City Of Boston Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.cityofbostoncu.com

617-635-4545

1 Union St
Boston, MA 02108

City Of Boston Credit Union is headquartered in South Boston and is the 26^th largest credit union in the state of Massachusetts. It is also the 703^rd largest credit union in the nation. It was established in 1915 and as of March of 2025, it had grown to 70 employees and 32,301 members at 7 locations. City Of Boston Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in City Of Boston Credit Union is open to those who live, work, or attend school in the Massachusetts counties of Middlesex, Norfolk, or Suffolk. Faculty, staff, registered students, and alumni of Northeastern University also qualify for membership. Employees of the City of Boston or the Commonwealth of Massachusetts are also eligible to join.
See current membership details

Reviews

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Health

C+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67841
Year Chartered	1915
Employees	70
Primary Regulator

Profit Margin
Return on Assets - YTD	0.27%
Return on Equity - YTD	4.34%
Annual Interest Income	$6.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$558.7MM$582.2MM
Loans	Q1 2025vs Q1 2024	$409.6MM$452.2MM
Deposits	Q1 2025vs Q1 2024	$485.5MM$511.7MM
Equity Capital	Q1 2025vs Q1 2024	$35MM$32.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5MM$5.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3.5MM$3.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$389K$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for City Of Boston Credit Union are currently being reviewed.

Locations

City Of Boston Credit Union Locations
Corporate Office	455 W Broadway	South Boston, MA 02127-2218
Branch Office	77 Spring St	West Roxbury, MA 02132-4302
Branch Office	City Hall	Boston, MA 02201
Branch Office	1010 William T Morrissey Blvd	Dorchester, MA 02122-3153
Branch Office	305 Turnpike St	Canton, MA 02021-2715
Branch Office	130 W Broadway	South Boston, MA 02127-1018
Branch Office	2 Westland Ave	Boston, MA 02115-3902

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