Peoples Bank (TN)

Overview / Commentary
129 Main St.
Clifton, TN 38425

Peoples Bank (TN) is headquartered in CLIFTON and is the 68th largest bank in the state of Tennessee. It is also the 2,233rd largest bank in the nation. It was established in 1890 and as of September of 2023, it had grown to 67 employees at 5 locations. Peoples Bank (TN) has an A+ health rating.


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Health Grade Components

FDIC Certificate #9489
Year Established1890
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.96%
Return on Equity - YTD17.66%
Annual Interest Income$16.5MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$346MM$286.4MM
LoansQ3 2023vs Q3 2022$276MM$227.4MM
DepositsQ3 2023vs Q3 2022$296.8MM$250.5MM
Equity CapitalQ3 2023vs Q3 2022$38.4MM$25.7MM
Loan Loss AllowanceQ3 2023vs Q3 2022$2.9MM$3.1MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$532K$1.3MM
Real Estate OwnedQ3 2023vs Q3 2022$119K$317K
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Peoples Bank (TN) Savings Account Rates

4.00%*-$50kKasasa Saver
OTHER TIERS: 1.50% $50k+

Peoples Bank (TN) Checking Account Rates

3.00%*-$20kKasasa Cash Checking
OTHER TIERS: 0.63% $20k+

Peoples Bank (TN) Locations
Peoples Bank129 Main StClifton, TN 38425
Waynesboro Branch210 Dexter Woods BoulevardWaynesboro, TN 38485
Hohenwald Branch526 E Main StHohenwald, TN 38462
Peoples Bank Branch703 Highway 13 SouthCollinwood, TN 38450

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