Featured Savings Rates
Featured Accounts

Peoples Savings Bank (IA)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.30%5-year CD60 Month CD One Time Bump-Up Rate
0.60%1-year CD12 Month CD
0.25%SavingsVariable Savings Account

Overview / Commentary
641-393-2301
328 Main Street
Elma, IA 50628

Peoples Savings Bank (IA) is headquartered in Elma and is the 240th largest bank in the state of Iowa. It is also the 5,070th largest bank in the nation. It was established in 1927 and as of September of 2016, it had grown to 11 employees at 1 location. Peoples Savings Bank (IA) has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Peoples Savings Bank (IA) has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #5818
Year Established1927
Employees11
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.95%
Return on Equity - YTD19.32%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$65.1MM$64.2MM
LoansQ3 2016vs Q3 2015$59.3MM$58.0MM
DepositsQ3 2016vs Q3 2015$52.2MM$51.4MM
Equity CapitalQ3 2016vs Q3 2015$6.7MM$6.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$625.00K$795.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$21.00K$563.00K
Real Estate OwnedQ3 2016vs Q3 2015$52.00K$475.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peoples Savings Bank (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Variable IRA Account
0.25%*$50k*-Variable Savings Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $20k | 0.20% $20k - $50k

Peoples Savings Bank (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$50k*-Freedom Account
OTHER TIERS: 0.20% $5k - $20k | 0.30% $20k - $50k
0.10%*$50k*-Super Now Account
OTHER TIERS: 0.05% $1,500 - $50k
0.10%*$50k*-Business with Interest
OTHER TIERS: 0.05% $1,500 - $50k

Peoples Savings Bank (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$10k*-60 Month CD
OTHER TIERS: 1.35% $1k - $10k
1.30%--60 Month CD One Time Bump-Up Rate
1.25%*$10k*-48 Month CD
OTHER TIERS: 1.15% $1k - $10k
1.00%*$10k*-36 Month CD
OTHER TIERS: 0.90% $1k - $10k
0.90%--36 Month CD One Time Bump-Up Rate
0.75%*$10k*-30 Month CD
OTHER TIERS: 0.65% $1k - $10k
0.70%*$10k*-24 Month CD
OTHER TIERS: 0.60% $1k - $10k
0.65%*$10k*-18 Month CD
OTHER TIERS: 0.55% $1k - $10k
0.60%*$10k*-12 Month CD
OTHER TIERS: 0.50% $1k - $10k
0.50%*$10k*-9 Month CD
OTHER TIERS: 0.40% $1k - $10k
0.45%*$10k*-6 Month CD
OTHER TIERS: 0.35% $1k - $10k
Locations


Peoples Savings Bank (IA) Locations
Peoples Savings Bank328 Main StreetElma, IA 50628