Overview / Commentary
6500 Rookin St Building C, Suite C109
Houston, TX 77074-5019

Field of Membership Restrictions

Membership in Promise Credit Union is open to families in the Gulfton/Sharpstown area of Houston, Texas.
See current membership details

Reviews (1)


Posted by: nia09us | Nov 9, 2012


What I dilike about this credit union is, I can never reach anyone. Be it by phone or email, there is no communication by this bank. I feel very uncomfortable giving my money to someone to hold yet I can never find anyone. It's like giving my money to a crackhead, I don't know if it will be there or not. so I'm looking for a new bank

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Promise Credit Union has a very low asset base.

Health Grade Components

NCUA #68592
Year Chartered2008
Primary Regulator
Profit Margin
Return on Assets - YTD2.8%
Return on Equity - YTD32.66%
Annual Interest Income$162.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$4.5MM$4.6MM
LoansQ3 2018vs Q3 2017$2.0MM$2.4MM
DepositsQ3 2018vs Q3 2017$3.7MM$3.7MM
Equity CapitalQ3 2018vs Q3 2017$396.00K$136.00K
Secondary CapitalQ3 2018vs Q3 2017$180.00K
Loan Loss AllowanceQ3 2018vs Q3 2017$132.00K$219.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$14.00K$72.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Promise Credit Union Savings Account Rates

0.15%$10-Primary Share/Savings Account

Promise Credit Union CD Rates

1.76%$500-36 Month CD
1.12%$500-18 Month CD
1.12%$500-24 Month CD
0.76%$500-12 Month CD
0.52%$500-6 Month CD

Promise Credit Union Locations
Branch Office6500 Rookin St Building C, Suite C109Houston, TX 77074-5019

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