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Overview / Commentary
1122 North Main Street
Shelbyville, TN 37160

Peoples Bank of Middle Tennessee is headquartered in Shelbyville and is the 112th largest bank in the state of Tennessee. It is also the 3,592nd largest bank in the nation. It was established in 2000 and as of December of 2017, it had grown to 24 employees at 1 location. Peoples Bank of Middle Tennessee has an A health rating.

Reviews (1)

Hometown Bank with Caring People

We have held an account with Peoples Bank of Bedford county for the last seven years. Their fees on their checking accounts are minimal and fair but can be waived if a certain balance is maintained however we don't keep a minimum balance and I have rarely been charged the fee. We can transfer funds between accounts over the phone and have the funds available immediately. Their student or minor checking accounts are nice as they have no fees and are linked to the parents account. While I cannot transfer fund via their automated machine to my daughters student account, I can call them and they are more than happy to take care of my needs. Their online banking has a bit to be desired. I was granted online access years ago and to this day still have not been able to get in. The staff is beyond compare! They acknowledge me by name, usually know exactly why I am there, they treat me like family.


Health Grade Components

FDIC Certificate #35604
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD6.79%
Annual Interest Income$6.7MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$143.2MM$144.0MM
LoansQ4 2017vs Q4 2016$105.4MM$106.9MM
DepositsQ4 2017vs Q4 2016$125.8MM$127.4MM
Equity CapitalQ4 2017vs Q4 2016$16.0MM$15.3MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.9MM$1.6MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$794.00K$1.2MM
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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Peoples Bank of Middle Tennessee Locations
Peoples Bank Of Bedford County1122 North Main StreetShelbyville, TN 37160