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Overview / Commentary
619-475-4313
2700 E 4th St
National City, CA 91950-3006

Paradise Valley Federal Credit Union is headquartered in National City and is the 166th largest credit union in the state of California. It is also the 1,753rd largest credit union in the nation. It was established in 1957 and as of December of 2016, it had grown to 16 employees and 5,014 members at 1 location. Paradise Valley Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to staff and volunteers of Paradise Valley Hospital, Paradise Valley Medical Center, the Seventh-Day Adventist Church of San Diego County and other select organizations.
See current membership details

Reviews (1)

Paradise Valley Credit Union Review Report

Posted by: Scotty | May 29, 2014

My Experience with this credit union was reliable. I felt very safe in this credit union because I was asked to take off my ball cap before entering by a security guard. It was located inside of an Elderly living complex center located right by Paradise Valley Hospital which was very nice with great architecture, and beautiful plants surrounding the building.



Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Paradise Valley Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #11953
Year Chartered1957
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD-1.57%
Return on Equity - YTD-14.34%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$84.5MM$86.2MM
LoansQ4 2016vs Q4 2015$38.6MM$45.1MM
DepositsQ4 2016vs Q4 2015$74.9MM$75.3MM
Equity CapitalQ4 2016vs Q4 2015$9.3MM$10.4MM
Loan Loss AllowanceQ4 2016vs Q4 2015$773.00K$1.1MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$2.3MM$859.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$500.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Paradise Valley Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Individual Retirement Account
OTHER TIERS: 0.15% $100 - $5k | 0.20% $5k - $10k | 0.26% $10k - $25k | 0.30% $25k - $50k | 0.41% $50k - $100k
0.25%*$50k*-Savings
OTHER TIERS: 0.10% $100 - $2,500 | 0.15% $2,500 - $10k | 0.20% $10k - $50k

Paradise Valley Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Share Draft Checking

Paradise Valley Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%$100k-60 Month Jumbo CD
2.02%*$50k*-60 Month CD
OTHER TIERS: 1.25% $10k - $50k
1.77%$100k-48 Month Jumbo CD
1.51%*$50k*-48 Month CD
OTHER TIERS: 0.80% $10k - $50k
1.31%$100k-36 Month Jumbo CD
1.10%$100k-24 Month Jumbo CD
1.00%*$50k*-36 Month CD
OTHER TIERS: 0.60% $10k - $50k
0.85%$100k-18 Month Jumbo CD
0.75%$100k-12 Month Jumbo CD
0.70%*$50k*-24 Month CD
OTHER TIERS: 0.40% $10k - $50k
0.50%*$50k*-18 Month CD
OTHER TIERS: 0.35% $10k - $50k
0.40%*$50k*-12 Month CD
OTHER TIERS: 0.30% $10k - $50k
0.40%$100k-6 Month Jumbo CD
0.30%*$50k*$100k6 Month CD
OTHER TIERS: 0.25% $10k+
Locations


Paradise Valley Federal Credit Union Locations
Branch Office2700 E 4th StNational City, CA 91950-3006