Featured Savings Rates
Featured Accounts

Ots Employees Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%5-year CD60 Month CD
0.65%1-year CD12 Month CD
0.25%SavingsChristmas Share

Overview / Commentary
808-848-4408
811 Middle Street
Honolulu, HI 96819

Ots Employees Federal Credit Union is headquartered in Honolulu and is the 54th largest credit union in the state of Hawaii. It is also the 3,897th largest credit union in the nation. It was established in 1937 and as of March of 2016, it had grown to 4 employees and 2,144 members at 1 location. Ots Employees Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

OTS employee or retiree and also any of their immediate family member are eligible to join.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ots Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #1868
Year Chartered1937
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD2.02%
Return on Equity - YTD14.76%
Annual Interest Income$257.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$13.8MM$13.1MM
LoansQ1 2016vs Q1 2015$11.1MM$9.2MM
DepositsQ1 2016vs Q1 2015$11.5MM$11.2MM
Equity CapitalQ1 2016vs Q1 2015$1.9MM$1.8MM
Loan Loss AllowanceQ1 2016vs Q1 2015$617.00K$531.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$731.00K$331.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ots Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-IRA Share
0.25%*$10k*-Share Account
OTHER TIERS: 0.10% $50 - $1k | 0.15% $1k - $5k | 0.20% $5k - $10k
0.25%--Christmas Share

Ots Employees Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Share Drafts (Checking) Account

Ots Employees Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-60 Month CD
1.15%$500-36 Month CD
0.90%$500-24 Month CD
0.65%$500-12 Month CD
0.40%$500-6 Month CD

Ots Employees Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$500-60 Month IRA
1.00%$500-36 Month IRA
Locations


Ots Employees Federal Credit Union Locations
Branch Office811 Middle StHonolulu, HI 96819