Panhandle First Bank is headquartered in GUYMON and is the 47th largest bank in the state of Oklahoma. It is also the 1,718th largest bank in the nation. It was established in 1976 and as of March of 2025, it had grown to 87 employees at 4 locations. Panhandle First Bank's savings rates are 6X the national average, and it has an A health rating.
Overall | |
---|---|
FDIC Certificate # | 22340 |
Year Established | 1976 |
Employees | 87 |
Primary Regulator | FDIC |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.6% |
Return on Equity - YTD | 11.17% |
Annual Interest Income | $8.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $534.6MM$242.9MM |
Loans | Q1 2025vs Q1 2024 | $371.7MM$151.5MM |
Deposits | Q1 2025vs Q1 2024 | $435.5MM$194.8MM |
Equity Capital | Q1 2025vs Q1 2024 | $77.8MM$24.2MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $5.4MM$2.7MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $6MM$1.3MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $1MM$0 |
Always verify rates and promotions with the bank or credit union. We are not Panhandle First Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.05%* | $0 | $20k | Emergency Savings | ||
OTHER TIERS: 1.00% → $20k+ | |||||
1.01% | $0 | - | Business Savings Account | ||
1.01% | $1k | - | Health Savings Account | ||
1.01% | $0 | - | Regular Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.41%* | $500k* | - | Money Market Account | ||
OTHER TIERS: 1.11% → $2.5k - $50k | 1.21% → $50k - $250k | 1.31% → $250k - $500k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.26%* | $5k* | $500k | Small Business Checking | ||
OTHER TIERS: 0.06% → $500k+ | |||||
0.75% | $1.5k | - | Interest Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.56% | $1k | - | 24 Month Fixed IRA |
Panhandle First Bank Locations | ||
---|---|---|
Bank Of The Panhandle | 13th and Main Streets | Guymon, OK 73942 |