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Overview / Commentary
1500 University Avenue
Oxford, MS 38655

Oxford University Bank is headquartered in Oxford and is the 59th largest bank in the state of Mississippi. It is also the 3,892nd largest bank in the nation. It was established in 2000 and as of September of 2016, it had grown to 30 employees at 5 locations. Oxford University Bank has an A health rating.


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Health Grade Components

FDIC Certificate #57034
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD7.74%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$128.2MM$120.8MM
LoansQ3 2016vs Q3 2015$99.0MM$87.6MM
DepositsQ3 2016vs Q3 2015$111.3MM$107.2MM
Equity CapitalQ3 2016vs Q3 2015$12.6MM$11.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$904.00K$758.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$182.00K$189.00K
Real Estate OwnedQ3 2016vs Q3 2015$71.00K$251.00K
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Oxford University Bank Savings Account Rates

0.50%*-$10kKasasa Saver
OTHER TIERS: 0.25% $10k+

Oxford University Bank Checking Account Rates

2.50%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+

Oxford University Bank Locations
Oxford University Bank1500 University AvenueOxford, MS 38655
Bank Of Pontotoc1882 Highway 15Pontotoc, MS 38863
West Jackson Avenue Branch2301 West Jackson AvenueOxford, MS 38655