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Overview / Commentary
1122 North Main Street
Shelbyville, TN 37160

Peoples Bank of Middle Tennessee is headquartered in Shelbyville and is the 123rd largest bank in the state of Tennessee. It is also the 3,888th largest bank in the nation. It was established in 2000 and as of June of 2016, it had grown to 25 employees at 1 location. Peoples Bank of Middle Tennessee has an A+ health rating.

Reviews (1)

Hometown Bank with Caring People

We have held an account with Peoples Bank of Bedford county for the last seven years. Their fees on their checking accounts are minimal and fair but can be waived if a certain balance is maintained however we don't keep a minimum balance and I have rarely been charged the fee. We can transfer funds between accounts over the phone and have the funds available immediately. Their student or minor checking accounts are nice as they have no fees and are linked to the parents account. While I cannot transfer fund via their automated machine to my daughters student account, I can call them and they are more than happy to take care of my needs. Their online banking has a bit to be desired. I was granted online access years ago and to this day still have not been able to get in. The staff is beyond compare! They acknowledge me by name, usually know exactly why I am there, they treat me like family.


Health Grade Components

FDIC Certificate #35604
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD9.3%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$129.2MM$104.5MM
LoansQ2 2016vs Q2 2015$98.2MM$74.7MM
DepositsQ2 2016vs Q2 2015$112.8MM$90.2MM
Equity CapitalQ2 2016vs Q2 2015$15.1MM$13.1MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.5MM$1.1MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.3MM$882.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$875.00K

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Peoples Bank of Middle Tennessee Locations
Peoples Bank Of Bedford County1122 North Main StreetShelbyville, TN 37160