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Overview / Commentary
307-836-2344
Whalen Street And Wyoming Avenue
Guernsey, WY 82214

Oregon Trail Bank is headquartered in Guernsey and is the 30th largest bank in the state of Wyoming. It is also the 5,503rd largest bank in the nation. It was established in 1964 and as of June of 2017, it had grown to 12 employees at 2 locations. Oregon Trail Bank has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Oregon Trail Bank has a low asset base.

Health Grade Components

Overall
FDIC Certificate #19118
Year Established1964
Employees12
Primary RegulatorFED
Profit Margin
Return on Assets - YTD-0.17%
Return on Equity - YTD-1.51%
Annual Interest Income$693.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$35.4MM$35.5MM
LoansQ2 2017vs Q2 2016$24.6MM$22.2MM
DepositsQ2 2017vs Q2 2016$31.3MM$30.4MM
Equity CapitalQ2 2017vs Q2 2016$4.1MM$4.3MM
Loan Loss AllowanceQ2 2017vs Q2 2016$178.00K$118.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$0$0
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates

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Locations


Oregon Trail Bank Locations
4007 Greenway Street Branch4007 Greenway StreetCheyenne, WY 82001
Oregon Trail BankWhalen Street and Wyoming AvenueGuernsey, WY 82214