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Paradise Valley Federal Credit Union

Popular Accounts at this Credit Union

2.02%5-year CD60 Month CD
0.40%1-year CD12 Month CD

Overview / Commentary
2700 E 4th St
National City, CA 91950-3006

Paradise Valley Federal Credit Union is headquartered in National City and is the 165th largest credit union in the state of California. It is also the 1,737th largest credit union in the nation. It was established in 1957 and as of September of 2016, it had grown to 15 employees and 5,052 members at 1 location. Paradise Valley Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to staff and volunteers of Paradise Valley Hospital, Paradise Valley Medical Center, the Seventh-Day Adventist Church of San Diego County and other select organizations.
See current membership details

Reviews (1)

Paradise Valley Credit Union Review Report

Posted by: Scotty | May 29, 2014

My Experience with this credit union was reliable. I felt very safe in this credit union because I was asked to take off my ball cap before entering by a security guard. It was located inside of an Elderly living complex center located right by Paradise Valley Hospital which was very nice with great architecture, and beautiful plants surrounding the building.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Paradise Valley Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #11953
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD-0.06%
Return on Equity - YTD-0.46%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$85.7MM$83.8MM
LoansQ3 2016vs Q3 2015$41.4MM$45.5MM
DepositsQ3 2016vs Q3 2015$74.8MM$72.7MM
Equity CapitalQ3 2016vs Q3 2015$10.6MM$11.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$785.00K$1.2MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$2.2MM$1.2MM
Real Estate OwnedQ3 2016vs Q3 2015$0$506.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Paradise Valley Federal Credit Union Savings Account Rates

0.50%*$100k*-Individual Retirement Account
OTHER TIERS: 0.15% $100 - $5k | 0.20% $5k - $10k | 0.26% $10k - $25k | 0.30% $25k - $50k | 0.41% $50k - $100k
OTHER TIERS: 0.10% $100 - $2,500 | 0.15% $2,500 - $10k | 0.20% $10k - $50k

Paradise Valley Federal Credit Union Checking Account Rates

0.10%--Share Draft Checking

Paradise Valley Federal Credit Union CD Rates

2.27%$100k-60 Month Jumbo CD
2.02%*$50k*-60 Month CD
OTHER TIERS: 1.25% $10k - $50k
1.77%$100k-48 Month Jumbo CD
1.51%*$50k*-48 Month CD
OTHER TIERS: 0.80% $10k - $50k
1.31%$100k-36 Month Jumbo CD
1.10%$100k-24 Month Jumbo CD
1.00%*$50k*-36 Month CD
OTHER TIERS: 0.60% $10k - $50k
0.85%$100k-18 Month Jumbo CD
0.75%$100k-12 Month Jumbo CD
0.70%*$50k*-24 Month CD
OTHER TIERS: 0.40% $10k - $50k
0.50%*$50k*-18 Month CD
OTHER TIERS: 0.35% $10k - $50k
0.40%*$50k*-12 Month CD
OTHER TIERS: 0.30% $10k - $50k
0.40%$100k-6 Month Jumbo CD
0.30%*$50k*$100k6 Month CD
OTHER TIERS: 0.25% $10k+

Paradise Valley Federal Credit Union Locations
Branch Office2700 E 4th StNational City, CA 91950-3006