Patriot Bank (CT)


Overview / Commentary
888-728-7468
900 Bedford Street
Stamford, CT 06901

Patriot Bank (CT) is headquartered in STAMFORD and is the 17th largest bank in the state of Connecticut. It is also the 1,088th largest bank in the nation. It was established in 1994 and as of March of 2025, it had grown to 125 employees at 8 locations. Patriot Bank (CT)'s money market rates are 7X the national average, but it has a C health rating.

Reviews (1)

Their APR Is Lower Than What You Might Think.

The way they calculate their APY and their APR is non standard. They advertise their APY, but then pay an APR that is lower than what other banks would pay if they had the same APY. Most, if not all banks, do not use this kind of calculation. PATRIOT is doing false advertising in my opinion, and I am sticking to my opinion. It may be within the limits of the law, but it is non-standard regardless, by every others bank's adopted standards. In the end, you are being misled. Check the APR before you sign up for an account. Is it what you expected it to be? The answer is simply "NO". It is lower. Don't fall for such old cheap tricks. Very annoying and a huge waste of valuable time.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Patriot Bank (CT) has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #33928
Year Established1994
Employees125
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-0.75%
Return on Equity - YTD-13.03%
Annual Interest Income$12.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$956.6MM$1.07B
LoansQ1 2025vs Q1 2024$688.3MM$810.7MM
DepositsQ1 2025vs Q1 2024$872MM$862.7MM
Equity CapitalQ1 2025vs Q1 2024$78.4MM$73.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$6.7MM$13.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$21.3MM$19.6MM
Real Estate OwnedQ1 2025vs Q1 2024$2.6MM$2.8MM
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Patriot Bank (CT); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Patriot Bank (CT) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$0-Youth Savings
2.50%*$250k*-Business Savings
OTHER TIERS: 0.50% $0 - $250k
2.00%*$0$250kBusiness Premium Savings
OTHER TIERS: 0.01% $250k+
1.50%*$100k*-Star Savings
OTHER TIERS: 0.50% $0 - $100k
1.00%*$100k*-Patriot Bank at Work Savings
OTHER TIERS: 0.50% $0 - $100k
0.01%$0-Health Savings Account
0.00%$0-Savings Account

Patriot Bank (CT) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$250k*-Money Market
OTHER TIERS: 0.50% $0 - $50k | 1.25% $50k - $100k | 2.50% $100k - $250k
0.05%*$250k*-Business Money Market
OTHER TIERS: 0.01% $0 - $250k

Patriot Bank (CT) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-Star Banking
OTHER TIERS: 0.01% $0 - $100k
0.00%$50k-The One Account

Patriot Bank (CT) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$0-Founders CD
3.76%$500-3 Month Star Relationship CD
3.76%$500-5 Month Star Relationship CD
3.76%$500-6 Month Star Relationship CD
3.76%$500-9 Month Star Relationship CD
3.50%$500-3 Month CD
3.50%$500-5 Month CD
3.50%$500-6 Month CD
3.50%$500-9 Month CD
3.27%$500-1 Year Star Relationship CD
3.27%$500-18 Month Star Relationship CD
3.27%$500-2 Year Star Relationship CD
3.00%$500-1 Year CD
3.00%$500-18 Month CD
3.00%$500-2 Year CD
2.50%$500-30 Month Star Relationship CD
2.50%$500-3 Year Star Relationship CD
2.50%$500-4 Year Star Relationship CD
2.50%$500-5 Year Star Relationship CD
2.25%$500-30 Month CD
2.25%$500-3 Year CD
2.25%$500-4 Year CD
2.25%$500-5 Year CD

Patriot Bank (CT) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.76%$500-3 Month Star Relationship IRA
3.76%$500-5 Month Star Relationship IRA
3.76%$500-6 Month Star Relationship IRA
3.76%$500-9 Month Star Relationship IRA
3.50%$500-3 Month IRA
3.50%$500-5 Month IRA
3.50%$500-6 Month IRA
3.50%$500-9 Month IRA
3.27%$500-1 Year Star Relationship IRA
3.27%$500-18 Month Star Relationship IRA
3.27%$500-2 Year Star Relationship IRA
3.00%$500-1 Year IRA
3.00%$500-18 Month IRA
3.00%$500-2 Year IRA
2.50%$500-30 Month Star Relationship IRA
2.50%$500-3 Year Star Relationship IRA
2.50%$500-4 Year Star Relationship IRA
2.50%$500-5 Year Star Relationship IRA
2.25%$500-30 Month IRA
2.25%$500-3 Year IRA
2.25%$500-4 Year IRA
2.25%$500-5 Year IRA
Locations


Patriot Bank (CT) Locations
Greenwich Branch100 Mason StreetGreenwich, CT 06830
Norwalk Branch16 River StreetNorwalk, CT 06852
Fairfield Branch1755 Black Rock TurnpikeFairfield, CT 06825
Westport Branch415 Post Road EastWestport, CT 06880
Scarsdale Branch495 Central Park AvenueScarsdale, NY 10583
Milford Branch771 Boston Post RoadMilford, CT 06460
Darien Branch233 Post RoadDarien, CT 06820
Stamford Branch999 Bedford StreetStamford, CT 06905
Orange Branch7 Old Tavern RoadOrange, CT 06477

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.