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Paradise Valley Federal Credit Union

Popular Accounts at this Credit Union

1.36%5-year CD60 Month CD
0.40%1-year CD12 Month CD
0.05%SavingsSavings $50 Minimum

Overview / Commentary
2700 E 4th St
National City, CA 91950-3006

Paradise Valley Federal Credit Union is headquartered in National City and is the 163rd largest credit union in the state of California. It is also the 1,785th largest credit union in the nation. It was established in 1957 and as of June of 2017, it had grown to 14 employees and 4,690 members at 1 location. Paradise Valley Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership is open to staff and volunteers of Paradise Valley Hospital, Paradise Valley Medical Center, the Seventh-Day Adventist Church of San Diego County and other select organizations.
See current membership details

Reviews (1)

Paradise Valley Credit Union Review Report

Posted by: Scotty | May 29, 2014

My Experience with this credit union was reliable. I felt very safe in this credit union because I was asked to take off my ball cap before entering by a security guard. It was located inside of an Elderly living complex center located right by Paradise Valley Hospital which was very nice with great architecture, and beautiful plants surrounding the building.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Paradise Valley Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #11953
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD0.13%
Return on Equity - YTD1.24%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$83.7MM$86.1MM
LoansQ2 2017vs Q2 2016$33.9MM$43.2MM
DepositsQ2 2017vs Q2 2016$74.1MM$75.2MM
Equity CapitalQ2 2017vs Q2 2016$8.9MM$10.5MM
Loan Loss AllowanceQ2 2017vs Q2 2016$1.0MM$784.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$3.1MM$1.7MM
Real Estate OwnedQ2 2017vs Q2 2016$125.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Paradise Valley Federal Credit Union Savings Account Rates

0.50%*$100k*-Individual Retirement Account
OTHER TIERS: 0.15% $100 - $5k | 0.20% $5k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.40% $50k - $100k
0.05%$50-Savings $50 Minimum
0.05%--Impound Account

Paradise Valley Federal Credit Union Checking Account Rates

0.05%--Share Draft Checking

Paradise Valley Federal Credit Union CD Rates

1.41%$100k-60 Month Jumbo CD
1.36%*$50k*-60 Month CD
OTHER TIERS: 1.26% $2,500 - $10k | 1.31% $10k - $50k
1.00%$100k-48 Month Jumbo CD
0.95%*$50k*-48 Month CD
OTHER TIERS: 0.80% $2,500 - $10k | 0.85% $10k - $50k
0.75%$100k-36 Month Jumbo CD
0.70%*$50k*-36 Month CD
OTHER TIERS: 0.60% $2,500 - $10k | 0.65% $10k - $50k
0.55%$100k-24 Month Jumbo CD
0.50%*$50k*-24 Month CD
OTHER TIERS: 0.40% $2,500 - $10k | 0.45% $10k - $50k
0.45%$100k-12 Month Jumbo CD
0.40%*$50k*-12 Month CD
OTHER TIERS: 0.30% $2,500 - $10k | 0.35% $10k - $50k
0.40%$100k-6 Month Jumbo CD
0.35%*$50k*-6 Month CD
OTHER TIERS: 0.25% $2,500 - $10k | 0.30% $10k - $50k

Paradise Valley Federal Credit Union Locations
Branch Office2700 E 4th StNational City, CA 91950-3006