Competitive Long-Term CD Rates at PEF Federal Credit Union in Parts of Ohio


PEF Federal Credit Union has two very competitive long-term CD and IRA CD rates: 3.29% APY for a 5-year term and 2.78% APY for a 4-year term. Minimum deposit is $500. These rates are listed in the savings tab of the credit union's rate table as of 11/10/2010.

As a comparison to CD rates available nationwide as of 11/10/2010, the best 5-year CD rate is 3.03% APY at Melrose Credit Union and the best 4-year CD rate is 2.55% APY at

Membership into PEF Federal Credit Union is open to those who live, work, worship or attend school in the Eastern Cuyahoga County, Ohio. Please refer to the credit union's About page for more details. A minimum balance of $5 in the share savings account is required for membership.

Branches are located in Highland Heights which is a suburb of Cleveland.

The credit union has an overall health score at of 4 out of 5 with a Texas Ratio of 15.94% (excellent) based on June 2010 data. Please refer to our financial overview of PEF Federal Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 12024).

Searching for the Best CD and IRA CD Rates

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Anonymous   |     |   Comment #1
Opened the CD without any issues. Bring social security card with you - it may be needed... Penalty is 180 days for early withdrawal. Savings acct has to have $100 (not $5) in it to avoid fees.
Anonymous   |     |   Comment #2
Also, is the correcr website. is WRONG one and could be dangerous.