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Overview / Commentary
662-234-6668
1500 University Avenue
Oxford, MS 38655

Oxford University Bank is headquartered in Oxford and is the 57th largest bank in the state of Mississippi. It is also the 3,636th largest bank in the nation. It was established in 2000 and as of September of 2017, it had grown to 30 employees at 5 locations. Oxford University Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #57034
Year Established2000
Employees30
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD8.45%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$142.7MM$128.2MM
LoansQ3 2017vs Q3 2016$112.5MM$99.0MM
DepositsQ3 2017vs Q3 2016$123.9MM$111.3MM
Equity CapitalQ3 2017vs Q3 2016$13.0MM$12.6MM
Loan Loss AllowanceQ3 2017vs Q3 2016$956.00K$904.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$62.00K$182.00K
Real Estate OwnedQ3 2017vs Q3 2016$71.00K$71.00K
Rates
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Oxford University Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$10kKasasa Saver
OTHER TIERS: 0.25% $10k+

Oxford University Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+
Locations


Oxford University Bank Locations
Oxford University Bank1500 University AvenueOxford, MS 38655
Bank Of Pontotoc1882 Highway 15Pontotoc, MS 38863
West Jackson Avenue Branch2301 West Jackson AvenueOxford, MS 38655