Provident Bank (Riverside, CA)

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CURRENT TOP RATE

3 Year CD Plus Special (With Checking and Direct Deposit)

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.myprovident.com

951-782-6177

6570 Magnolia Ave.
Riverside, CA 92506

Provident Bank (Riverside, CA) is headquartered in RIVERSIDE and is the 56^th largest bank in the state of California. It is also the 854^th largest bank in the nation. It was established in 1956 and as of March of 2025, it had grown to 163 employees at 14 locations. Provident Bank (Riverside, CA) has an A health rating.

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Health

A

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	30879
Year Established	1956
Employees	163
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.65%
Return on Equity - YTD	6.72%
Annual Interest Income	$14.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.26B$1.29B
Loans	Q1 2025vs Q1 2024	$1.06B$1.07B
Deposits	Q1 2025vs Q1 2024	$910.2MM$917.7MM
Equity Capital	Q1 2025vs Q1 2024	$123.3MM$124.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$6.6MM$7.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.4MM$2.2MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Provident Bank (Riverside, CA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%^*	$50k^*	-	Savings Plus
OTHER TIERS: 0.01% → $10k - $25k \| 0.03% → $25k - $50k
0.05%	$0	-	Young Investors of Provident
0.03%	$0	-	Basic Savings
0.03%	$0	-	Business Savings Account

Provident Bank (Riverside, CA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%^*	$50k^*	-	Asset Management Account
OTHER TIERS: 0.01% → $10k - $25k \| 0.03% → $25k - $50k
0.05%^*	$50k^*	-	Money Market Plus
OTHER TIERS: 0.01% → $2.5k - $10k \| 0.03% → $10k - $50k

Provident Bank (Riverside, CA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%^*	$50k^*	-	Gold Advantage Checking
OTHER TIERS: 0.02% → $10k - $25k \| 0.03% → $25k - $50k
0.05%^*	$50k^*	-	Business Cash Management
OTHER TIERS: 0.01% → $2.5k - $10k \| 0.03% → $10k - $50k
0.05%	$0	-	Community Advantage Checking
0.05%^*	$100k^*	-	Corporate Interest Checking
OTHER TIERS: 0.01% → $25k - $50k \| 0.03% → $50k - $100k
0.01%	$2.5k	-	Value Plus Checking
0.01%	$2k	-	Business Interest Checking

Provident Bank (Riverside, CA) CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.80%^*	$25k^*	$1000m	3 Year CD Plus Special (With Checking and Direct Deposit)
OTHER TIERS: 0.65% → $1k - $10k \| 0.75% → $10k - $25k
0.80%^*	$25k^*	$1000m	4 Year CD Plus Special (With Checking and Direct Deposit)
OTHER TIERS: 0.65% → $1k - $10k \| 0.75% → $10k - $25k
0.80%^*	$25k^*	$1000m	5 Year CD Plus Special (With Checking and Direct Deposit)
OTHER TIERS: 0.65% → $1k - $10k \| 0.75% → $10k - $25k
0.78%^*	$25k^*	-	3 Year CD
OTHER TIERS: 0.63% → $1k - $10k \| 0.73% → $10k - $25k
0.78%^*	$25k^*	-	4 Year CD
OTHER TIERS: 0.63% → $1k - $10k \| 0.73% → $10k - $25k
0.78%^*	$25k^*	-	5 Year CD
OTHER TIERS: 0.63% → $1k - $10k \| 0.73% → $10k - $25k
0.78%^*	$25k^*	-	6 Year CD
OTHER TIERS: 0.63% → $1k - $10k \| 0.73% → $10k - $25k
0.78%^*	$25k^*	-	7 Year CD
OTHER TIERS: 0.63% → $1k - $10k \| 0.73% → $10k - $25k
0.65%^*	$25k^*	$1000m	2 Year CD Plus Special (With Checking and Direct Deposit)
OTHER TIERS: 0.50% → $1k - $10k \| 0.60% → $10k - $25k
0.63%^*	$25k^*	-	2 Year CD
OTHER TIERS: 0.48% → $1k - $10k \| 0.58% → $10k - $25k
0.30%^*	$25k^*	$1000m	1 Year CD Plus Special (With Checking and Direct Deposit)
OTHER TIERS: 0.15% → $1k - $10k \| 0.25% → $10k - $25k
0.27%^*	$25k^*	-	1 Year CD
OTHER TIERS: 0.12% → $1k - $10k \| 0.22% → $10k - $25k
0.12%^*	$25k^*	-	6 Month CD
OTHER TIERS: 0.10% → $1k - $25k
0.12%^*	$25k^*	-	9 Month CD
OTHER TIERS: 0.10% → $1k - $25k
0.10%^*	$25k^*	-	3 Month CD
OTHER TIERS: 0.08% → $1k - $25k

Provident Bank (Riverside, CA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.78%^*	$25k^*	-	3 Year IRA
OTHER TIERS: 0.63% → $1k - $10k \| 0.73% → $10k - $25k
0.78%^*	$25k^*	-	4 Year IRA
OTHER TIERS: 0.63% → $1k - $10k \| 0.73% → $10k - $25k
0.78%^*	$25k^*	-	5 Year IRA
OTHER TIERS: 0.63% → $1k - $10k \| 0.73% → $10k - $25k
0.78%^*	$25k^*	-	6 Year IRA
OTHER TIERS: 0.63% → $1k - $10k \| 0.73% → $10k - $25k
0.78%^*	$25k^*	-	7 Year IRA
OTHER TIERS: 0.63% → $1k - $10k \| 0.73% → $10k - $25k
0.63%^*	$25k^*	-	2 Year IRA
OTHER TIERS: 0.48% → $1k - $10k \| 0.58% → $10k - $25k
0.27%^*	$25k^*	-	1 Year IRA
OTHER TIERS: 0.12% → $1k - $10k \| 0.22% → $10k - $25k
0.12%^*	$25k^*	-	6 Month IRA
OTHER TIERS: 0.10% → $1k - $25k
0.12%^*	$25k^*	-	9 Month IRA
OTHER TIERS: 0.10% → $1k - $25k
0.10%^*	$25k^*	-	3 Month IRA
OTHER TIERS: 0.08% → $1k - $25k

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Los Angeles Area

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