Overview / Commentary
Oxford University Bank is headquartered in Oxford and is the 50th largest bank in the state of Mississippi. It is also the 3,222nd largest bank in the nation. It was established in 2000 and as of June of 2019, it had grown to 32 employees at 5 locations. Oxford University Bank has an A health rating.
Health
A
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57034 |
| Year Established | 2000 |
| Employees | 32 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.91% |
| Return on Equity - YTD | 8.98% |
| Annual Interest Income | $3.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $164.1MM$152.5MM |
| Loans | Q2 2019vs Q2 2018 | $126.9MM$120.2MM |
| Deposits | Q2 2019vs Q2 2018 | $143.7MM$135.2MM |
| Equity Capital | Q2 2019vs Q2 2018 | $16.7MM$13.0MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $1.3MM$1.1MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $284.00K$1.2MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $771.00K$71.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Oxford University Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | $10k | Kasasa Saver |
Oxford University Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.50%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
Locations
| Oxford University Bank Locations | ||
|---|---|---|
| Oxford University Bank | 1500 University Avenue | Oxford, MS 38655 |
| Bank Of Pontotoc | 1882 Highway 15 | Pontotoc, MS 38863 |
| West Jackson Avenue Branch | 2301 West Jackson Avenue | Oxford, MS 38655 |