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Overview / Commentary
570-544-4787
437 Dowdentown Road
Minersville, PA 17954
Reviews (1)

Deposits Are NEVER Available When They Say That They Will Be.

Posted by: eberterrt | Aug 5, 2016

It is absolutely absurd.

They print on your atm receipt when your deposit will be available and yet IT NEVER IS available on the date they give you! They say "well the checks aren't done here, and that causes the delay". What are you kidding me? That is a pathetic excuse. It is no wonder that I NEVER see other customers in this bank. Don't print a blatantly incorrect date on the receipt. What if a customer writes checks based on the availability date that they give you? Maybe that is what they are hoping. That why they can charge the $40.00 overdraft fee when you TAKE THEIR WORD ON WHEN YOUR CHECK DEPOSITS AND ATM CASH DEPOSITS WILL BE AVAILABLE FOR WITHDRAWAL. Yeah $40.00, ripoff!

They will even give you a receipt at the window showing your available account balance being X, and the telephone banking will state the same, yet you go to the store or worse yet send an employee to the store with the company card and oops declined, because the "available balance" is not actually yet available at all. They are in clear violation of the rules the Federal Reserve Imposes upon banks regarding the time frame in which funds MUST be made available.

I am done with this bank. They are absolutely terrible.

They don't even let you register to see your account balances online unless you print out a paper form requesting access and then you have to mail it in to them. Then 10 days later they give you the privilege of tracking your company finances more accurately.

This bank jerks around with your money, and does not offer even the most basic conveniences.


I would highly discourage any prospective customers from doing business with this bank.


They don't even make a portion of your check deposits immediately available for withdrawal like every other bank in the world allows!


One word, AVOID.



Health
B+

Health Grade Components

Overall
FDIC Certificate #9889
Year Established1868
Employees232
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD10.14%
Annual Interest Income$29.7MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.04B$914.7MM
LoansQ3 2016vs Q3 2015$784.0MM$712.1MM
DepositsQ3 2016vs Q3 2015$938.6MM$775.2MM
Equity CapitalQ3 2016vs Q3 2015$81.6MM$74.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$7.5MM$7.0MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$5.1MM$7.0MM
Real Estate OwnedQ3 2016vs Q3 2015$501.00K$990.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Miners Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Club Savings 2016 Coupon Book
0.10%--Club Savings 2016 Automatic Deduction
0.10%--Vacation Club 2017 Coupon Book
0.10%--Vacation Club 2017 Automatic Deduction
0.05%--My Savings
0.05%--Simple Savings

Miners Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$250k*-Flex Money Market
OTHER TIERS: 0.10% Up to $10k | 0.25% $10k - $25k | 0.35% $25k - $50k | 0.45% $50k - $100k | 0.55% $100k - $250k
0.65%*$250k*-Business Money Market
OTHER TIERS: 0.10% Up to $10k | 0.25% $10k - $25k | 0.35% $25k - $50k | 0.45% $50k - $100k | 0.55% $100k - $250k

Miners Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-Free Non-Profit Checking
OTHER TIERS: 0.04% Up to $25k | 0.07% $25k - $100k
0.10%*$100k*-Free Government Checking
OTHER TIERS: 0.04% Up to $25k | 0.07% $25k - $100k
0.10%--IOLTA Accounts
0.07%*$10k*-Business Interest Checking
OTHER TIERS: 0.01% Up to $5k | 0.04% $5k - $10k

Miners Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$75k*-4 Year CD
OTHER TIERS: 0.85% $500 - $10k | 0.90% $10k - $25k | 0.95% $25k - $75k
0.75%*$75k*-3 Year CD
OTHER TIERS: 0.60% $500 - $10k | 0.65% $10k - $25k | 0.70% $25k - $75k
0.60%*$75k*-2 1/2 Year CD
OTHER TIERS: 0.45% $500 - $10k | 0.50% $10k - $25k | 0.55% $25k - $75k
0.55%*$75k*-2 Year CD
OTHER TIERS: 0.40% $500 - $10k | 0.45% $10k - $25k | 0.50% $25k - $75k
0.50%*$75k*-1 1/2 Year CD
OTHER TIERS: 0.35% $500 - $10k | 0.40% $10k - $25k | 0.45% $25k - $75k
0.35%*$75k*-1 Year CD
OTHER TIERS: 0.20% $500 - $10k | 0.25% $10k - $25k | 0.30% $25k - $75k
0.25%*$75k*-6 Month CD
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $75k

Miners Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$500-5 Year Fixed Rate IRA
1.20%$500-6 Year Fixed Rate IRA
1.20%$500-7 Year Fixed Rate IRA
1.20%$500-8 Year Fixed Rate IRA
1.20%$500-9 Year Fixed Rate IRA
1.20%$500-10 Year Fixed Rate IRA
0.85%$500-4 Year Fixed Rate IRA
0.60%$500-3 Year Fixed Rate IRA
0.40%$500-2 Year Fixed Rate IRA - Add On
0.20%$500-1 Year Fixed Rate IRA
Locations

Miners Bank has 20 locations. Click to view all Miners Bank locations.