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Overview / Commentary
3600 Towne Blvd
Middletown, OH 45005-5543

MidUSA Credit Union is headquartered in Middletown and is the 33rd largest credit union in the state of Ohio. It is also the 995th largest credit union in the nation. It was established in 1933 and as of September of 2017, it had grown to 50 employees and 15,437 members at 5 locations. MidUSA Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Warren, Butler, Montgomery, or Miami Counties in Ohio.
See current membership details


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Health Grade Components

NCUA #96755
Year Chartered1933
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD4.61%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$213.9MM$204.1MM
LoansQ3 2017vs Q3 2016$144.1MM$148.1MM
DepositsQ3 2017vs Q3 2016$183.7MM$181.4MM
Equity CapitalQ3 2017vs Q3 2016$21.2MM$20.7MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.6MM$1.5MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$2.1MM$2.2MM
Real Estate OwnedQ3 2017vs Q3 2016$186.00K$156.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MidUSA Credit Union Savings Account Rates

0.12%*$50k*-Prime Share
OTHER TIERS: 0.05% $2,500 - $10k | 0.10% $10k - $50k
0.10%*$50k*-IRA Share
OTHER TIERS: 0.03% Up to $25k | 0.05% $25k - $50k
0.05%*$1k*-Health Savings Account
OTHER TIERS: 0.03% Up to $1k
0.03%--Main Share
0.03%--Select Share
0.03%--Christmas Club
0.03%--Club Share

MidUSA Credit Union Checking Account Rates

0.05%*$5k*-Preferred Checking
OTHER TIERS: 0.03% $1k - $5k
0.05%*$5k*-Classic Checking
OTHER TIERS: 0.03% Up to $5k

MidUSA Credit Union CD Rates

1.45%$500-60 Month CD
1.10%$500-48 - 59 Month CD
0.85%$500-36 - 47 Month CD
0.50%$500-24 - 35 Month CD
0.30%$500-12 - 23 Month CD
0.10%$500-6 - 11 Month CD
0.05%$500-3 - 5 Month CD

MidUSA Credit Union IRA Rates

1.45%$500-60 Month IRA
1.10%$500-48 - 59 Month IRA
0.85%$500-36 - 47 Month IRA
0.50%$500-24 - 35 Month IRA
0.30%$500-12 - 23 Month IRA
0.10%$500-6 - 11 Month IRA
0.05%$500-3 - 5 Month IRA

MidUSA Credit Union Locations
Branch Office21 W Dorothy LnKettering, OH 45429-1446
Branch Office3600 Towne BlvdMiddletown, OH 45005-5543
Branch Office1201 Crawford StMiddletown, OH 45044-4575
Branch Office933 W State StTrenton, OH 45067-9690
Branch Office536 W National RdVandalia, OH 45377