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Somerset Regal Bank

Somerset Regal Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.somersetregalbank.com
732-560-1700
220 West Union Avenue
Bound Brook, NJ 08805

Somerset Regal Bank is headquartered in BOUND BROOK and is the 22nd largest bank in the state of New Jersey. It is also the 967th largest bank in the nation. It was established in 1887 and as of March of 2025, it had grown to 120 employees at 14 locations. Somerset Regal Bank's money market rates are 8X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28778
Year Established1887
Employees120
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.18%
Return on Equity - YTD1.02%
Annual Interest Income$11.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.07B$1.05B
LoansQ1 2025vs Q1 2024$780.8MM$698.9MM
DepositsQ1 2025vs Q1 2024$840MM$840.8MM
Equity CapitalQ1 2025vs Q1 2024$190.3MM$197.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.1MM$5.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$0$148K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Somerset Regal Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Tiered Savings
OTHER TIERS: 0.05% → $0 - $10k
0.05%$50-Passbook Savings
0.05%$50-Statement Savings

Somerset Regal Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.46%$0-Premium Money Market Account
0.10%$0-Money Market Account

Somerset Regal Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Interest Checking
0.05%$500-Free 50+ Checking with Interest

Somerset Regal Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-10 Month CD
0.55%$500-60 Month CD
0.40%$500-48 Month CD
0.35%$500-36 Month CD
0.35%$500-42 Month CD
0.25%$500-24 Month CD
0.25%$500-30 Month CD
0.20%$500-12 Month CD
0.20%$500-15 Month CD
0.20%$500-18 Month CD
0.15%$500-13 Month CD
0.10%$500-6 Month CD
0.10%$500-9 Month CD

Somerset Regal Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.24%$100-18 Month Variable IRA
2.50%$500-10 Month IRA
0.55%$500-60 Month IRA
0.40%$500-48 Month IRA
0.35%$500-36 Month IRA
0.35%$500-42 Month IRA
0.25%$500-24 Month IRA
0.25%$500-30 Month IRA
0.20%$500-12 Month IRA
0.20%$500-15 Month IRA
0.20%$500-18 Month IRA
0.15%$500-13 Month IRA
0.10%$500-6 Month IRA
0.10%$500-9 Month IRA
Locations


Somerset Regal Bank Locations
Middlesex1305 Bound Brook RoadMiddlesex, NJ 08846
Flemington141 Broad StreetFlemington, NJ 08822
Somerset Savings Bank, SLA220 W Union AveBound Brook, NJ 08805
Manville Branch41 South Main StreetManville, NJ 08835
Whitehouse Branch410 Us 22Whitehouse Station, NJ 08889
Somerville64 West End AvenueSomerville, NJ 08876
Raritan802 Somerset StreetRaritan, NJ 08869

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