REV Federal Credit Union

Overview / Commentary
210 Marymeade Dr
Summerville, SC 29483

REV Federal Credit Union is headquartered in Summerville and is the 9th largest credit union in the state of South Carolina. It is also the 408th largest credit union in the nation. It was established in 1955 and as of June of 2023, it had grown to 233 employees and 68,373 members at 20 locations. REV Federal Credit Union's CD rates are 6X the national average, and it has a B health rating.

Field of Membership Restrictions

REV Federal Credit Union is open to anyone through a membership in the American Consumer Council or the Friend of the Foundation. Those who live, work, worship, volunteer, or attend school in the North Carolina counties of Brunswick or Columbus, or the South Carolina counties of Berkeley, Colleton, or Dorchester also qualify for membership. Active/retired members or honorably discharged veterans of the U.S. Armed Forces of Joint Base Charleston are eligible to join, as are their dependents or dependent survivors. Immediate family and house members of current REV members also qualify. (Membership eligibility listed on the online application.)
See current membership details

Reviews (2)

Heritage Trust Federal Credit Union

I have been a customer of Heritage Trust Federal Credit Union since 1989. I love this bank because of its customer service and attention to detail, making me feel like a trusted friend than just a customer. I have a checking account, a savings account, and a secondary savings account that I use for special projects, such as vacations, large purchases, or Christmas. The checking account plan that I have guarantees me overdraft protection because, if for some reason, my account is overdrawn, the bank will transfer funds from my saving account into my checking account. The bank will do this at no charge, as long as I only have three such instances in a specific time period and my savings account has higher than the minimum balance. The bank has a program for younger customers; I have enrolled both of my sons in an early banking program. They both have savings accounts that earn a small interest rate, but allows them to become savers for things in their future. I love my bank!

Customer Service

Heritage Trust Federal Credit Union has been my bank for over 23 years. It is small enough for personal recognition with the staff but big enough to offer the same things as a big time bank. I can always go in and dispute a fee and the customer service will always be polite and kind even if I do not get what I want. Now their fees are outrageous and for things like statements and bad transfer etc. things I am not sure i know what it means but it can be found on my statement. I am please with HT and do not plan on changing any time soon.


Health Grade Components

NCUA #9986
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD7.28%
Annual Interest Income$24.2MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$1.07B$986.3MM
LoansQ2 2023vs Q2 2022$948.3MM$877.5MM
DepositsQ2 2023vs Q2 2022$865.5MM$818.4MM
Equity CapitalQ2 2023vs Q2 2022$90.1MM$92.2MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$4.6MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$5.3MM$3.1MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

REV Federal Credit Union Savings Account Rates

0.15%--Traditional IRA Savings
0.15%--Roth IRA Savings
0.05%*$50k*-Primary Savings
OTHER TIERS: 0.01% Up to $50k
0.05%*$50k*-Custodial Savings
OTHER TIERS: 0.01% Up to $50k
0.05%*$50k*-Extra Savings
OTHER TIERS: 0.01% Up to $50k
0.05%--Health Savings
0.05%*$50k*-Holiday Club
OTHER TIERS: 0.01% Up to $50k

REV Federal Credit Union Money Market Rates

4.50%--Business Money Market Accounts
0.55%*$100k*-Money Market Account
OTHER TIERS: 0.30% $1k - $10k | 0.35% $10k - $25k | 0.45% $25k - $50k | 0.50% $50k - $100k

REV Federal Credit Union Checking Account Rates

4.00%*-$10kPremier Checking
OTHER TIERS: 0.01% $100k+ | 1.00% $20k - $100k | 2.00% $10k - $20k
0.01%--Easy Checking

REV Federal Credit Union CD Rates

5.00%$250-9 Month Certificate Special
5.00%$250-12 Month Certificate Special
5.00%$250-24 Month Certificate Special
4.49%$250-13 Month Certificate Special
4.00%$250-3 Month Certificate
2.80%$250-60 Month Certificate
2.30%$250-48 Month Certificate
2.25%$250-36 Month Certificate
2.10%$250-24 Month Certificate
1.75%$250-12 Month Certificate
1.75%$100-12 Month Small Saver Certificate
0.50%$250-6 Month Certificate

REV Federal Credit Union IRA Rates

5.00%$250-9 Month IRA Special
5.00%$250-12 Month IRA Special
5.00%$250-24 Month IRA Special
4.49%$250-13 Month IRA Special
2.80%$250-60 Month IRA
2.30%$250-48 Month IRA
2.25%$250-36 Month IRA
2.10%$250-24 Month IRA
1.75%$250-12 Month IRA
1.75%$100-12 Month Small Saver IRA


Charleston Area

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