OTS Employees Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.25% | Reward Checking | KalaRewards Checking w/o HELOC 2.00% - National Average |
| 1.35% | 5-year CD | 60 Month CD |
| 0.80% | 1-year CD | 12 Month CD 2.45% - Synchrony Bank 12 Month CD |
OTS Employees Federal Credit Union is headquartered in Honolulu and is the 51st largest credit union in the state of Hawaii. It is also the 4,108th largest credit union in the nation. It was established in 1937 and as of March of 2018, it had grown to 1 employees and 1,980 members at 1 location. OTS Employees Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to employees and retirees of Oahu Transit Services.
See current membership details
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1868 |
| Year Chartered | 1937 |
| Employees | 1 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.29% |
| Return on Equity - YTD | 2.86% |
| Annual Interest Income | $209.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $10.2MM$13.1MM |
| Loans | Q1 2018vs Q1 2017 | $8.5MM$9.9MM |
| Deposits | Q1 2018vs Q1 2017 | $8.7MM$11.0MM |
| Equity Capital | Q1 2018vs Q1 2017 | $1.1MM$1.9MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $1.2MM$725.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $400.00K$852.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not OTS Employees Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
OTS Employees Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $500 | - | IRA Share | |
| 0.50% | $10 | - | CESA Share | |
| 0.25% | $10 | - | Holiday Savings | |
| 0.10% | $50 | - | Regular Share | |
| 0.10% | $10 | - | Second Savings |
OTS Employees Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $100k* | - | Money Market Savings | ||
| OTHER TIERS: 0.25% → $50k - $100k | |||||
OTS Employees Federal Credit Union Checking Account Rates
OTS Employees Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.35% | $1k | - | 60 Month CD | |
| 1.20% | $1k | - | 48 Month CD | |
| 1.10% | $1k | - | 36 Month CD | |
| 0.90% | $1k | - | 24 Month CD | |
| 0.80% | $1k | - | 12 Month CD | |
| 0.80% | $1k | - | 18 Month CD | |
| 0.70% | $1k | - | 6 Month CD |
| OTS Employees Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 811 Middle St | Honolulu, HI 96819 |