Overview / Commentary
Oxford University Bank is headquartered in Oxford and is the 54th largest bank in the state of Mississippi. It is also the 3,475th largest bank in the nation. It was established in 2000 and as of December of 2017, it had grown to 28 employees at 5 locations. Oxford University Bank has an A health rating.
Health
A
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57034 |
| Year Established | 2000 |
| Employees | 28 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.73% |
| Return on Equity - YTD | 7.86% |
| Annual Interest Income | $5.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $151.6MM$127.3MM |
| Loans | Q4 2017vs Q4 2016 | $112.7MM$98.3MM |
| Deposits | Q4 2017vs Q4 2016 | $132.8MM$111.0MM |
| Equity Capital | Q4 2017vs Q4 2016 | $12.8MM$12.5MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $1.0MM$973.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $42.00K$8.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $71.00K$71.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Oxford University Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | - | $10k | Kasasa Saver | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
Oxford University Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.50%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
Locations
| Oxford University Bank Locations | ||
|---|---|---|
| Oxford University Bank | 1500 University Avenue | Oxford, MS 38655 |
| Bank Of Pontotoc | 1882 Highway 15 | Pontotoc, MS 38863 |
| West Jackson Avenue Branch | 2301 West Jackson Avenue | Oxford, MS 38655 |