2. OTS Employees Federal Credit Union

OTS Employees Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
0.25%Reward Checking
2.15% - National Average
2.25%5-year CD
3.10% - Barclays 60 Month Online CDAdvertisement
1.30%1-year CD
2.75% - Barclays 12 Month Online CDAdvertisement
View all OTS Employees Federal Credit Union rates »

Overview / Commentary
otsefcu.org
808-848-4408
811 Middle Street
Honolulu, HI 96819

Field of Membership Restrictions

Membership is open to employees and retirees of Oahu Transit Services.
See current membership details

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Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #1845
Year Chartered1936
Employees156
Primary Regulator
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD8.75%
Annual Interest Income$26.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$868.9MM$820.4MM
LoansQ4 2018vs Q4 2017$534.9MM$473.3MM
DepositsQ4 2018vs Q4 2017$751.8MM$716.7MM
Equity CapitalQ4 2018vs Q4 2017$97.9MM$88.5MM
Loan Loss AllowanceQ4 2018vs Q4 2017$5.5MM$3.6MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.2MM$485.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

OTS Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$10-Holiday Savings
0.50%--IRA Share
0.50%--CESA Share
0.10%$5-Regular Share
0.10%--Second Savings
0.05%$5-Business Savings
0.05%--Business Second Savings

OTS Employees Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-Money Market Savings
OTHER TIERS: 0.40% → $50k - $100k

OTS Employees Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$50kKalaRewards Checking w/ HELOC
OTHER TIERS: 0.05% → $50k+
0.25%*-$50kKalaRewards Checking w/o HELOC
OTHER TIERS: 0.05% → $50k+
0.05%$300-Regular Checking
0.05%$10k-Business KalaRewards Checking - Qualifying

OTS Employees Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$1k-60 Month CD
2.25%$1k-Business 60 Month CD
2.00%$1k-48 Month CD
2.00%$1k-Business 48 Month CD
1.75%$1k-36 Month CD
1.75%$1k-Business 36 Month CD
1.50%$1k-24 Month CD
1.50%$1k-Business 24 Month CD
1.30%$1k-12 Month CD
1.30%$1k-18 Month CD
1.30%$1k-Business 12 Month CD
1.30%$1k-Business 18 Month CD
1.00%$1k-6 Month CD
1.00%$1k-Business 6 Month CD
Locations

Availability



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