Mississippi Federal Credit Union

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CURRENT TOP RATE

1 Year Certificate

Overview / Commentary

601-351-9200

2500 N State Street
Jackson, MS 39216

Mississippi Federal Credit Union is headquartered in JACKSON and is the 9^th largest credit union in the state of Mississippi. It is also the 1,423^rd largest credit union in the nation. It was established in 1958 and as of June of 2024, it had grown to 52 employees and 23,100 members at 7 locations. Mississippi Federal Credit Union's CD rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Must be an employee or student of the University of Mississippi or the University of Mississippi Medical Center. Also open to employees of the Mississippi Methodist Rehabilitation Center or several other companies.
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Related Posts

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2008

11/18 - 5.00% 5-Month CD at Mississippi Federal Credit Union

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Health

A

Data as of Q2 2024

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Health Grade Components

Overall
NCUA #	24585
Year Chartered	1958
Employees	52
Primary Regulator

Profit Margin
Return on Assets - YTD	0.58%
Return on Equity - YTD	4.47%
Annual Interest Income	$3.9MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$162.4MM$166.6MM
Loans	Q2 2024vs Q2 2023	$87.2MM$85.8MM
Deposits	Q2 2024vs Q2 2023	$138.5MM$144.4MM
Equity Capital	Q2 2024vs Q2 2023	$20.9MM$20.2MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$926K$625K
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$395K$272K
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mississippi Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%	$0	-	IRA Share
0.10%	$500	-	Business Primary Savings Account (with e-statements)
0.05%	$500	-	Primary Share Savings
0.05%	$500	-	Departmental Share
0.05%	$0	-	Holiday Club
0.05%	$0	-	Vacation Club
0.05%	$25	-	Kids Share
0.05%	$500	-	Secondary Share

Mississippi Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%	$2.5k	-	Money Market Account (with e-statements)
0.75%	$2.5k	-	Business Money Market Account (with e-statements)

Mississippi Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.54%^*	$500^*	$25k	Platinum Checking
OTHER TIERS: 0.10% → $25k+
3.51%^*	$0	$25k	Business Premier Checking Account
OTHER TIERS: 0.10% → $25k+
0.10%	$500	-	Business Checking

Mississippi Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.10%	$1k	-	1 Year Certificate
5.00%	$1k	-	6 Month Certificate
4.33%	$1k	$50k	Business 1 Year Certificate
2.25%^*	$100k^*	-	5 Year Certificate w/ Premier checking account
OTHER TIERS: 1.65% → $1k - $50k \| 1.95% → $50k - $100k
1.95%^*	$100k^*	-	4 Year Certificate w/ Premier checking account
OTHER TIERS: 1.55% → $1k - $50k \| 1.75% → $50k - $100k
1.85%^*	$100k^*	-	3 Year Certificate
OTHER TIERS: 1.45% → $1k - $50k \| 1.65% → $50k - $100k
1.66%	$1k	$50k	Business 5 Year Certificate w/ Premier checking account
1.65%^*	$100k^*	-	2 Year Certificate
OTHER TIERS: 1.35% → $1k - $50k \| 1.50% → $50k - $100k
1.56%	$1k	$50k	Business 4 Year Certificate w/ Premier checking account
1.46%	$1k	$50k	Business 3 Year Certificate
1.36%	$1k	$50k	Business 2 Year Certificate
0.70%	$1k	$50k	Business 6 Month Certificate

Mississippi Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.10%	$1k	-	1 Year IRA Certificate
5.00%	$1k	-	6 Month IRA Certificate
2.25%^*	$100k^*	-	5 Year IRA Certificate w/ Premier checking account
OTHER TIERS: 1.65% → $1k - $50k \| 1.95% → $50k - $100k
1.95%^*	$100k^*	-	4 Year IRA Certificate w/ Premier checking account
OTHER TIERS: 1.55% → $1k - $50k \| 1.75% → $50k - $100k
1.85%^*	$100k^*	-	3 Year IRA Certificate
OTHER TIERS: 1.45% → $1k - $50k \| 1.65% → $50k - $100k
1.65%^*	$100k^*	-	2 Year IRA Certificate
OTHER TIERS: 1.35% → $1k - $50k \| 1.50% → $50k - $100k

Locations

Mississippi Federal Credit Union Locations
Branch Office	2500 N STATE ST	JACKSON, MS 39216
Branch Office	1101 JACKSON AVE W	OXFORD, MS 38655
Branch Office	960 AVENT DR	GRENADA, MS 38901
Branch Office	500 CLINTON PKWY BLDG 2	CLINTON, MS 39056
Branch Office	218 STUDENT UNION DR ROOM 127	UNIVERSITY, MS 38677
Branch Office	2301 S LAMAR BLVD	OXFORD, MS 38655
Branch Office	325 COMMERCE CENTER DRIVE	RIDGELAND, MS 39157

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