Ots Employees Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.50% | 5-year CD | 60 Month CD 1.77% - National Average |
| 0.65% | 1-year CD | 12 Month CD 0.82% - National Average |
| 0.25% | Savings | Share Account |
Ots Employees Federal Credit Union is headquartered in Honolulu and is the 51st largest credit union in the state of Hawaii. It is also the 3,947th largest credit union in the nation. It was established in 1937 and as of December of 2017, it had grown to 3 employees and 2,116 members at 1 location. Ots Employees Federal Credit Union has a C health rating.
Field of Membership Restrictions
Membership is open to employees and retirees of Oahu Transit Services.
See current membership details
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1868 |
| Year Chartered | 1937 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -1.71% |
| Return on Equity - YTD | -11.5% |
| Annual Interest Income | $794.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $12.0MM$12.8MM |
| Loans | Q4 2017vs Q4 2016 | $9.4MM$10.3MM |
| Deposits | Q4 2017vs Q4 2016 | $9.9MM$10.6MM |
| Equity Capital | Q4 2017vs Q4 2016 | $1.8MM$2.1MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $687.00K$569.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $1.3MM$902.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Ots Employees Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Ots Employees Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50% | $500 | - | IRA Share | ||
| 0.25%* | $10k* | - | Share Account | ||
| OTHER TIERS: 0.10% → $50 - $1k | 0.15% → $1k - $5k | 0.20% → $5k - $10k | |||||
| 0.25% | - | - | Christmas Share | ||
Ots Employees Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Share Drafts (Checking) Account |
Ots Employees Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 60 Month CD | |
| 1.15% | $500 | - | 36 Month CD | |
| 0.90% | $500 | - | 24 Month CD | |
| 0.65% | $500 | - | 12 Month CD | |
| 0.40% | $500 | - | 6 Month CD |
Ots Employees Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | $500 | - | 60 Month IRA | |
| 1.00% | $500 | - | 36 Month IRA |
| Ots Employees Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 811 Middle St | Honolulu, HI 96819 |