Overview / Commentary
Oxford University Bank is headquartered in Oxford and is the 50th largest bank in the state of Mississippi. It is also the 3,344th largest bank in the nation. It was established in 2000 and as of December of 2018, it had grown to 31 employees at 5 locations. Oxford University Bank has an A health rating.
Health
A
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57034 |
| Year Established | 2000 |
| Employees | 31 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.84% |
| Return on Equity - YTD | 9.12% |
| Annual Interest Income | $6.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $155.6MM$151.6MM |
| Loans | Q4 2018vs Q4 2017 | $123.4MM$112.7MM |
| Deposits | Q4 2018vs Q4 2017 | $133.3MM$132.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $15.9MM$12.8MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.3MM$1.0MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $342.00K$42.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $557.00K$71.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Oxford University Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | $10k | Kasasa Saver |
Oxford University Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.50%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
Locations
| Oxford University Bank Locations | ||
|---|---|---|
| Oxford University Bank | 1500 University Avenue | Oxford, MS 38655 |
| Bank Of Pontotoc | 1882 Highway 15 | Pontotoc, MS 38863 |
| West Jackson Avenue Branch | 2301 West Jackson Avenue | Oxford, MS 38655 |