Overview / Commentary
Regal Bank is headquartered in Livingston and is the 36th largest bank in the state of New Jersey. It is also the 1,487th largest bank in the nation. It was established in 2007 and as of December of 2020, it had grown to 74 employees at 11 locations. Regal Bank has an A health rating.
Health
A
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 58574 |
| Year Established | 2007 |
| Employees | 74 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.39% |
| Return on Equity - YTD | 3.96% |
| Annual Interest Income | $20.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $561.7MM$511.5MM |
| Loans | Q4 2020vs Q4 2019 | $387.7MM$404.8MM |
| Deposits | Q4 2020vs Q4 2019 | $496.5MM$420.5MM |
| Equity Capital | Q4 2020vs Q4 2019 | $53.6MM$52.0MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $5.6MM$5.5MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $1.2MM$0 |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
