Mississippi Federal Credit Union


Overview / Commentary
601-351-9200
2500 N State Street
Jackson, MS 39216

Mississippi Federal Credit Union is headquartered in JACKSON and is the 10th largest credit union in the state of Mississippi. It is also the 1,409th largest credit union in the nation. It was established in 1958 and as of June of 2020, it had grown to 44 employees and 22,338 members at 6 locations. Mississippi Federal Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Must be an employee or student of the University of Mississippi or the University of Mississippi Medical Center. Also open to employees of the Mississippi Methodist Rehabilitation Center or several other companies.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #24585
Year Chartered1958
Employees44
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD2.87%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$142.5MM$128.3MM
LoansQ2 2020vs Q2 2019$80.3MM$79.3MM
DepositsQ2 2020vs Q2 2019$123.9MM$109.9MM
Equity CapitalQ2 2020vs Q2 2019$17.6MM$16.8MM
Loan Loss AllowanceQ2 2020vs Q2 2019$689.00K$811.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$606.00K$872.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Mississippi Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mississippi Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--IRA Share
0.15%$500-Business Primary Share Savings
0.10%$500-Primary Share Savings
0.10%$25-Kids Share
0.05%$500-Departmental Share
0.05%--Holiday Club
0.05%--Vacation Club
0.05%$500-Secondary Share
0.05%--Business primary Share Savings w/out eStatement
0.01%$500-Primary Share Savings w/out eStatement

Mississippi Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$2.5k-Business Money Market
0.50%$2.5k-Money Market
0.45%$2.5k-Business Money Market w/out eStatement
0.20%$2.5k-Money Market w/out eStatement

Mississippi Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*$500*$10kPremier Checking
OTHER TIERS: 0.15% $10k+
2.51%*-$25kBusiness Premier Checking Account
OTHER TIERS: 0.15% $25k+
0.10%$500-Business Checking
0.05%$500-Traditional Checking

Mississippi Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%$1k$50kBusiness 5 Year Certificate w/ Premier checking account
1.36%$1k$50kBusiness 4 Year Certificate w/ Premier checking account
1.26%*$100k*-5 Year Certificate w/ Premier checking account
OTHER TIERS: 1.00% $1k - $50k | 1.06% $50k - $100k
1.11%$1k$50kBusiness 3 Year Certificate
1.06%*$100k*-4 Year Certificate w/ Premier checking account
OTHER TIERS: 0.80% $1k - $50k | 0.90% $50k - $100k
0.95%*$100k*-3 Year Certificate
OTHER TIERS: 0.65% $1k - $50k | 0.75% $50k - $100k
0.85%*$100k*-2 Year Certificate
OTHER TIERS: 0.50% $1k - $50k | 0.65% $50k - $100k
0.85%$1k$50kBusiness 2 Year Certificate
0.70%*$100k*-1 Year Certificate
OTHER TIERS: 0.35% $1k - $50k | 0.45% $50k - $100k
0.60%$1k$50kBusiness 1 Year Certificate
0.50%*$100k*-6 Month Certificate
OTHER TIERS: 0.20% $1k - $50k | 0.30% $50k - $100k
0.35%$1k$50kBusiness 6 Month Certificate

Mississippi Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$100k*-5 Year IRA Certificate w/ Premier checking account
OTHER TIERS: 1.00% $1k - $50k | 1.06% $50k - $100k
1.06%*$100k*-4 Year IRA Certificate w/ Premier checking account
OTHER TIERS: 0.80% $1k - $50k | 0.90% $50k - $100k
0.95%*$100k*-3 Year IRA Certificate
OTHER TIERS: 0.65% $1k - $50k | 0.75% $50k - $100k
0.85%*$100k*-2 Year IRA Certificate
OTHER TIERS: 0.50% $1k - $50k | 0.65% $50k - $100k
0.70%*$100k*-1 Year IRA Certificate
OTHER TIERS: 0.35% $1k - $50k | 0.45% $50k - $100k
0.50%*$100k*-6 Month IRA Certificate
OTHER TIERS: 0.20% $1k - $50k | 0.30% $50k - $100k
Locations


Mississippi Federal Credit Union Locations
Branch Office2500 N STATE STJACKSON, MS 39216
Branch Office1101 JACKSON AVE WOXFORD, MS 38655
Branch Office350 W WOODROW WILSON AveJACKSON, MS 39213
Branch Office960 AVENT DRGRENADA, MS 38901
Branch Office500 CLINTON PKWY BLDG 2CLINTON, MS 39056
Branch Office218 STUDENT UNION DR ROOM 127UNIVERSITY, MS 38677

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