MidUSA Credit Union


Overview / Commentary
513-420-8640
3600 Towne Blvd
Middletown, OH 45005

MidUSA Credit Union is headquartered in Middletown and is the 34th largest credit union in the state of Ohio. It is also the 1,100th largest credit union in the nation. It was established in 1933 and as of December of 2020, it had grown to 47 employees and 13,430 members at 5 locations. MidUSA Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Warren, Butler, Montgomery, or Miami Counties in Ohio.
See current membership details

Reviews (1)

Insurance ASI

MidUSA Credit Union is not NCUA insured.



Health
A+

Health Grade Components

Overall
NCUA #96755
Year Chartered1933
Employees47
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD4.05%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$224.0MM$210.0MM
LoansQ4 2020vs Q4 2019$126.1MM$130.0MM
DepositsQ4 2020vs Q4 2019$192.1MM$172.5MM
Equity CapitalQ4 2020vs Q4 2019$27.5MM$25.4MM
Loan Loss AllowanceQ4 2020vs Q4 2019$1.5MM$1.5MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$729.00K$497.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$54.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not MidUSA Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MidUSA Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Prime Share
OTHER TIERS: 0.07% $2.5k - $35k | 0.12% $35k - $70k | 0.13% $70k - $100k
0.10%*$50k*- IRA Share
OTHER TIERS: 0.03% Up to $25k | 0.05% $25k - $50k
0.05%*$1k*-Health Savings Account
OTHER TIERS: 0.03% Up to $1k
0.05%$5-Main Share
0.05%--Select Share
0.05%--Christmas Club
0.05%--Club Share

MidUSA Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$5k*-Preferred Checking
OTHER TIERS: 0.03% $1k - $5k
0.05%*$5k*-Classic Checking
OTHER TIERS: 0.03% Up to $5k

MidUSA Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-12 - 23 Month CD
0.50%$500-24 - 35 Month CD
0.50%$500-36 - 47 Month CD
0.50%$500-48 - 59 Month CD
0.50%$500-60 Month CD
0.25%$500-6 - 11 Month CD
0.10%$500-3 - 5 Month CD

MidUSA Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-12 - 23 Month IRA
0.50%$500-24 - 35 Month IRA
0.50%$500-36 - 47 Month IRA
0.50%$500-48 - 59 Month IRA
0.50%$500-60 Month IRA
0.25%$500-6 - 11 Month IRA
0.10%$500-3 - 5 Month IRA
Locations


MidUSA Credit Union Locations
Branch Office21 W Dorothy LnKettering, OH 45429-1446
Branch Office3600 Towne BlvdMiddletown, OH 45005-5543
Branch Office1201 Crawford StMiddletown, OH 45044-4575
Branch Office933 W State StTrenton, OH 45067-9690
Branch Office536 W National RdVandalia, OH 45377

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