Aloha Pacific Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.alohapacific.com

808-531-3711

3625 Harding Avenue
Honolulu, HI 96816

Aloha Pacific Federal Credit Union is headquartered in Honolulu and is the 3^rd largest credit union in the state of Hawaii. It is also the 345^th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 166 employees and 70,262 members at 12 locations. Aloha Pacific Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Aloha Pacific Federal Credit Union to those who live, work, worship, or attend school in Kauai County, Hawaii. Employees/retirees of the City and County of Honolulu, Hawaii also qualify for membership, as do employees, retirees, and students of Farrington High School. Members of the Farrington Alumni and Community Foundation are also eligible to join. Employees or members of more than 1700 Select Employer Groups qualify for membership.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	1845
Year Chartered	1936
Employees	166
Primary Regulator

Profit Margin
Return on Assets - YTD	0.28%
Return on Equity - YTD	3.85%
Annual Interest Income	$11.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.4B$1.3B
Loans	Q1 2025vs Q1 2024	$750.9MM$779.1MM
Deposits	Q1 2025vs Q1 2024	$1.23B$1.14B
Equity Capital	Q1 2025vs Q1 2024	$100.6MM$81MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.4MM$4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.7MM$3.2MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Aloha Pacific Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$10	-	Holiday Savings
0.35%	$0	-	Coverdell Educational Savings
0.05%	$5	-	Regular Savings
0.05%	$5	-	Business Savings
0.05%	$0	-	Second Savings
0.05%	$0	-	Business Second Savings

Aloha Pacific Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.50%^*	$250k^*	-	Aloha Rewards Money Market Savings
OTHER TIERS: 0.05% → $0 - $10k \| 0.50% → $10k - $20k \| 1.50% → $20k - $50k \| 2.00% → $50k - $100k \| 2.50% → $100k - $250k
3.50%^*	$100k^*	-	Business Money Market Savings
OTHER TIERS: 3.00% → $0 - $50k \| 3.25% → $50k - $100k
0.50%^*	$100k^*	-	Money Market Savings
OTHER TIERS: 0.25% → $50k - $100k

Aloha Pacific Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%^*	$0	$10k	Aloha Advantage Checking
OTHER TIERS: 0.05% → $10k - $25k \| 0.10% → $25k - $50k \| 0.15% → $50k+
0.05%	$0	-	Business KalaRewards Checking - Qualifying

Aloha Pacific Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$1k	-	Business 6 Month CD
3.75%	$1k	-	Business 12 Month CD
3.50%	$1k	-	6 Month CD
3.25%	$1k	-	12 Month CD
3.25%	$1k	-	18 Month CD
3.25%	$1k	-	60 Month CD
3.25%	$1k	-	Business 18 Month CD
3.25%	$1k	-	Business 60 Month CD
3.00%	$1k	-	24 Month CD
3.00%	$1k	-	36 Month CD
3.00%	$1k	-	48 Month CD
3.00%	$1k	-	Business 24 Month CD
3.00%	$1k	-	Business 36 Month CD
3.00%	$1k	-	Business 48 Month CD

Aloha Pacific Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.50%	$1k	-	6 Month IRA
3.25%	$1k	-	12 Month IRA
3.25%	$1k	-	18 Month IRA
3.25%	$1k	-	60 Month IRA
3.00%	$1k	-	24 Month IRA
3.00%	$1k	-	36 Month IRA
3.00%	$1k	-	48 Month IRA
0.35%	$0	-	IRA Savings

Locations

Availability

Honolulu Area

Honolulu Area bank & credit union details

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