%$500-6 - 11 Month IRA
0.10%$500-3 - 5 Month IRA

MidUSA Credit Union Locations
Branch Office21 W Dorothy LnKettering, OH 45429-1446
Branch Office3600 Towne BlvdMiddletown, OH 45005-5543
Branch Office1201 Crawford StMiddletown, OH 45044-4575
Branch Office933 W State StTrenton, OH 45067-9690
Branch Office536 W National RdVandalia, OH 45377

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