MyUSA Credit Union


Overview / Commentary
937-294-1991
3400 Office Park Dr
Dayton, OH 45439

MyUSA Credit Union is headquartered in Dayton and is the 63rd largest credit union in the state of Ohio. It is also the 1,682nd largest credit union in the nation. It was established in 1935 and as of June of 2021, it had grown to 20 employees and 9,226 members at 5 locations. MyUSA Credit Union has an A health rating.

Field of Membership Restrictions

Membership in MyUSA Credit Union is open to those who live, work, worship, or attend school in the Ohio counties of Butler, Clark, Greene, Miami, Montgomery, or Warren.
See current membership details

Related Posts

Top CD Rates at MyUSA Credit Union in Ohio - 7/29/2021

Ohio-based Heartland Federal Credit Union and MidUSA Credit Union recently merged and have rebranded as MyUSA Credit Union (MyUSA).

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. MyUSA Credit Union has a negative return on assets.

Health Grade Components

Overall
NCUA #264
Year Chartered1935
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD-2.75%
Return on Equity - YTD-27.83%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$115.0MM$110.1MM
LoansQ2 2021vs Q2 2020$62.2MM$64.5MM
DepositsQ2 2021vs Q2 2020$103.0MM$94.1MM
Equity CapitalQ2 2021vs Q2 2020$11.8MM$13.2MM
Loan Loss AllowanceQ2 2021vs Q2 2020$370.00K$475.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$162.00K$268.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not MyUSA Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MyUSA Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.13%*-$1kFast Pass Savings
OTHER TIERS: 0.05% $1k+
0.50%--Emergency Fund Savings
0.12%*$25k*-IRA
OTHER TIERS: 0.03% Up to $2.5k | 0.07% $2.5k - $25k
0.12%*$25k*-Health Savings Account
OTHER TIERS: 0.03% Up to $2.5k | 0.07% $2.5k - $25k
0.05%$365-Main Share
0.05%--Select Share
0.05%--Club Account

MyUSA Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.12%*$25k*-Money Market Checking
OTHER TIERS: 0.07% $2.5k - $25k

MyUSA Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$5k*-Classic Checking
OTHER TIERS: 0.03% Up to $5k

MyUSA Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500-60 Month Share Certificate
0.60%$500-48-59 Month Share Certificate
0.55%$500-36-47 Month Share Certificate
0.50%$500-24-35 Month Share Certificate
0.50%$500-12-23 Month Share Certificate
0.25%$1k-6 - 11 Month Share Certificate
0.10%$500-3-5 Month Share Certificate

MyUSA Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500-60 Month IRA Share Certificate
0.60%$500-48-59 Month IRA Share Certificate
0.55%$500-36-47 Month IRA Share Certificate
0.50%$500-24-35 Month IRA Share Certificate
0.50%$500-12-23 Month IRA Share Certificate
0.25%$500-6-11 Month IRA Share Certificate
0.10%$500-3-5 Month IRA Share Certificate
Locations


MyUSA Credit Union Locations
Branch Office1620 Upper Valley PikeSpringfield, OH 45504-4065
Branch Office1933 Covington AvePiqua, OH 45356-2635
Branch Office3400 Office Park DrDayton, OH 45439
Branch Office3115 S Dixie DrMoraine, OH 45439-2200
Branch Office1 Reynolds WayKettering, OH 45430

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