Panhandle First Bank Reviews and Rates

Panhandle First Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mypfb.bank

580-338-2593

1223 N Main St
Guymon, OK 73942

Panhandle First Bank is headquartered in GUYMON and is the 47^th largest bank in the state of Oklahoma. It is also the 1,718^th largest bank in the nation. It was established in 1976 and as of March of 2025, it had grown to 87 employees at 4 locations. Panhandle First Bank's savings rates are 6X the national average, and it has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	22340
Year Established	1976
Employees	87
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.6%
Return on Equity - YTD	11.17%
Annual Interest Income	$8.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$534.6MM$242.9MM
Loans	Q1 2025vs Q1 2024	$371.7MM$151.5MM
Deposits	Q1 2025vs Q1 2024	$435.5MM$194.8MM
Equity Capital	Q1 2025vs Q1 2024	$77.8MM$24.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5.4MM$2.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$6MM$1.3MM
Real Estate Owned	Q1 2025vs Q1 2024	$1MM$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Panhandle First Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Panhandle First Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.05%^*	$0	$20k	Emergency Savings
OTHER TIERS: 1.00% → $20k+
1.01%	$0	-	Business Savings Account
1.01%	$1k	-	Health Savings Account
1.01%	$0	-	Regular Savings Account

Panhandle First Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.41%^*	$500k^*	-	Money Market Account
OTHER TIERS: 1.11% → $2.5k - $50k \| 1.21% → $50k - $250k \| 1.31% → $250k - $500k

Panhandle First Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.26%^*	$5k^*	$500k	Small Business Checking
OTHER TIERS: 0.06% → $500k+
0.75%	$1.5k	-	Interest Checking

Panhandle First Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.28%^*	$50k^*	-	90 Day CD
OTHER TIERS: 4.02% → $1k - $50k
4.18%^*	$50k^*	-	6 Month CD
OTHER TIERS: 3.92% → $1k - $50k
4.07%^*	$50k^*	-	12 Month CD
OTHER TIERS: 3.82% → $1k - $50k
3.92%^*	$50k^*	-	18 Month CD
OTHER TIERS: 3.66% → $1k - $50k
3.71%^*	$50k^*	-	24 Month CD
OTHER TIERS: 3.45% → $1k - $50k
3.14%^*	$50k^*	-	36 Month CD
OTHER TIERS: 2.89% → $1k - $50k

Panhandle First Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.56%	$1k	-	24 Month Fixed IRA

Locations

Panhandle First Bank Locations
Bank Of The Panhandle	13th and Main Streets	Guymon, OK 73942

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.