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Mississippi Federal Credit Union

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Overview / Commentary

601-351-9200

2500 N State Street
Jackson, MS 39216

Mississippi Federal Credit Union is headquartered in JACKSON and is the 10^th largest credit union in the state of Mississippi. It is also the 1,409^th largest credit union in the nation. It was established in 1958 and as of June of 2020, it had grown to 44 employees and 22,338 members at 6 locations. Mississippi Federal Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Must be an employee or student of the University of Mississippi or the University of Mississippi Medical Center. Also open to employees of the Mississippi Methodist Rehabilitation Center or several other companies.
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Related Posts

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2008

11/18 - 5.00% 5-Month CD at Mississippi Federal Credit Union

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Health

A+

Data as of Q2 2020

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Health Grade Components

Overall
NCUA #	24585
Year Chartered	1958
Employees	44
Primary Regulator

Profit Margin
Return on Assets - YTD	0.37%
Return on Equity - YTD	2.87%
Annual Interest Income	$2.5MM

Assets and Liabilities
Assets	Q2 2020vs Q2 2019	$142.5MM$128.3MM
Loans	Q2 2020vs Q2 2019	$80.3MM$79.3MM
Deposits	Q2 2020vs Q2 2019	$123.9MM$109.9MM
Equity Capital	Q2 2020vs Q2 2019	$17.6MM$16.8MM
Loan Loss Allowance	Q2 2020vs Q2 2019	$689.00K$811.00K
Unbacked Noncurrent Loans	Q2 2020vs Q2 2019	$606.00K$872.00K
Real Estate Owned	Q2 2020vs Q2 2019	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mississippi Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	-	-	IRA Share
0.15%	$500	-	Business Primary Share Savings
0.10%	$500	-	Primary Share Savings
0.10%	$25	-	Kids Share
0.05%	$500	-	Departmental Share
0.05%	-	-	Holiday Club
0.05%	-	-	Vacation Club
0.05%	$500	-	Secondary Share
0.05%	-	-	Business primary Share Savings w/out eStatement
0.01%	$500	-	Primary Share Savings w/out eStatement

Mississippi Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%	$2.5k	-	Business Money Market
0.50%	$2.5k	-	Money Market
0.45%	$2.5k	-	Business Money Market w/out eStatement
0.20%	$2.5k	-	Money Market w/out eStatement

Mississippi Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.04%^*	$500^*	$10k	Premier Checking
OTHER TIERS: 0.15% → $10k+
2.51%^*	-	$25k	Business Premier Checking Account
OTHER TIERS: 0.15% → $25k+
0.10%	$500	-	Business Checking
0.05%	$500	-	Traditional Checking

Mississippi Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.61%	$1k	$50k	Business 5 Year Certificate w/ Premier checking account
1.36%	$1k	$50k	Business 4 Year Certificate w/ Premier checking account
1.26%^*	$100k^*	-	5 Year Certificate w/ Premier checking account
OTHER TIERS: 1.00% → $1k - $50k \| 1.06% → $50k - $100k
1.11%	$1k	$50k	Business 3 Year Certificate
1.06%^*	$100k^*	-	4 Year Certificate w/ Premier checking account
OTHER TIERS: 0.80% → $1k - $50k \| 0.90% → $50k - $100k
0.95%^*	$100k^*	-	3 Year Certificate
OTHER TIERS: 0.65% → $1k - $50k \| 0.75% → $50k - $100k
0.85%^*	$100k^*	-	2 Year Certificate
OTHER TIERS: 0.50% → $1k - $50k \| 0.65% → $50k - $100k
0.85%	$1k	$50k	Business 2 Year Certificate
0.70%^*	$100k^*	-	1 Year Certificate
OTHER TIERS: 0.35% → $1k - $50k \| 0.45% → $50k - $100k
0.60%	$1k	$50k	Business 1 Year Certificate
0.50%^*	$100k^*	-	6 Month Certificate
OTHER TIERS: 0.20% → $1k - $50k \| 0.30% → $50k - $100k
0.35%	$1k	$50k	Business 6 Month Certificate

Mississippi Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.26%^*	$100k^*	-	5 Year IRA Certificate w/ Premier checking account
OTHER TIERS: 1.00% → $1k - $50k \| 1.06% → $50k - $100k
1.06%^*	$100k^*	-	4 Year IRA Certificate w/ Premier checking account
OTHER TIERS: 0.80% → $1k - $50k \| 0.90% → $50k - $100k
0.95%^*	$100k^*	-	3 Year IRA Certificate
OTHER TIERS: 0.65% → $1k - $50k \| 0.75% → $50k - $100k
0.85%^*	$100k^*	-	2 Year IRA Certificate
OTHER TIERS: 0.50% → $1k - $50k \| 0.65% → $50k - $100k
0.70%^*	$100k^*	-	1 Year IRA Certificate
OTHER TIERS: 0.35% → $1k - $50k \| 0.45% → $50k - $100k
0.50%^*	$100k^*	-	6 Month IRA Certificate
OTHER TIERS: 0.20% → $1k - $50k \| 0.30% → $50k - $100k

Locations

Mississippi Federal Credit Union Locations
Branch Office	2500 N STATE ST	JACKSON, MS 39216
Branch Office	1101 JACKSON AVE W	OXFORD, MS 38655
Branch Office	350 W WOODROW WILSON Ave	JACKSON, MS 39213
Branch Office	960 AVENT DR	GRENADA, MS 38901
Branch Office	500 CLINTON PKWY BLDG 2	CLINTON, MS 39056
Branch Office	218 STUDENT UNION DR ROOM 127	UNIVERSITY, MS 38677

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