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Oxford University Bank


Overview / Commentary
www.oubol.com
662-234-6668
1500 University Avenue
Oxford, MS 38655

Oxford University Bank is headquartered in Oxford and is the 52nd largest bank in the state of Mississippi. It is also the 3,221st largest bank in the nation. It was established in 2000 and as of September of 2019, it had grown to 30 employees at 5 locations. Oxford University Bank has an A health rating.

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Health
A

Data as of Q3 2019

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Health Grade Components

Overall
FDIC Certificate #57034
Year Established2000
Employees30
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD8.61%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$163.7MM$152.4MM
LoansQ3 2019vs Q3 2018$125.3MM$121.8MM
DepositsQ3 2019vs Q3 2018$143.5MM$128.7MM
Equity CapitalQ3 2019vs Q3 2018$16.9MM$15.7MM
Loan Loss AllowanceQ3 2019vs Q3 2018$1.3MM$1.1MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$407.00K$241.00K
Real Estate OwnedQ3 2019vs Q3 2018$867.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oxford University Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%-$10kKasasa Saver

Oxford University Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$10kKasasa Cash
OTHER TIERS: 0.25% → $10k+
Locations


Oxford University Bank Locations
Oxford University Bank1500 University AvenueOxford, MS 38655
Bank Of Pontotoc1882 Highway 15Pontotoc, MS 38863
West Jackson Avenue Branch2301 West Jackson AvenueOxford, MS 38655

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