Oxford University Bank

Overview / Commentary
1500 University Avenue
Oxford, MS 38655

Oxford University Bank is headquartered in OXFORD and is the 49th largest bank in the state of Mississippi. It is also the 2,860th largest bank in the nation. It was established in 2000 and as of June of 2023, it had grown to 35 employees at 5 locations. Oxford University Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #57034
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD4.55%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$225.0MM$226.2MM
LoansQ2 2023vs Q2 2022$170.7MM$151.6MM
DepositsQ2 2023vs Q2 2022$166.3MM$198.7MM
Equity CapitalQ2 2023vs Q2 2022$24.6MM$24.6MM
Loan Loss AllowanceQ2 2023vs Q2 2022$2.3MM$1.9MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$98.00K$21.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oxford University Bank Savings Account Rates

0.50%-$10kKasasa Saver

Oxford University Bank Checking Account Rates

2.00%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+

Oxford University Bank CD Rates

5.10%$10k$500k13 Month CD Special
4.74%$10k$500k7 Month CD Special
4.32%$10k$500k120 Day CD Special

Oxford University Bank Locations
Oxford University Bank1500 University AveOxford, MS 38655
Bank Of Pontotoc1882 Highway 15Pontotoc, MS 38863
West Jackson Avenue Branch1800 West Jackson AvenueOxford, MS 38655

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