Overview / Commentary
536 North Ave NE
Atlanta, GA 30308

Pinnacle CU (GA) is headquartered in Atlanta and is the 34th largest credit union in the state of Georgia. It is also the 1,916th largest credit union in the nation. It was established in 1926 and as of September of 2018, it had grown to 20 employees and 8,219 members at 2 locations. Pinnacle CU (GA)'s CD rates are 50% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of Atlanta Board of Education, Atlanta Chamber of Commerce, Chatuge Regional Hospital & Nursing Home, Clark Atlanta University, Diversified Metal Fabricators, Georgia Association of Educators, Marion County Schools, Morehouse College, Pioneer Aerospace, Inc.-Mississippi, Putnam General Hospital, Towns County Water and Sewerage, World Trade Center of Atlanta and over 50 other area employee groups.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Pinnacle CU (GA) has a relatively low asset base.

Health Grade Components

NCUA #67632
Year Chartered1926
Primary Regulator
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD3.16%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$73.3MM$72.5MM
LoansQ3 2018vs Q3 2017$42.0MM$35.8MM
DepositsQ3 2018vs Q3 2017$67.7MM$66.7MM
Equity CapitalQ3 2018vs Q3 2017$5.6MM$5.7MM
Loan Loss AllowanceQ3 2018vs Q3 2017$269.00K$254.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$654.00K$429.00K
Real Estate OwnedQ3 2018vs Q3 2017$127.00K$0
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Always verify rates and promotions with the bank or credit union. We are not Pinnacle CU (GA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pinnacle CU (GA) Savings Account Rates

0.10%*$25k*-Tuition Clubs
OTHER TIERS: 0.05% Up to $25k
0.10%*$25k*-Cool Kids Savings Club
OTHER TIERS: 0.05% Up to $25k
0.01%$100-Share Savings
0.01%$100-Christmas & Vacation Club Accounts
0.01%$25-IRA Savings
0.01%$100-Peak Investors
0.01%$100-Holiday & Vacation Savings Club Account

Pinnacle CU (GA) Money Market Rates

0.15%$1k-Money Market Savings

Pinnacle CU (GA) Checking Account Rates

0.01%$1k-Share Draft Checking
0.01%$750-Premium Checking

Pinnacle CU (GA) CD Rates

2.00%$1k-60 Month Share Certificate
1.75%$1k-48 Month Share Certificate
1.65%$1k-36 Month Share Certificate
1.55%$1k-24 Month Share Certificate
1.35%$1k-12 Month Share Certificate
0.75%$1k-6 Month Share Certificate

Pinnacle CU (GA) IRA Rates

2.00%$1k-60 Month IRA Certificate
1.75%$1k-48 Month IRA Certificate
1.65%$1k-36 Month IRA Certificate
1.55%$1k-24 Month IRA Certificate
1.35%$1k-12 Month IRA Certificate

Pinnacle CU (GA) Locations
Branch Office536 North Ave NEAtlanta, GA 30308-2713
Branch Office1076 Greensboro RDEatonton, GA 31024-5584

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