Mississippi Federal Credit Union


Overview / Commentary
601-351-9200
2500 N State Street
Jackson, MS 39216

Mississippi Federal Credit Union is headquartered in JACKSON and is the 9th largest credit union in the state of Mississippi. It is also the 1,434th largest credit union in the nation. It was established in 1958 and as of March of 2024, it had grown to 52 employees and 22,970 members at 7 locations. Mississippi Federal Credit Union's CD rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Must be an employee or student of the University of Mississippi or the University of Mississippi Medical Center. Also open to employees of the Mississippi Methodist Rehabilitation Center or several other companies.
See current membership details

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Health

Health Grade Components

Overall
NCUA #24585
Year Chartered1958
Employees52
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD3.73%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$161.1MM$165MM
LoansQ1 2024vs Q1 2023$87.7MM$85.2MM
DepositsQ1 2024vs Q1 2023$137.7MM$143.3MM
Equity CapitalQ1 2024vs Q1 2023$20.6MM$19.9MM
Loan Loss AllowanceQ1 2024vs Q1 2023$930K$629K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$435K$224K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Mississippi Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mississippi Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$0-IRA Share
0.10%$500-Business Primary Savings Account (with e-statements)
0.05%$500-Primary Share Savings
0.05%$500-Departmental Share
0.05%$0-Holiday Club
0.05%$0-Vacation Club
0.05%$25-Kids Share
0.05%$500-Secondary Share

Mississippi Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$2.5k-Money Market Account (with e-statements)
0.75%$2.5k-Business Money Market Account (with e-statements)

Mississippi Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.54%*$500*$25kPlatinum Checking
OTHER TIERS: 0.10% $25k+
3.51%*$0$25kBusiness Premier Checking Account
OTHER TIERS: 0.10% $25k+
0.10%$500-Business Checking

Mississippi Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.10%$1k-1 Year Certificate
5.00%$1k-6 Month Certificate
4.33%$1k$50kBusiness 1 Year Certificate
2.25%*$100k*-5 Year Certificate w/ Premier checking account
OTHER TIERS: 1.65% $1k - $50k | 1.95% $50k - $100k
1.95%*$100k*-4 Year Certificate w/ Premier checking account
OTHER TIERS: 1.55% $1k - $50k | 1.75% $50k - $100k
1.85%*$100k*-3 Year Certificate
OTHER TIERS: 1.45% $1k - $50k | 1.65% $50k - $100k
1.66%$1k$50kBusiness 5 Year Certificate w/ Premier checking account
1.65%*$100k*-2 Year Certificate
OTHER TIERS: 1.35% $1k - $50k | 1.50% $50k - $100k
1.56%$1k$50kBusiness 4 Year Certificate w/ Premier checking account
1.46%$1k$50kBusiness 3 Year Certificate
1.36%$1k$50kBusiness 2 Year Certificate
0.70%$1k$50kBusiness 6 Month Certificate

Mississippi Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.10%$1k-1 Year IRA Certificate
5.00%$1k-6 Month IRA Certificate
2.25%*$100k*-5 Year IRA Certificate w/ Premier checking account
OTHER TIERS: 1.65% $1k - $50k | 1.95% $50k - $100k
1.95%*$100k*-4 Year IRA Certificate w/ Premier checking account
OTHER TIERS: 1.55% $1k - $50k | 1.75% $50k - $100k
1.85%*$100k*-3 Year IRA Certificate
OTHER TIERS: 1.45% $1k - $50k | 1.65% $50k - $100k
1.65%*$100k*-2 Year IRA Certificate
OTHER TIERS: 1.35% $1k - $50k | 1.50% $50k - $100k
Locations


Mississippi Federal Credit Union Locations
Branch Office2500 N STATE STJACKSON, MS 39216
Branch Office1101 JACKSON AVE WOXFORD, MS 38655
Branch Office960 AVENT DRGRENADA, MS 38901
Branch Office500 CLINTON PKWY BLDG 2CLINTON, MS 39056
Branch Office218 STUDENT UNION DR ROOM 127UNIVERSITY, MS 38677
Branch Office2301 S LAMAR BLVDOXFORD, MS 38655
Branch Office325 COMMERCE CENTER DRIVERIDGELAND, MS 39157

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