Featured Savings Rates
Featured Accounts

Peoples Savings Bank (IA)

Popular Accounts at this Bank

2.00%5-year CD60 Month CD One Time Bump-Up Rate
1.00%1-year CD12 Month CD
0.25%SavingsVariable Savings Account

Overview / Commentary
328 Main Street
Elma, IA 50628

Peoples Savings Bank (IA) is headquartered in Elma and is the 227th largest bank in the state of Iowa. It is also the 4,787th largest bank in the nation. It was established in 1927 and as of September of 2017, it had grown to 11 employees at 1 location. Peoples Savings Bank (IA)'s CD rates are 11% higher than the national average, and it has a B+ health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Peoples Savings Bank (IA) has a relatively low asset base.

Health Grade Components

FDIC Certificate #5818
Year Established1927
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.98%
Return on Equity - YTD19.36%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$72.3MM$65.1MM
LoansQ3 2017vs Q3 2016$65.5MM$59.3MM
DepositsQ3 2017vs Q3 2016$53.8MM$52.2MM
Equity CapitalQ3 2017vs Q3 2016$7.4MM$6.7MM
Loan Loss AllowanceQ3 2017vs Q3 2016$744.00K$625.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$0$21.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$52.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peoples Savings Bank (IA) Savings Account Rates

0.25%*$50k*-Variable Savings Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $20k | 0.20% $20k - $50k

Peoples Savings Bank (IA) Checking Account Rates

0.70%*$50k*-Freedom Account
OTHER TIERS: 0.25% $5k - $20k | 0.45% $20k - $50k
0.10%*$50k*-Super Now Account
OTHER TIERS: 0.05% $1,500 - $50k
0.10%*$50k*-Business with Interest
OTHER TIERS: 0.05% $1,500 - $50k

Peoples Savings Bank (IA) CD Rates

2.25%*$10k*-60 Month CD
OTHER TIERS: 2.00% $1k - $10k
2.00%*$10k*-48 Month CD
OTHER TIERS: 1.75% $1k - $10k
2.00%$10k-60 Month CD One Time Bump-Up Rate
1.65%*$10k*-36 Month CD
OTHER TIERS: 1.45% $1k - $10k
1.45%$10k-36 Month CD One Time Bump-Up Rate
1.40%*$10k*-30 Month CD
OTHER TIERS: 1.15% $1k - $10k
1.15%*$10k*-24 Month CD
OTHER TIERS: 0.95% $1k - $10k
1.05%*$10k*-18 Month CD
OTHER TIERS: 0.90% $1k - $10k
1.00%*$10k*-12 Month CD
OTHER TIERS: 0.85% $1k - $10k
0.80%*$10k*-9 Month CD
OTHER TIERS: 0.75% $1k - $10k
0.75%*$10k*-6 Month CD
OTHER TIERS: 0.70% $1k - $10k

Peoples Savings Bank (IA) Locations
Peoples Savings Bank328 Main StreetElma, IA 50628