RCB Bank is headquartered in CLAREMORE and is the 7th largest bank in the state of Oklahoma. It is also the 343rd largest bank in the nation. It was established in 1936 and as of March of 2025, it had grown to 753 employees at 62 locations. RCB Bank's CD rates are 4X the national average, and it has an A health rating.
Bad Customer Service
RCB bank has very rude customer service people and they don't even know what they're doing,especially the fraud department!! They declined a refund from Amazon 3 times because they said something on the refund triggered the fraud signal. Everytime,I called,I got a new story about my refund. I have never gotten a bad refund from Amazon but RCB tried to blame Amazon for their mistake. Now I have to wait 4- 6 weeks for a check from Amazon because RCB doesn't like doing business with Amazon! Dealing with a bunch of robots who can't even lie right! Do not work with RCB bank! Worst bank I ever worked with,besides Bank of America!!
Barrel Of Snakes
I've done business with the same bank for 51 years and my parents for 30 years before I opened my first account there. It was recently bought out by RCB. The hometown service and policies I've been accustomed to all just went out the window now that the mafia has acquired the bank. This is not a bank, it is a crime syndicate. Their charges are ridiculous and they charge for everything. No more local customer service, everything has to be done online or through their main branch. They are rude, inept and unhelpful. Transaction fees end up costing me more money on my savings account than it earns. I hate this sorry bank and I'm moving all my accounts somewhere else. 51 years and RCB trashed it like low income housing in 6 weeks.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15399 |
| Year Established | 1936 |
| Employees | 753 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.24% |
| Return on Equity - YTD | 11.58% |
| Annual Interest Income | $41.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $3.9B$3.99B |
| Loans | Q1 2025vs Q1 2024 | $2.24B$2.26B |
| Deposits | Q1 2025vs Q1 2024 | $3.43B$3.29B |
| Equity Capital | Q1 2025vs Q1 2024 | $430.4MM$371.8MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $26.6MM$26.2MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $15.2MM$17MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $299K$0 |
