Oxford University Bank


Overview / Commentary
662-234-6668
1500 University Avenue
Oxford, MS 38655

Oxford University Bank is headquartered in Oxford and is the 49th largest bank in the state of Mississippi. It is also the 3,092nd largest bank in the nation. It was established in 2000 and as of June of 2020, it had grown to 30 employees at 5 locations. Oxford University Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #57034
Year Established2000
Employees30
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD8.76%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$189.2MM$164.1MM
LoansQ2 2020vs Q2 2019$137.0MM$126.9MM
DepositsQ2 2020vs Q2 2019$169.4MM$143.7MM
Equity CapitalQ2 2020vs Q2 2019$18.4MM$16.7MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.5MM$1.3MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$220.00K$284.00K
Real Estate OwnedQ2 2020vs Q2 2019$100.00K$771.00K
Rates
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Oxford University Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%-$10kKasasa Saver

Oxford University Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+
Locations


Oxford University Bank Locations
Oxford University Bank1500 University AvenueOxford, MS 38655
Bank Of Pontotoc1882 Highway 15Pontotoc, MS 38863
West Jackson Avenue Branch2301 West Jackson AvenueOxford, MS 38655

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