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Overview / Commentary
PO Box 2404
Sioux City, IA 51106

Midwest Community Credit Union is headquartered in Sioux City and is the 44th largest credit union in the state of Iowa. It is also the 2,977th largest credit union in the nation. It was established in 1955 and as of December of 2016, it had grown to 6 employees and 3,978 members. Midwest Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Woodbury, Plymouth, Dakota or Union Counties in Iowa.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Midwest Community Credit Union has a low asset base.

Health Grade Components

NCUA #63494
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD4.38%
Annual Interest Income$650.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$28.7MM$27.0MM
LoansQ4 2016vs Q4 2015$8.5MM$8.0MM
DepositsQ4 2016vs Q4 2015$26.1MM$24.6MM
Equity CapitalQ4 2016vs Q4 2015$2.4MM$2.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$80.00K$87.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$40.00K$116.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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Midwest Community Credit Union Savings Account Rates

0.30%$25-IRA Accounts
0.10%$25-Basic Share Account

Midwest Community Credit Union Money Market Rates

0.35%$5k-Money Market Savings Account

Midwest Community Credit Union CD Rates

0.75%$1k-24 Month CD
0.35%$1k-12 Month CD
0.25%$1k-6 Month CD

Sorry, but we do not have location data for Midwest Community Credit Union. Its headquarters is located at PO Box 2404 - Sioux City, IA 51106