Special 11-Month CD Rate at Regal Financial Bank in WA


Regal Financial Bank has just started to offer a good deal on a special 11-month CD. It has a 1.11% APY with a minimum deposit of $25,000. Maximum deposit is just under $250,000. New money is required. This special is listed in the bank’s promotions page as of 10/30/2013. According to the small print the “offer expires November 29, 2013 and is subject to change without notice.”

This offer is valid only in Washington State. The bank is located in Seattle, Washington.

The bank has an overall health grade at DepositAccounts.com of a B+ with a Texas ratio of 22.88% (average) based on June 2013 data. Please refer to our financial overview of Regal Financial Bank for more details. The bank has been a FDIC member since 2002 (FDIC Certificate # 57236).

How This CD Rate Compares

The best 1-year CD rate continues to be at the all-access Communitywide Federal Credit Union. It has a special 1-year CD with a 2.00% APY. Maximum deposit is $100,000, and an active checking is required.

The rate of the second best deal is much lower. That’s at all-access Connexus Credit Union. Its rate is 1.10% APY. This also requires an active checking account.

Nationwide Bank offers a 1.06% APY for a Jumbo 1-year CD. Minimum deposit is $100,000. For smaller deposits, the best rate is 1.05% APY at GE Capital Bank and a few other internet banks.

To search for nationwide CD rates and CD rates in your state, please refer to the best CD rates section of DepositAccounts.com.

B. Jay
B. Jay (anonymous)   |     |   Comment #1
Regal Financial had several locations and better customer service years ago.  The other locations are now closed and there is only one office which makes banking more difficult and inconvient.  Unable to get help with account after several calls.
2.75% Savings Account at Regal Financial Bank in Washington State
Update 5/09/09: The savings account rate has fallen to 2.50% APY. Please check the bank's website for the latest rates.

Regal Financial Bank is offering a savings account called Emerald Savings with a rate of 2.75% APY for balances of $2,500 to $250,000. The rate is 0.50% for balances under $2,500. These rates are listed at the bank's rate table as of 5/03/09. According to a reader who mentioned this account, the rate has recently fallen from 3% to 2.75% APY.

My last post on this bank was in February when they...

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4.00% 12-Month CD at Regal Financial Bank - Nationally Available
Update 3/02/09: The promotion page now states that the offer is open to Washington State residents only.

Regal Financial Bank is offering a special 12-month CD with a 4.00% APY. Minimum deposit is $2,500, and the maximum is $250,000. To qualify for this CD, you must also open a savings account and checking account. The special is listed at the bank's promotion page as of 2/25/09. This MVP CD promotion is scheduled to expire 3/15/09.

A reader mentioned seeing an ad for this special. I just called their toll-free number at 800-888-1955,...

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