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Overview / Commentary
1818 Albion Street
Nashville, TN 37208

N.G.H. Credit Union is headquartered in Nashville and is the 115th largest credit union in the state of Tennessee. It is also the 4,548th largest credit union in the nation. It was established in 1959 and as of December of 2017, it had grown to 4 employees and 2,531 members at 2 locations. N.G.H. Credit Union has a C- health rating.

Field of Membership Restrictions

Membership is open to employees of Nashville General Hospital, Kindred Healthcare, Signature Healthcare, Autumn Hills, Meharry Medical College, McKesson Corporation, Matthew Walker Health Center, and select departments of the Nashville Metropolitan government.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. N.G.H. Credit Union has a very low asset base, and a negative return on assets.

Health Grade Components

NCUA #67990
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD-2.13%
Return on Equity - YTD-37.78%
Annual Interest Income$305.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$6.3MM$6.7MM
LoansQ4 2017vs Q4 2016$3.8MM$3.8MM
DepositsQ4 2017vs Q4 2016$5.9MM$6.2MM
Equity CapitalQ4 2017vs Q4 2016$360.00K$496.00K
Loan Loss AllowanceQ4 2017vs Q4 2016$140.00K$105.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$124.00K$155.00K
Real Estate OwnedQ4 2017vs Q4 2016$15.00K$15.00K

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N.G.H. Credit Union Locations
Branch Office1818 Albion StNashville, TN 37208-2918
Branch Office1414 County Hospital RdNashville, TN 37218-3023

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