New Horizons Federal Credit Union

Overview / Commentary
7290 Highway 45 Alternate North
West Point, MS 39773-9445

New Horizons Federal Credit Union is headquartered in WEST POINT and is the 36th largest credit union in the state of Mississippi. It is also the 3,749th largest credit union in the nation. It was established in 1960 and as of September of 2021, it had grown to 2 employees and 2,578 members at 2 locations. New Horizons Federal Credit Union has a B+ health rating.

Reviews (1)

Personal Service

Posted by: |


I have had the pleasure of being a member of New Horizon,I use the Eupora branch,and it is truly still a bank where they know your name,you feel part of a family.They go out of their way to ensure your business is handled quickly and efficently. 


Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. New Horizons Federal Credit Union has a low asset base.

Health Grade Components

NCUA #24886
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD6.82%
Annual Interest Income$351.00K
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$13.7MM$12.3MM
LoansQ3 2021vs Q3 2020$7.0MM$7.0MM
DepositsQ3 2021vs Q3 2020$11.6MM$10.3MM
Equity CapitalQ3 2021vs Q3 2020$2.1MM$1.9MM
Loan Loss AllowanceQ3 2021vs Q3 2020$54.00K$56.00K
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$13.00K$18.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

New Horizons Federal Credit Union Savings Account Rates

0.30%*$50k*-Share Savings
OTHER TIERS: 0.25% Up to $50k

New Horizons Federal Credit Union CD Rates

1.05%$1k-36 Month Share Certificate
1.04%$1k-24 Month Share Certificate
0.70%$1k-12 Month Share Certificate

New Horizons Federal Credit Union Locations
Branch Office106 N JEFFERSON STHOUSTON, MS 38851
Corporate Office7290 Hwy 45 Alt.WEST POINT, MS 39773-2852

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