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ProFed Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.profedcu.org
800-752-4613
1710 Saint Joe River Dr
Fort Wayne, IN 46805

ProFed Federal Credit Union is headquartered in Fort Wayne and is the 19th largest credit union in the state of Indiana. It is also the 577th largest credit union in the nation. It was established in 1933 and as of March of 2025, it had grown to 182 employees and 65,582 members at 13 locations. ProFed Federal Credit Union's CD rates are 4X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in ProFed is open to those who live, work, worship, attend school, or regularly conduct business in the Indiana counties of Adams, Allen, DeKalb, Huntington, LaGrange, Noble, Steuben, Wells, or Whitley.
See current membership details

Reviews (1)

MOBILE DEPOSIT

Posted by: |

This application needs work. It is extremely difficult to deposit a check from my phone. It just does not want to take the picture. It takes too long for a check to be credited or a DD.

1


Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #17012
Year Chartered1933
Employees182
Primary Regulator
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD9.98%
Annual Interest Income$8.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$742.9MM$709.9MM
LoansQ1 2025vs Q1 2024$504.7MM$478MM
DepositsQ1 2025vs Q1 2024$646.2MM$621.8MM
Equity CapitalQ1 2025vs Q1 2024$85.4MM$74.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3MM$2.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$683K$1.2MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not ProFed Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ProFed Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Health Savings Account Checking
OTHER TIERS: 0.05% → $0 - $1k | 0.10% → $1k - $10k
0.05%$125-Regular Share Account
0.05%$125-Christmas Club
0.05%$125-Name Your Own Club
0.05%$125-Regular Share Account 2
0.05%$125-Regular Share Account 3

ProFed Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%*$100k*-Money Market Plus
OTHER TIERS: 0.05% → $0 - $2.5k | 0.20% → $2.5k - $10k | 0.45% → $10k - $25k | 0.80% → $25k - $50k | 1.00% → $50k - $100k

ProFed Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Checking Plus

ProFed Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$1.5k-11 Month Share Certificate Special
3.50%$500-12 Month Share Certificate
3.50%$500-18 Month Share Certificate
1.50%$500-60 Month Share Certificate
1.25%$500-48 Month Share Certificate
1.20%$500-36 Month Share Certificate
1.10%$500-30 Month Share Certificate
1.05%$500-24 Month Share Certificate
1.05%$25-24 Month EZ Saver Share Certificate
1.00%$25-12 Month EZ Saver Share Certificate
0.90%$500-9 Month Share Certificate
0.85%$500-6 Month Share Certificate
0.60%$500-3 Month Share Certificate

ProFed Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$1k-18 Month Fixed Rate IRA
3.50%$1k-12 Month Fixed Rate IRA
1.50%$1k-60 Month Variable IRA
1.50%$1k-60 Month Fixed Rate IRA
1.20%$1k-36 Month Fixed Rate IRA
1.05%$25-24 Month EZ Saver IRA Certificate
0.15%$15-Traditional IRA Variable Share
0.15%$15-Roth IRA Variable Share
Locations

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