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Overview / Commentary
307-836-2344
Whalen Street And Wyoming Avenue
Guernsey, WY 82214

Oregon Trail Bank is headquartered in Guernsey and is the 30th largest bank in the state of Wyoming. It is also the 5,607th largest bank in the nation. It was established in 1964 and as of September of 2016, it had grown to 15 employees at 3 locations. Oregon Trail Bank has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Oregon Trail Bank has a low asset base.

Health Grade Components

Overall
FDIC Certificate #19118
Year Established1964
Employees15
Primary RegulatorFED
Profit Margin
Return on Assets - YTD-1.09%
Return on Equity - YTD-9.42%
Annual Interest Income$978.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$39.3MM$38.0MM
LoansQ3 2016vs Q3 2015$25.5MM$15.7MM
DepositsQ3 2016vs Q3 2015$34.4MM$33.4MM
Equity CapitalQ3 2016vs Q3 2015$4.2MM$4.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$156.00K$0
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$53.00K$0
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates

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Locations


Oregon Trail Bank Locations
Chugwater Branch302 Second StreetChugwater, WY 82210
4007 Greenway Street Branch4007 Greenway StreetCheyenne, WY 82001
Oregon Trail BankWhalen Street and Wyoming AvenueGuernsey, WY 82214